UOB Krisflyer Credit card

[limster]

(I could not find an existing 2023-204 thread on this card so I created new thread)

I currently hold a UOB Visa Signature which milelion says is good for miles. However, there is a spending cap. I just realised that because I buy my airtickets whenever there is an SQ sale, in those months where I buy air tickets, I bust the spending cap.

Which got me thinking whether I should get a 2nd card mainly for SQ / Scoot air ticket purchases. The UOB Krisflyer Credit card seems to fit the bill because there is no cap.

Anyone using the card can share your experience? Do you use it for big purchases because of no cap?

Also... is the annual fee easy to waive and roughly what annual spend to get waiver? (10,000 miles is worth less than the annual fee....)

 

[Trazora]

uob visa signature do not give good rewards for buying air tickets in the first place.

Read milelion for review on the uob kf cc and card recommendation for buying air ticket? Roughly how much and how often u spending on the air tickets?

 

[hwmook]

UOB Visa Signature is good for foreign currency spending or contactless spend only. Why use for air tickets?

UOB KF is only good for Singapore airlines tickets. If you buy SQ then it's ok. DBS woman, UOB lady's are also options but they also got cap.

 

[limster]

UOB Visa Signature is good for foreign currency spending or contactless spend only. Why use for air tickets?

UOB KF is only good for Singapore airlines tickets. If you buy SQ then it's ok. DBS woman, UOB lady's are also options but they also got cap.

I have made mistakes with credit card optimisation . My only excuse is that I only started spending more on things like biz tickets after I achieve FI, so before that, it was not that big a deal.

better late than never to optimise my credit cards. I plan to fly SQ in order to take advantage and maintain my KF Gold, so based on what is said so far, I think UOB KF would be for me, because I buy more than one ticket at a go, during their sales (the recent sale, I bought one Biz and one economy tix so i busted the spending cap, wasted..... )

 

[hwmook]

I have made mistakes with credit card optimisation . My only excuse is that I only started spending more on things like biz tickets after I achieve FI, so before that, it was not that big a deal.

better late than never to optimise my credit cards. I plan to fly SQ in order to take advantage and maintain my KF Gold, so I based on what is said so far, I think UOB KF would be for me, because I buy more than one ticket at a go, during their sales (the recent sale, I bought one Biz and one economy tix so i busted the spending cap, wasted..... )

If buy SQ then UOB KF credit, if non-SQ then Maybank Horizon.

 

[reddevil0728]

I have made mistakes with credit card optimisation . My only excuse is that I only started spending more on things like biz tickets after I achieve FI, so before that, it was not that big a deal.

better late than never to optimise my credit cards. I plan to fly SQ in order to take advantage and maintain my KF Gold, so based on what is said so far, I think UOB KF would be for me, because I buy more than one ticket at a go, during their sales (the recent sale, I bought one Biz and one economy tix so i busted the spending cap, wasted..... )

If you spending more on biz tickets, like that should be aiming for PPS liao. Not KF gold

 

[limster]

If you spending more on biz tickets, like that should be aiming for PPS liao. Not KF gold

Every one has their own goals and objectives. I have no interest to aim for PPS. PPS is based on dollar spend, and my preference is to buy biz class tix on sale and save thousands of dollars.

Maybe I will fly suites one day as A380 will eventually get discontinued, so good to do it once. that year I will probably achieve PPS because suites no discount price, but I'm not aiming for it.

KF Gold already gives me priority checkin and security when travelling economy class which are the biggest advantages from what I see. Different people may have different priorities.

 

[limster]

Just to update for the benefit of those thinking of getting the card, I have applied for UOB Krisflyer as my 2nd credit card (I cancelled my SCB Visa Infinite Priority Banking a few years ago as I no longer pump petrol and only reason for the card was petrol discounts).

I don't plan to overoptimise at the start. Air tickets I will definitely buy using this card, and any big ticket items like new laptop (buy on amazon.sg to qualify for online shopping category).

My main reason I applied for this card is that the 3mpd is uncapped whereas my main card there is a spending cap which I bust whenever I buy airtickets for example, leading to lots of 'lost miles' in the past.... live and learn

As I learn more about miles, I'm sure I will be able to optimise better. Just sharing the start of my journey

 

[Strikk]

i have this card but the bad thing is the bonus miles (1.8) only come after a year.

i am considering getting an american express krisflyer ascent for the miles bump of 40k.

 

[limster]

i have this card but the bad thing is the bonus miles (1.8) only come after a year.

i am considering getting an american express krisflyer ascent for the miles bump of 40k.

thanks for sharing. just checking, if I use it to buy SQ/scoot airtickets, the 3mpd for the air ticket spend are credited quickly (1-2 months), no need to wait 1 year?

the 1 yr wait for bonus miles is only for the other categories?

 

[Trazora]

thanks for sharing. just checking, if I use it to buy SQ/scoot airtickets, the 3mpd for the air ticket spend are credited quickly (1-2 months), no need to wait 1 year?

the 1 yr wait for bonus miles is only for the other categories?

yes