Stashaway returns...

[ElZedHaitch]

I thought stashaway gives you the breakdown on where your money is? You can see where it is not doing well and determine for yourself what is doing badly and if its worth staying on

 

[match89]

What allocation did u put?

60% equities, 40% bonds

 

[kannis_ng]

60% equities, 40% bonds

Cryptography wins

 

[match89]

just started a new portfolio with another robo-advisor with 80% equities and 20% bonds.
lets see how it will go. i am expecting about 10% return after less of fees.

 

[JuniorLion]

just started a new portfolio with another robo-advisor with 80% equities and 20% bonds.
lets see how it will go. i am expecting about 10% return after less of fees.

Please let us know how it goes.

Interested to find out if using this platform will give a better returns than picking individual stocks for investment.

 

[Fizzical]

Short term returns is greatly affected by luck. Same for unit trusts, same for stashaway. If one is so short sighted and only look at returns over 6 months, then you may miss out of funds that temporarily underperform, or hold on to funds that got lucky. please bear that in mind.

Fizzical you should also share which of their portfolio you chose, the highest risk one or lowest risk one?

I cannot take the highest risk one. mine is level 18 i think. 45% bond, 55% equities.

 

[match89]

I would recommend another platform i am using now over Stashaway.

One thing I like about these roboadvisors are they provide exposure to US Markets and all transactions are in USD. Personally, I feel that USD-SGD is quite favourable now.

These platforms saved quite a fair bit of "transactional fees" for buying US ETFs.

Please let us know how it goes.

Interested to find out if using this platform will give a better returns than picking individual stocks for investment.

 

[Mecisteus]

I would recommend another platform i am using now over Stashaway.

One thing I like about these roboadvisors are they provide exposure to US Markets and all transactions are in USD. Personally, I feel that USD-SGD is quite favourable now.

These platforms saved quite a fair bit of "transactional fees" for buying US ETFs.

You should just use Interactive Brokers. Very tight foreign exchange spread and very low commissions. You can also achieve the same objective as the roboadvisors through DIY.

Some of the commonly recommended ETFs are IWDA, VWRD, EIMI, etc.

If you are adventurous enough, you can pick narrower sectorial or regional ETFs.

 

[Amikasin]

I would recommend another platform i am using now over Stashaway.

One thing I like about these roboadvisors are they provide exposure to US Markets and all transactions are in USD. Personally, I feel that USD-SGD is quite favourable now.

These platforms saved quite a fair bit of "transactional fees" for buying US ETFs.

What platform do u recommend

 

[w1rbelw1nd]

I cannot take the highest risk one. mine is level 18 i think. 45% bond, 55% equities.

Then your returns are fairly good already. How can you compare a portfolio with 45% bond with a full equity index? Its just not fair.

 

[revhappy]

I put 93K in equities IWDA+EIMI, in last 3 months, I got 4.2k returns.

Sent from Xiaomi REDMI NOTE 4 using GAGT

 

[match89]

What platform are you using to buy/hold IWDA

I put 93K in equities IWDA+EIMI, in last 3 months, I got 4.2k returns.

Sent from Xiaomi REDMI NOTE 4 using GAGT

 

[Maeda_Toshiie]

What platform are you using to buy/hold IWDA

Interactive Brokers.

 

[kanzie88]

6 months into Stashaway robo advisor...500-1000 was put in each month. Total $3500. Returns? USD is $30+ and after factoring currency impact, SGD is $11.

What a poor return. Should I transfer it to STI?

The reason is that US currency is depreciating against sgd... like a lot this year

 

[KinoChoco]

Short term returns is greatly affected by luck. Same for unit trusts, same for stashaway. If one is so short sighted and only look at returns over 6 months, then you may miss out of funds that temporarily underperform, or hold on to funds that got lucky. please bear that in mind.

Fizzical you should also share which of their portfolio you chose, the highest risk one or lowest risk one?

Exactly, it's pointless to compare on short term, there are so many people knowingly buying into 'mid to long term' investments but whining every week about the returns, it's ridiculous.

Personally, i wouldn't even bother to look at it, maybe once a year or when market crashes and add additional funds in there.

 

[Maeda_Toshiie]

Exactly, it's pointless to compare on short term, there are so many people knowingly buying into 'mid to long term' investments but whining every week about the returns, it's ridiculous.

Personally, i wouldn't even bother to look at it, maybe once a year or when market crashes and add additional funds in there.

I think it is fine to take a look at it once a month, and maybe change standing instructions, if any.

 

[Mecisteus]

I think it is fine to take a look at it once a month, and maybe change standing instructions, if any.

If you monitor more frequently, the greater the tendency for you to make unhealthy decisions. ie like trying to adjust the investment amount more or less.

The best way is to buy monthly diligently. And forget.

 

[KinoChoco]

If you monitor more frequently, the greater the tendency for you to make unhealthy decisions. ie like trying to adjust the investment amount more or less.

The best way is to buy monthly diligently. And forget.

I always tell people whom want to 'DCA' ETF e.g. STI or roboadvisor....if they are planning to look at it every month and stress about it, might as well ownself go DIY.

 

[pieces of me]

anyone using stashaway?

 

[final1]

Currency risk is a concern for stashaway.
(unless you think USD will appreciate long term)