Property versus Investment

[henrylbh]

if you are fortunate to have a comfortable fund, don't forget to give to charity!

It's more difficult to give a helping hand than cash. Helping hands end up also give cash Giving cash is the lest one can and should do.

 

[skpuppy]

Someone posted this in another thread. I think property will lose to stocks despite the leverage. Unless you find a super attractive priced property

I would say property investors seems to have more upside as compared to property investors. Property is more supply and demand but a lot of hidden cost etc…stock Investment seems more liquid. Again it is the country thing. US probably most are equities investment. Asian especially Chinese may prefer the property route. Ppl feel more shiok when they hold 2 properties as compared to $10mil worth of Tesla shares. One can bragged, the other ppl may not even know what is it

 

[Shawn--]

Can. Work in office people and earning so so income, just buy condo if your bank can approve the loan. And then in future around age 60-65 income cut off kana retrench, just go drive grab and continue payoff existing loan.

 

[bluerhino]

To be honest no need to compare and be too affected by what other people think. Just do what you are comfortable with. I am staying in condo now which cost significantly more than a HDB nearby. Sometimes I wonder what if I stayed in an HDB and used the capital freedup to invest in the US stock market last year. I would be able to retire early by now, or at least able to step down to a less stressful role.

I personally didn't invest in property because I had a few very bad experience with agents in the past when I was renting before buying my current unit and I realised how much additional cost there were. Tenants paying 3-4k per month wouldn't want to move in to a unit that is in disrepair so every new contract usually need to budget in repainting, sometimes replacing white goods, mattress etc. And there would sometimes be a gap between tenants where you don't receive rental.

 

[skpuppy]

Can. Work in office people and earning so so income, just buy condo if your bank can approve the loan. And then in future around age 60-65 income cut off kana retrench, just go drive grab and continue payoff existing loan.

Actually for EC, there is

To be honest no need to compare and be too affected by what other people think. Just do what you are comfortable with. I am staying in condo now which cost significantly more than a HDB nearby. Sometimes I wonder what if I stayed in an HDB and used the capital freedup to invest in the US stock market last year. I would be able to retire early by now, or at least able to step down to a less stressful role.

I personally didn't invest in property because I had a few very bad experience with agents in the past when I was renting before buying my current unit and I realised how much additional cost there were. Tenants paying 3-4k per month wouldn't want to move in to a unit that is in disrepair so every new contract usually need to budget in repainting, sometimes replacing white goods, mattress etc. And there would sometimes be a gap between tenants where you don't receive rental.

ya. This globalisation have allowed ppl to have different investment options. If you invest in STI, you will fare much worst than property. If you invest in s&p500, then likely trash property

 

[Gongcha8]

Actually for EC, there is

ya. This globalisation have allowed ppl to have different investment options. If you invest in STI, you will fare much worst than property. If you invest in s&p500, then likely trash property

In short, S&P over property?

 

[skpuppy]

In short, S&P over property?

Actually in the last 10 years, most ppl who bought property bought stocks first. How many do buy 1 sell 2 property then make big one?