Owning UOB One + DBS Multipler Accounts?

[revhappy]

If you can get 3.33% rebate for $500 monthly spend on UOB one. Don't see why you using amex cash back or stanchart cash back for 1.5%. You can still keep the amex cash back or stanchart cash back in case you happen to spend more than $500 in some months or to be eligible for amex or scb promos.

What if he try to squeeze and still cannot hit 500 some month? You have to hit it all 3 months in a quarter, even 1 miss, means whole quarter wasted. I think this is unnecessary stress and can cause him to make discretionary spend.

I think he should just use the horses for courses strategy, like Citi smrt for ezlink and groceries, CIMB platinum master for travel and health etc.

Sent from Xiaomi REDMI NOTE 4 using GAGT

 

[Trazora]

What if he try to squeeze and still cannot hit 500 some month? You have to hit it all 3 months in a quarter, even 1 miss, means whole quarter wasted. I think this is unnecessary stress and can cause him to make discretionary spend.

I think he should just use the horses for courses strategy, like Citi smrt for ezlink and groceries, CIMB platinum master for travel and health etc.

Sent from Xiaomi REDMI NOTE 4 using GAGT

true. For options that no need meet card spend guess he can go with DBS multiplier (need any amount of spend on dbs/posb cc to meet one of the criteria) or citi maxigain (min $15k deposit).