HSBC Advance 4miles/Dollar (update:no longer a miles card)

[Trazora]

the blog post look quite amateur still need the comment sections to update the writer.
write so long but doesnt sound like got read t&c, maybe more like advert for own blog

Which part doesn't sound got read TnC?

 

[ska13a]

1st statement already wrong liao
those who use the card to earn points would know the limitation i suppose

alot of ppl will start marking this card for another fruits haha

For starters, there is no mention of a spending cap for online spend

 

[Allen_C_Sharp]

I thought about this too, but there's apparently an option to waive the minimum balance for up to 2 years by doing salary credit or doing recurring transfer of S$2500/mth.

Worth considering! Though I decided in the end that my current 4m/$ options will suffice.

Source: http://milelion.com/2016/05/31/revisiting-hsbc-advance-card/ (not my site, just thought it was an intriguing and relevant read)

Yup, I considered the salary credit too, but salary can generate more value for boc 1%($50/mth) or ocbc 1.2%($60/mth) for 1st 60k, so I'd rather pay $10 fall below fee.
How do they define recurring 2.5k? Transfer in and out can count?

 

[KeNshEz]

The points cap is the credit limit.

What fruit are you talking about? Can the pro kindly share what it is?

 

[kitkat2]

Not I am aware of, I would also like to know but who will give unconditional free 2% interest in this era? That sounds like a free lunch, too good to be true.
However, those accounts mentioned with conditions are quite easy to achieve, so the conditions do not really matter to me. Maybank also has similar account which I have not tried, it took me less than 5 min each mth to get those with >2%, so why should I put 30k into this account with near 0% interest? I'd rather pay the $10 fall below fee and put somewhere else with easy conditions.

the requirement is 30k trb not deposits in the current account. from time to time, hsbc runs step up bonus promo similar to scb's esaver.

still you wont get 2% but very close.

 

[OngHuatHuat]

Thinking of applying this card soon.
For HSBC, also 10x = 4 miles?

 

[Trazora]

Thinking of applying this card soon.
For HSBC, also 10x = 4 miles?

Yes, as per title of this thread

 

[OngHuatHuat]

Yes, as per title of this thread

Just called in, I won't get any sign up gift at all if apply now, maybe should wait till next year before i apply again.

 

[ska13a]

Just called in, I won't get any sign up gift at all if apply now, maybe should wait till next year before i apply again.

Funny thing is if u have legit online transaction, dbs wmc would work, if non legit, this card make any difference?

 

[OngHuatHuat]

Ez reload of 200 every month lor. Better than nothing.

But I have top up my 3 fevo cards around 1900 sgd, so should be able to last me until end of the year.

Funny thing is if u have legit online transaction, dbs wmc would work, if non legit, this card make any difference?

 

[dc10000]

yeah only 200 per mth.

other than that quite limitied for its use.

 

[Trazora]

yeah only 200 per mth.

other than that quite limitied for its use.

10x points for dining and entertainment also

 

[dc10000]

10x points for dining and entertainment also

heee i am still a 2k online guy. now looking for insurance card payment

 

[david_yyy]

If i have both the advance visa plat and the revolution card, are the reward points for these 2 cards pooled together or tracked separately?

Sent from LGE LG-H961N using GAGT

 

[GenuineSeller]

If i have both the advance visa plat and the revolution card, are the reward points for these 2 cards pooled together or tracked separately?

Sent from LGE LG-H961N using GAGT

They are not......

 

[ska13a]

this card should be the next card along with citibank on the chopping board
except this is harder to apply than citibank rewards card

 

[Allen_C_Sharp]

This card points expire in 2 years?

 

[Trazora]

This card points expire in 2 years?

Rewards points are valid for three years from the year it is earned, expiring on the anniversary date of issuance of the credit card.
For example, if your anniversary date of issuance is on 1 April, here's an illustration of the validity of your Rewards points:

Rewards Points Earned in the Period of Expiry Date
1 April 2014 - 31 March 2015 31 March 2017
1 April 2015 – 31 March 2016 31 March 2018
And so on...

 

[Allen_C_Sharp]

Rewards points are valid for three years from the year it is earned, expiring on the anniversary date of issuance of the credit card.
For example, if your anniversary date of issuance is on 1 April, here's an illustration of the validity of your Rewards points:

Rewards Points Earned in the Period of Expiry Date
1 April 2014 - 31 March 2015 31 March 2017
1 April 2015 – 31 March 2016 31 March 2018
And so on...

Thanks, bro. So it's between 2-3 years depends on spend near start or end of membership year.

 

[Trazora]

Thanks, bro. So it's between 2-3 years depends on spend near start or end of membership year.

Yes. (10 char)