best funds transfer rate now?

[Trazora]

Borrow money to put into another high interest savings account possible??

Yup. Possible.

 

[oceanicmanta]

Just received targeted mailer from UOB, 0% interest 0% processing fees for 60 days, existing customer, max transferred amount 20k.

Besides, also received mailer from Maybank, 0% interest 0.88% processing fee for 6 months, min $15k.

Why banks start to open the gate for loan again? Is it because all the loophole been closed so they have more funds for promotion?

Good luck trying to apply UOB.

Think several folks tried a couple months back on their "online application promo" on exact same terms but nothing came out of it.

 

[sbs199]

received a mailer from amex:

As recognition of your good payment history with American Express, we are pleased to invite you to enrol in order to start enjoying the benefit of a reduced interest rate of 2.99% p.a. over the next 6 months, should you need to carry balances on your American Express® Card Account.

cant find the tnc, is it lousy?

 

[Trazora]

received a mailer from amex:


cant find the tnc, is it lousy?

Not sure if they offering a balance transfer. Could be just saying the interest rate for overdue balance is reduced.

 

[MoDiE]

Just hoot 20k balance transfer from hsbc with 0.8%pa for six months and no processing fee. Going to make the most out of it and return after 6 months. Shioks!

Posted on my Space Grey iPhone 6 Plus with HardwareZone Forums app

 

[dowzkeh]

Usually do we need to call the bank for their best available balance transfer rate, or those advertised in the website is the best already?

 

[Trazora]

Usually do we need to call the bank for their best available balance transfer rate, or those advertised in the website is the best already?

Usually call bank can get better rates.

 

[dowzkeh]

Usually call bank can get better rates.

ok thanks bro. Will try

 

[100Yen]

Recent offer i got from the banks. Received call from them. Rejected them at least once and came back with the offer below

UOB 6 months 1.15% >$10k
DBS 12 months 3.5% >$10k

 

[kkboy1]

Can i use the fund transfer to put to higher interest assets?

 

[sgbanking]

Recent offer i got from the banks. Received call from them. Rejected them at least once and came back with the offer below

UOB 6 months 1.15% >$10k
DBS 12 months 3.5% >$10k

1.15% pa or processing fee? it would be good if it's pa rate.

 

[mikezuper]

Can i use the fund transfer to put to higher interest assets?

You mean lend it as ah long?

 

[kkboy1]

You mean lend it as ah long?

No lah, just use for investment with higher returns.

 

[kkboy1]

1.15% pa or processing fee? it would be good if it's pa rate.

Any good promotion for 12 months?

 

[dowzkeh]

a bit OT, can i check how to make payment to the balance transfer? Do a normal ibank FAST transfer to the account opened when you signed up the balance transfer?

 

[Trazora]

a bit OT, can i check how to make payment to the balance transfer? Do a normal ibank FAST transfer to the account opened when you signed up the balance transfer?

Can pay via AXS

 

[batboyz]

Can pay via AXS

Suggest to use e-AXS. No need to queue.

 

[seowbin]

Anymore new lobang ?

 

[sebastgt]

Anymore new lobang ?

I was offered 1.99% pa with $50 fee by Citi. It's a 6-month bal transfer.
Not sure if there are better ones at the moment.

 

[batboyz]

Received and signed up for citibank 1.5% processing fee, 0% interest balance transfer, for 6mo.

Also received 0% processing fee/interest for 6mo DBS cashline offer, but not enough balance, so cancelled my application, very unfortunate.