recommendation for Personal Accident Plan

[matchy]

Anyone can help review directasia's pa policy and see if any significant stuff not covered? i'm thinking of getting it for my elderly parents..

http://www.directasia.com/sg/en/policy-documents/personal-accident-insurance/policy_detail_pa

does directasia have agents?

or u go direct?

 

[tk]

does directasia have agents?

or u go direct?

go direct lor..

 

[RaPtOrZ]

Anyone can help review directasia's pa policy and see if any significant stuff not covered? i'm thinking of getting it for my elderly parents..

http://www.directasia.com/sg/en/policy-documents/personal-accident-insurance/policy_detail_pa

for parents, u might wanna take a look at great eastern's golden protector.
covers for death, unable to do 3 ADLs, accidental cash injury payout, accidental medical expense reimbursement and hospitalisation benefit.

http://www.greateasternlife.com/sg/en/products/protect/gp.jsp

 

[tk]

for parents, u might wanna take a look at great eastern's golden protector.
covers for death, unable to do 3 ADLs, accidental cash injury payout, accidental medical expense reimbursement and hospitalisation benefit.

http://www.greateasternlife.com/sg/en/products/protect/gp.jsp

Thanks.. but besides golden protector having accidental injury cash payout, direct asia seems to have higher coverage at lower premium leh..

 

[supergmail]

for these accident plan, must it be disabiity then can claim?

if lets say got sprained ankle then need to see those TCM and rehab therapist & strength coach then still can claims?

 

[rarenick]

Mostly death n tpd. Unless they specifically states that u can claim for such medical fees

 

[tk]

for these accident plan, must it be disabiity then can claim?

if lets say got sprained ankle then need to see those TCM and rehab therapist & strength coach then still can claims?

actually the PA policies that i've seen do cover medical expenses arising from accidents.. look at the DA and GE policy links above..

 

[TheresHope]

Hi,

My apologies if i commited any sin for bumping up this thread.

I play sports (mostly football), so far, no major injury. Just some bump & bruises.
My question is, what kind of insurance should i sign up if i get a minor injury?

Example Scenario: Play football. Got knee injury due to receiving a bad tackle from behind. Not sure if serious or not. Went see GP then refer to specialist then go MRI. But decided not to go surgery cause maybe not so serious.

I know there's hospital insurance but you NEED to be hospitalised to make such claim.

Under such situation, in an event i don't want to be hospitalised, what insurance can claim after spending a bomb on doctor consultation & MRI fees?

Please advice.

I heard horror story from my friend who got injured and got no money to pay for medical expenses.

I don't want to be in that position.

 

[Shion]

Tenet PAStar

 

[mickeycena]

how about AXA?

 

[TheresHope]

Tenet PAStar

Thanks... keep hearing Tenet PAStar whenever i asked about PA. Most probably its a good PA to have. Maybe i should sign up.

If i indicated the accident due to playing football, what are the chances of getting a claim?

Heard from my friends in insurance is that you need to write some sad story on how you get into the accident and dont write anything related to football or playing sports.

Is it true?

 

[TheresHope]

Bump post for feedback

is it true?

Thanks... keep hearing Tenet PAStar whenever i asked about PA. Most probably its a good PA to have. Maybe i should sign up.

If i indicated the accident due to playing football, what are the chances of getting a claim?

Heard from my friends in insurance is that you need to write some sad story on how you get into the accident and dont write anything related to football or playing sports.

Is it true?

 

[TheresHope]

Bump Post

for feedback

if too sensitive to discuss here, pls PM me.

Thanks

Thanks... keep hearing Tenet PAStar whenever i asked about PA. Most probably its a good PA to have. Maybe i should sign up.

If i indicated the accident due to playing football, what are the chances of getting a claim?

Heard from my friends in insurance is that you need to write some sad story on how you get into the accident and dont write anything related to football or playing sports.

Is it true?