Integrated Shield Plan for Class B1

[LingBit]

Hi all, would appreciate any advice on the integrated shield plan for class B1.

I am currently under NTUC Incomeshield Plan B with Plus Rider, which I understand that there is a limit, and would like to change my plan to one which is as charged. Would it be better to upgrade to NTUC Income Basic Plan with Plus Rider (so that the charges will be 100% fully covered) or should I change to another company? For class B1, the coverage seems to be quite okay.

Also, my mother is in the same plan as me, and we just upgraded her plan to the NTUC Income Basic Plan with Plus Rider, just in case if there is any new exclusion, there is still some coverage from the old plan.

Please let me know if there is any other plan which is good for class B1 too.

By the way, I referenced according to:
https://www.moh.gov.sg/content/dam/...on of IPs-Class B1 plans (clean) 20042016.pdf

Thank you!

 

[scheng1]

Suggest you wait till the insurers finalize the increment of premium before you switch plan.
I think Income will have a sharp increase in premium since they are making a loss.

 

[LingBit]

Suggest you wait till the insurers finalize the increment of premium before you switch plan.
I think Income will have a sharp increase in premium since they are making a loss.

Hello, thank you. I will check out with NTUC Income first regarding the increase of the premium, and see what they say first.

 

[windwaver]

Suggest you wait till the insurers finalize the increment of premium before you switch plan.
I think Income will have a sharp increase in premium since they are making a loss.

Why bother to wait when premiums are not level to start with?

Hi all, would appreciate any advice on the integrated shield plan for class B1.

I am currently under NTUC Incomeshield Plan B with Plus Rider, which I understand that there is a limit, and would like to change my plan to one which is as charged. Would it be better to upgrade to NTUC Income Basic Plan with Plus Rider (so that the charges will be 100% fully covered) or should I change to another company? For class B1, the coverage seems to be quite okay.

Also, my mother is in the same plan as me, and we just upgraded her plan to the NTUC Income Basic Plan with Plus Rider, just in case if there is any new exclusion, there is still some coverage from the old plan.

Please let me know if there is any other plan which is good for class B1 too.

Enhanced IncomeShield Basic with Plus Rider.

 

[Dreamingboy]

Hello, i do not suggest you anyhow switch your current shield plan if you have any existing condition. It might have some exclution and that will be cause more touble in future. Just curious that why you plan to switch plan?

 

[Carnage]

Yes agree with above. If you have made claims under your current shield plan, it would be excluded if you switched insurers.