Prulink protection account (SCAMMED?)

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acidrain86

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May 20, 2006
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recieved my cheque liao. Now planning to sign shield insurance. great eastern seem quite good as I discussed with the agent.I should look up for more information 1st before signing anything.
 

yoshihara

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Nov 30, 2007
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TS honestly, i think you are wasting everyone's efforts in explaining why you shouldn't surrender this policy. Oh well. Your money your choice.
 

lusunshine

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Jun 1, 2009
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that's such a negative sweeping statement. what benefits do the agent has if he hold off the submission? do not forget there's most probably a date indicated beside the signature. Do not think compliance department is setup for show and no agents wanna drink coffee with them. no agents wants to risk getting a complaint for such simple task. He/she could just give excuse not to meet up to take the form instead.

Sorry I'm not mean to generalize and I did have similar negative experience with agent. I bought my first policy from a prudential agent many years back and she told me it takes about at least 2-3 months to issue the policy. I was innocent during the time and didn't know anything so whatever she said is OK. The truth is that she already got enough sales for the year to qualify for the incentive trip so she wanted to push my case to next year reporting (I met her in Nov). I was lucky never die or disabled in accident during that two months otherwise who shall I claim the coverage from? I only figured this out a few years later, since that I always bypass the agent and walk in prudential center to submit forms directly. A lot of customers sign without date or even pre-sign forms and it's also not easy for compliance department to catch agent wrongdoings.
 

ktyandkyc

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Dec 1, 2001
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recieved my cheque liao. Now planning to sign shield insurance. great eastern seem quite good as I discussed with the agent.I should look up for more information 1st before signing anything.

Hi acidrain86, may I kindly know the reason why u've dropped ILP? u bought PRULINK too?
 
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