CreditCard/SavingsAcc

[ms--940]

Which bank have good cc cards for rebates and savings account?

 

[arigatoast]

Which bank have good cc cards for rebates and savings account?

pls read thru the various banks website. or go moneysmart.com to have an idea.

 

[Trazora]

Which bank have good cc cards for rebates and savings account?

Personally I like the combination of BOC family card+ BOC smartsaver.

 

[Layers]

My method

Uob acc plus uob one card for anything to hit $500 for up to 3.33% rebate and 2.34% acc interest9

Citi clear for makan
Citi Reward for clothling and online purchases

Choose these 2 cos no minimum spending to get rebate. U get points for what u spend.

In reference to 5680 points for $20 asia mall voucher

Citi clear $1 give 5 point spend on food. 5/5680 * $20 = 0.0176. Which is 1.76% rebate.

Citi clear $1 give 10 point spend on food. 10/5680 * $20 = 0.0352. Which is 3.52% rebate.

Citi Smrt for groceries up to 7.3%
Manhattan card for everything else 0.5%

Sent from PLUS ULTRA! using GAGT

 

[dork32]

My method

Uob acc plus uob one card for anything to hit $500 for up to 3.33% rebate and 2.34% acc interest9

Citi clear for makan
Citi Reward for clothling and online purchases

Choose these 2 cos no minimum spending to get rebate. U get points for what u spend.

In reference to 5680 points for $20 asia mall voucher

Citi clear $1 give 5 point spend on food. 5/5680 * $20 = 0.0176. Which is 1.76% rebate.

Citi clear $1 give 10 point spend on food. 10/5680 * $20 = 0.0352. Which is 3.52% rebate.

Citi Smrt for groceries up to 7.3%
Manhattan card for everything else 0.5%

Sent from PLUS ULTRA! using GAGT

1.76%, 3.52% and 0.5% waste time.

7.3% not bad

 

[Layers]

1.76%, 3.52% and 0.5% waste time.

7.3% not bad

Well i peasant. I dun earn so much that i can have a credit card that give more than 5% rebate.

Waste of time then what do u use. Mind sharing?

Sent from PLUS ULTRA! using GAGT

 

[icyboiz]

to be honest, technically, savings and credit cards dont go together. you need to spend to enjoy the benefit. and when you spend how do you actually save

 

[hogrider88]

to be honest, technically, savings and credit cards dont go together. you need to spend to enjoy the benefit. and when you spend how do you actually save

Of course it goes tgt, otherwise cashback for what?

I pay my hp bill, broadband, utilities, conservancy, insurances, groceries, transport with credit card for cash rebates.

 

[Darkzi0n]

to be honest, technically, savings and credit cards dont go together. you need to spend to enjoy the benefit. and when you spend how do you actually save

I'm sure u don't have to pay bills or buy groceries and never have the need to eat lunch or dinner when not at home

 

[icyboiz]

i do, just saying technically. you guys dont catch the punt behind it dont you.

in any case read, carefully again.

ps. having a credit card does makes you more willingly to spend, proven statistically, so back to the question, are you actually saving or actually spending

not that i want to argue anything at all. but yea. something to think about.

fyi, that's one of the major way how banks earn.

but as i say not here to argue, i myself have credit cards as well.

 

[Trazora]

i do, just saying technically. you guys dont catch the punt behind it dont you.

in any case read, carefully again.

ps. having a credit card does makes you more willingly to spend, proven statistically, so back to the question, are you actually saving or actually spending

not that i want to argue anything at all. but yea. something to think about.

fyi, that's one of the major way how banks earn.

but as i say not here to argue, i myself have credit cards as well.

Just be the side of the statistics that earn from prudent spending using the right cards.

 

[icyboiz]

Just be the side of the statistics that earn from prudent spending using the right cards.

yeap, that's right.

 

[hogrider88]

yeap, that's right.

In a way they still go hand in hand right? Duh.

 

[cscs3]

Personally I like the combination of BOC family card+ BOC smartsaver.

Never like a bank whi use 3rd party company to call you for selling product.

 

[Trazora]

Never like a bank whi use 3rd party company to call you for selling product.

Lol. Nothing to do with the benefits from savings account and credit card. Which bank dun use 3rd party company anyway?

 

[cscs3]

Of course it goes tgt, otherwise cashback for what?

I pay my hp bill, broadband, utilities, conservancy, insurances, groceries, transport with credit card for cash rebates.

To certain expect, these are wired lor. You get a credit and yet you get more discount vs pay cash to these company directly! Just like buying a car. You get more discount if you take up a loan. So the car dealer=bank=selling fanicial product. Not sure why CASE/MAS never step in !