Life or term insurance?

blurblur123

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I realized many agents always recommend whole life insurance... I only know about term insurance only in this forum... commission same for them?
 

RockyHero

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I realized many agents always recommend whole life insurance... I only know about term insurance only in this forum... commission same for them?

i do term insurance most of the time, but i package with Early crit, disability income, hospitalisation, personal accident and some retirement planning products (All important).

commission can be good too :)
 

RockyHero

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Just received letter for DPS - renewal notice. Did not even know i got this optional term policy until they for the first time include an explanation letter. Is this term policy good to keep ? These insurance every year just draw down from CPF, very easy to earn money.

It's like your cpf medishield. why would you opt out of it when its cheap and good?
 
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