*Official* General Market Chit Chat Thread - Part 5

[Initiatives]

Beware of sti etf keep going down towards the end of the year due to poor earning.

Nvm la. I will continue to DCA. If got more cash on hand then use scb to purchase. Now I only holding ES3

 

[OngHuatHuat]

Sti etf already registered negative return since last 3 years.
Typical failure of textbook example.

Nvm la. I will continue to DCA. If got more cash on hand then use scb to purchase. Now I only holding ES3

 

[Initiatives]

Sti etf already registered negative return since last 3 years.
Typical failure of textbook example.

So what do you recommend?

 

[OngHuatHuat]

No recommendation.

So what do you recommend?

 

[shareholder]

Beware of sti etf keep going down towards the end of the year due to poor earning.

Yeah agree with yyhwin, currently sti etf earnings about 0.245. During 2008 went to about 0.19. If this is a structural decline and not cyclical, the earnings will stay low for many years. Assuming this scenario, even at pe of 13, sti etf should be 2.47. Imagine sti etf staying at around 2.5 for ten years, do you all think it is still a good investment?

 

[xersion]

Day Change = +154.6 (+1.16%)

Sent from OPPO X9079 using GAGT

 

[Initiatives]

No recommendation.

Ok noted..

 

[MrSinkie95]

Italy having referendum to leave EU??

 

[hindsight]

Yeah agree with yyhwin, currently sti etf earnings about 0.245. During 2008 went to about 0.19. If this is a structural decline and not cyclical, the earnings will stay low for many years. Assuming this scenario, even at pe of 13, sti etf should be 2.47. Imagine sti etf staying at around 2.5 for ten years, do you all think it is still a good investment?

Its a decent investment relative to bonds that yield nothing, there are far worse alternatives like the S&P500, which has a trailing P/E of 23 (mostly due to crash in energy sector) and a forward 12mths P/E of 18.

Investors are being herded into stocks because there are simply no good alternatives out there, I mean the dividend yield of the S&P500 (which is already low as hell) is higher than the US 10 yr note, and cash yields nothing, what are investors supposed to do?

Unfortunately this is the world we live in right now, financial repression is the only solution to all the debt problems we face now.

 

[hindsight]

Sti etf already registered negative return since last 3 years.
Typical failure of textbook example.

3 years negative return is hardly a failure. Try Japanese stocks, which has been down for the most part in the last 3 decades, or Noble grp, which has done nothing but lose money for its investors since its gone public.

Most investors have a longer investment horizon than 3 years, I'd consider it to be a disastrous investment if it does poorly over 2 decades.

 

[OngHuatHuat]

For me, my net gain is 80 plus k since start of 2015, noble paper loss around 40'plus k, I already consider myself to be a failure.

3 years negative return is hardly a failure. Try Japanese stocks, which has been down for the most part in the last 3 decades, or Noble grp, which has done nothing but lose money for its investors since its gone public.

Most investors have a longer investment horizon than 3 years, I'd consider it to be a disastrous investment if it does poorly over 2 decades.

 

[OngHuatHuat]

Cpf special aka bond is at a big positive of 4 % + 600.

Benchmark is cpf special.

Its a decent investment relative to bonds that yield nothing, there are far worse alternatives like the S&P500, which has a trailing P/E of 23 (mostly due to crash in energy sector) and a forward 12mths P/E of 18.

Investors are being herded into stocks because there are simply no good alternatives out there, I mean the dividend yield of the S&P500 (which is already low as hell) is higher than the US 10 yr note, and cash yields nothing, what are investors supposed to do?

Unfortunately this is the world we live in right now, financial repression is the only solution to all the debt problems we face now.

 

[hindsight]

For me, my net gain is 80 plus k since start of 2015, noble paper loss around 40'plus k, I already consider myself to be a failure.

You should consider yourself lucky to have made any money at all. Most people who go all in with penny stocks and speculative stocks like Noble lose in the long run.

 

[juventusfc27]

For me, my net gain is 80 plus k since start of 2015, noble paper loss around 40'plus k, I already consider myself to be a failure.

which year u started investing?

ok ma not so bad. i buy 10 lose 9 LOL

dk if sti by 2020 can recover to 3500 points or not...

 

[hindsight]

Cpf special aka bond is at a big positive of 4 % + 600.

Benchmark is cpf special.

CPF gives you good returns but its not liquid and the rules regarding withdrawals change all the time. Who knows what the govt will do to curb withdrawals in 10-20 years' time?

 

[tiny]

Cpf special aka bond is at a big positive of 4 % + 600.

Benchmark is cpf special.

You have many posts boasting the good side of CPF risk free 4% SA account. The key point is it is locked until 55 years old. Monthly payouts START at 65 years old. Be mindful that this is the current rules and is subjected to change in the future. Who knows who is our government 20 years later?

 

[hindsight]

You have many posts boasting the good side of CPF risk free 4% SA account. The key point is it is locked until 55 years old. Monthly payouts START at 65 years old. Be mindful that this is the current rules and is subjected to change in the future. Who knows who is our government 20 years later?

Monthly payouts will start at 75 next time.

 

[Red_Cheesepie]

Ended the week with
Day Change = (-1.04%)
P&L = (-3.53%)
P&L + Dividends = (+7.95%)

Must thank M1 and Plife for saving my portfolio!

undefined HardwareZone Forums app

 

[Asphodeli]

Anyone uses MBKE to DCA ES3. I input 300 a month. But they only buy 100 at 2.894.

Shouldn't they buy 102 shares. 2.894 X 102 = 295.188.

295.188 + 3 dollar comm = 298.188 and then refund me 1.812

they won't buy exactly cause they deduct comms first before purchasing with the leftover cash.

 

[Asphodeli]

You have many posts boasting the good side of CPF risk free 4% SA account. The key point is it is locked until 55 years old. Monthly payouts START at 65 years old. Be mindful that this is the current rules and is subjected to change in the future. Who knows who is our government 20 years later?

ppl not citizen here...thats why they don't mind pumping CPF...