Which cashback credit cards are you using?

[stam]

I currently have the citibank dividend card, the most cashback is from petrol.

would like to see if anyone here got better cashback credit cards deals to share. Thanks!

 

[sinkie4life]

This might help you

Compare Singapore Credit Cards | SmartCredit.sg

The site compares majority of the credit cards in Singapore and you can filter into different categories to show the best cashback, best petrol, best entertainment, etc.

 

[rotiboyz]

Manhantten not for small spenders like me though

 

[beri stupid idiot]

i think hsbc revo gives bith cash rebates and reward points

 

[xusykl]

ocbc frank + fevo = 6% rebate ftw

 

[trd2970]

If no big tix items I just use cimb VI, 1% rebate no minimum spending no cap.

 

[RockyHero]

Personally im using the HSBC Revo card, up to 10% rebates for dining and online shopping. the only drawback is the minimum $300 per month spending which imo is not hard to hit.

 

[dreamyboy]

Personally im using the HSBC Revo card, up to 10% rebates for dining and online shopping. the only drawback is the minimum $300 per month spending which imo is not hard to hit.

but online merchants available for 10% rebates are very limited.

 

[rotiboyz]

i am using frank

 

[RockyHero]

but online merchants available for 10% rebates are very limited.

true bro, but vpost alone allows u to shop at many merchants

 

[stam]

Is there a cc that rebate standard % for all kind of spendings?

 

[RockyHero]

Yes CIMB Cards

 

[xRenol]

Yes CIMB Cards

But only 0.5% cash rebate on local spend and 1% overseas.

 

[tatose]

But only 0.5% cash rebate on local spend and 1% overseas.

That CIMB card does not look like it has any minimum spends or annual fee, really a good fallback cashback card.

Idea is, you lose out on rebates if you want flexibility.

Highest cash rebate cards usually come with very high minimum spends, or restricted to type of spends.

A balanced rebate card should be something like UOB ONE, if you want some sort of spending flexibility, just meet the 300SGD/mth requirement.

SCB Bonussaver also good if you have loads of spare cash on hand, but 500SGD/mth harder to meet.

 

[rotiboyz]

There is the 1% rebate debit cards to fall back on : )

 

[rotiboyz]

Frank has 0.5% for all spend as we'll if cannot hit the 500 limit

 

[xRenol]

That CIMB card does not look like it has any minimum spends or annual fee, really a good fallback cashback card.

Idea is, you lose out on rebates if you want flexibility.

Highest cash rebate cards usually come with very high minimum spends, or restricted to type of spends.

A balanced rebate card should be something like UOB ONE, if you want some sort of spending flexibility, just meet the 300SGD/mth requirement.

SCB Bonussaver also good if you have loads of spare cash on hand, but 500SGD/mth harder to meet.

Does the cash back applicable to monthly recurring payment?

 

[hohohos]

CIMB (free for life) & Frank card (no free for life promotion when i apply)

 

[tatose]

Does the cash back applicable to monthly recurring payment?

UOB ONE does encourage you to do monthly recurring payments, no limitations as of yet.

SCB Bonussaver also, but there was another SCB card which explicitly disallow insurance payments.

 

[rotiboyz]

which card is that ?