Seek advise on ILP

[LogicisReal]

Yup. Not too sure how much charge for your age. You need to get your agent to calculate for you and see if that coverage paying off by the premium is worth, if that is your concern.

Thought about a Premium Holiday but there is a chance that the policy value may drop. Plus, i will told I still be paying monthly Management Fees. So I just surrender the policy.

 

[FrostWurm]

But if you smart, or maybe rich, it’s even better than term or whole life plan.

The only way, that an ILP can be better than a term/whole life plan, is if I throw away the money saved...

 

[LogicisReal]

That would be magical.

The only way, that an ILP can be better than a term/whole life plan, is if I throw away the money saved...