Term plan - Accelerated rider

[blurpandasg2014]

Can anyone share their experience on how accelerated rider works?

Given the scenario
Death/TPD: 1 million - Premium: $800/yr
CI (Accelerated): 500k - Premium: $600/yr

If claim for CI, the death benefit will still have 500k left to claim in event of death. In such case, will the insured still have to pay $1400/yr in premiums until death? Or will it be a pro-rated sum.

Thank you

 

[boredboiboi]

Can anyone share their experience on how accelerated rider works?

Given the scenario
Death/TPD: 1 million - Premium: $800/yr
CI (Accelerated): 500k - Premium: $600/yr

If claim for CI, the death benefit will still have 500k left to claim in event of death. In such case, will the insured still have to pay $1400/yr in premiums until death? Or will it be a pro-rated sum.

Thank you

Pro rated to 500k ,$800 also pro rated