Need advice on taking loan

[unseasoned]

Hi guys, I'm 23 this year and stumbled on a difficult situation and need guidance.

Long story cut short, I messed up and after discussing with my girlfriend who is in her mid trimester of pregnancy we decided to go for abortion as we are not financially prepared.

After researching i am still confused if i should take bank or private loan, I'm currently drawing 1.6k/mth and aware that bank might not allow me to get a loan but i will still try. In any case, are there any other options for me and which of the two will be wiser to choose from?

Thank you for time reading this thread.

 

[Toni90]

U got 13 month salary. If got then income > 20k, can try bank loan.

Or better borrow from your family or your gf family.

 

[havetheveryfun]

Hi guys, I'm 23 this year and stumbled on a difficult situation and need guidance.

Long story cut short, I messed up and after discussing with my girlfriend who is in her mid trimester of pregnancy we decided to go for abortion as we are not financially prepared.

After researching i am still confused if i should take bank or private loan, I'm currently drawing 1.6k/mth and aware that bank might not allow me to get a loan but i will still try. In any case, are there any other options for me and which of the two will be wiser to choose from?

Thank you for time reading this thread.

so you only need the money for abortion and nothing else ?

based on this page , https://www.aware.org.sg/information/abortion/, it claims that it is in the range of $800-$5000, and you can use your medisave to pay for it. perhaps you might have enough in your medisave account to pay for it.

 

[antonpoh]

Hi guys, I'm 23 this year and stumbled on a difficult situation and need guidance.

Long story cut short, I messed up and after discussing with my girlfriend who is in her mid trimester of pregnancy we decided to go for abortion as we are not financially prepared.

After researching i am still confused if i should take bank or private loan, I'm currently drawing 1.6k/mth and aware that bank might not allow me to get a loan but i will still try. In any case, are there any other options for me and which of the two will be wiser to choose from?

Thank you for time reading this thread.

Live like a man.. be responsible for your action. If 1.6k not enough go find a 2.5k job. If still can't find get another extra part-time job.

 

[endlssorrow]

1.6k can support the family one
Don’t do foolish for regret in future

 

[yamakazi51]

Your gf working? If both earn around 1.6k/mth each, total 3k still liveable. But should work hard.

Don’t do double mistakes, abort then later regret / affect the mother plus take loan then snowball untill cannot pay. Ask yourself: what do you want to do with the 3 lives?

 

[unseasoned]

Live like a man.. be responsible for your action. If 1.6k not enough go find a 2.5k job. If still can't find get another extra part-time job.

just started working life still coping with it and doing part time diploma, probably come off as excuse but really don't think I have either mental and time to spare for another job

 

[final1]

Ask your parents for a loan for this?
Though I do feel painful for the unborn foetus and the woman who has to bear the pain of abortion.

 

[Xcert]

Hi guys, I'm 23 this year and stumbled on a difficult situation and need guidance.

Long story cut short, I messed up and after discussing with my girlfriend who is in her mid trimester of pregnancy we decided to go for abortion as we are not financially prepared.

After researching i am still confused if i should take bank or private loan, I'm currently drawing 1.6k/mth and aware that bank might not allow me to get a loan but i will still try. In any case, are there any other options for me and which of the two will be wiser to choose from?

Thank you for time reading this thread.

simi is private loan?

 

[unseasoned]

simi is private loan?

from what I've read it's simply 'legalised ahlong' that's protected by law

 

[swordsly]

Hi guys, I'm 23 this year and stumbled on a difficult situation and need guidance.

Long story cut short, I messed up and after discussing with my girlfriend who is in her mid trimester of pregnancy we decided to go for abortion as we are not financially prepared.

After researching i am still confused if i should take bank or private loan, I'm currently drawing 1.6k/mth and aware that bank might not allow me to get a loan but i will still try. In any case, are there any other options for me and which of the two will be wiser to choose from?

Thank you for time reading this thread.

No one asked if they are mentally prepared to be parents as well?

 

[unseasoned]

Ask your parents for a loan for this?
Though I do feel painful for the unborn foetus and the woman who has to bear the pain of abortion.

sadly looking help from parents isn't an option as they have bearly enough for themselves and yes I do feel guilty to opt for this

 

[unseasoned]

U got 13 month salary. If got then income > 20k, can try bank loan.

Or better borrow from your family or your gf family.

does it work if i have yet work for a year? as I have not taken the 13 months bonus before

 

[unseasoned]

so you only need the money for abortion and nothing else ?

based on this page it claims that it is in the range of $800-$5000, and you can use your medisave to pay for it. perhaps you might have enough in your medisave account to pay for it.

Thank you for the website, will look through it and yes only money wise... Don't think I can use my medisave for her as we are not legally together yet

 

[yamakazi51]

Thank you for the website, will look through it and yes only money wise... Don't think I can use my medisave for her as we are not legally together yet

If you are sure she’s the one, ROM doesn’t cost much.

 

[unseasoned]

If you are sure she’s the one, ROM doesn’t cost much.

yes, considered that but tough luck, from what I read the process have a 21 days buffer period then it'll be accepted which is too late by then lol. Anyway I've reached out to AWARE.sg and hopefully they can assist. Thank you all.

 

[Xcert]

yes, considered that but tough luck, from what I read the process have a 21 days buffer period then it'll be accepted which is too late by then lol. Anyway I've reached out to AWARE.sg and hopefully they can assist. Thank you all.

Marriage is not something that should be taken lightly.
Do not marry because of the kid.Better to let him/her go than to force and become unhappy later.