sat through AXA, AIA, Prudential and GE's talk. all because of the freebies.
Go sign up for it. be kiasu. free stuff , just listen for a short time lol.
We ended up with GE. Bought it because partly, if baby born with illness, it's covered. So even if (touch wood) later have illnesses, it will still be covered.
i personally feel it's important . you never know whats gonna happen. When my wife turned 5months, i was extra careful because my cousin miscarriage at 5th month. we never kjnow if such things will happen