Debt consolidation Plan

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sgman88

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deadend* said:
@Pryson - Wld like to check during the clearance session, anyone prompted the qn abt getting an in-house auto credit financing for coe renewal loan? Is that possible?
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If u able to pay the coe, y cannot pay the debt? It is the qn many don't understand.
 
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sneggg

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just applied for hsbc n uob.

uob was v helpful, seems like now they take in HH too
 
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Balehbt

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Maybank DCP

Anyone got rejected by MB and then they offered you a 'Renovation Loan' that takes home cash? Is this legit?
 
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Balehbt

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KKK1978 said:
Never heard this. Any requirement for that loan?
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Apparently it is via a broker. Who will give you a 'quote' for your home reno with a bank. The 'reno company' will get the money from bank and then they return 80% of the funds to you. You then pay monthly off to the bank.

Sounds weird to me. It was offered to me by the CSO at Maybank. I cannot remember his name, starts with a D.
 
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KKK1978

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How can get a reno loan when u are not doing reno at hm

Balehbt said:
Apparently it is via a broker. Who will give you a 'quote' for your home reno with a bank. The 'reno company' will get the money from bank and then they return 80% of the funds to you. You then pay monthly off to the bank.

Sounds weird to me. It was offered to me by the CSO at Maybank. I cannot remember his name, starts with a D.
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KKK1978

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I heard abt this. I m on dmp, courts wont approve installement plan

yhs123 said:
Go telco sign phone line sell the phone , easily instant few k can get , go court pay installment take notebook phone etc sell it get cash ,but this is only if very emergency or feel paiseh to ask friends or relatives, coz these tactic will sure suffer lost at the end , but sometimes these ways better than no way .
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trojanguy

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what if you owe the cc company like 200k , i withdraw max 100k , then other cc withdraw max 100k. then i will not pay. i just serve jail. like that also can?
 
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simoleon27

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hi everyone, i just signed up to HWZ even though i've been visiting this forum for years. thought i contribute some of my thoughts here too.

i chanced upon this thread when i googled if there was a way to check DCP status online. i just submitted my application to OCBC yesterday. i submitted by hand to their office on Monday and they confirmed yesterday that they will proceed to file the application.

very worried as my credit rating is super bad - HH. things went downhill in July and i missed so many payments. i missed three payments and had to do immediate payments of over $3000 in total. i had no money for lunch at all this whole month as whatever money i had left had to go to EZ link top up.

read some of the comments here saying that some banks will not approve applications for people who have HH rating. very worried now. :(
 
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