ISAC - iShares MSCI ACWI UCITS ETF (USD) Accumulating

[highsulphur]

This argument doesn’t make sense mah. When one put money into SRS, it is more like deferring one’s tax using SRS. If today you want to pay full tax then no need put SRS right? It is not like anyone point a gun to your head and say need to put money in SRS.

Some of my top earning friends also don’t bother about SRS and outright just pay high tax. For some ppl, they just see SRS as a discipline way of savings with some deferred tax benefits.

Read my post again. I'll still contribute to srs for tax relief but I will choose my allocation according to tax optimisation. If I have bond component, I rather put it with srs than with cash to minimise potential capital gain tax. That's all.

But if you are 100% equities across cpf, srs and cash, then the point is moot

 

[wutawa]

sry to derail from your srs topic. can i chk if anyone actually invest in isac? under which platform and what is the yield (in usd or sgd) for 2025? no, i dont want the cold numbers from the internet.

 

[wutawa]

Fsm cannot trade lse, so u should use ibkr

fsm can trade lse since nov 2023.

 

[highsulphur]

fsm can trade lse alrdy.

IBKR is probably still cheaper

 

[Mephist0pheLes]

sry to derail from your srs topic. can i chk if anyone actually invest in isac? under which platform and what is the yield (in usd or sgd) for 2025? no, i dont want the cold numbers from the internet.

I do, using Ibkr.

Not sure y r u asking the yield. That would depend on the price the person invested in.

I DCA every month, lazy to calculate the yield.

 

[wutawa]

I do, using Ibkr.

Not sure y r u asking the yield. That would depend on the price the person invested in.

I DCA every month, lazy to calculate the yield.

yield is my pri consideration for investment. i know it varies, so that's why i want to know how good it is from others' experience.

 

[Mephist0pheLes]

yield is my pri consideration for investment. i know it varies, so that's why i want to know how good it is from others' experience.

Everyday there are ppl buying at different prices de mah, so there's a range of yield everyday?

Using historical return as basis of investing is alr a bad idea. u wan to narrow down to individual investing experience over a very short period some more.

 

[reddevil0728]

yield is my pri consideration for investment. i know it varies, so that's why i want to know how good it is from others' experience.

you can do back testing