Stashaway returns...

Fizzical

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6 months into Stashaway robo advisor...500-1000 was put in each month. Total $3500. Returns? USD is $30+ and after factoring currency impact, SGD is $11.

What a poor return. Should I transfer it to STI?
 

JuniorLion

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6 months into Stashaway robo advisor...500-1000 was put in each month. Total $3500. Returns? USD is $30+ and after factoring currency impact, SGD is $11.

What a poor return. Should I transfer it to STI?

Please allow me to clarify.

Are you saying that you had put in $3500, and you only get $11 back?
 

TabascoSauce

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Lol. 6 months onli wat returns u expecting?

Think casino more suitable for u
 

Amikasin

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If u compare STI returns vs this, which do u think is more... Assuming we neglect the currency factor
 

MikeDirnt78

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You might as well put the money into IWDA.

And oh please put in a fix amount. Don't try to change your amount by looking at the moon and stars position.
 

computers70

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6 months into Stashaway robo advisor...500-1000 was put in each month. Total $3500. Returns? USD is $30+ and after factoring currency impact, SGD is $11.

What a poor return. Should I transfer it to STI?

Would you want to snap a copy of your portfolio ?
seems like a bullrun now.
 

kehyi4

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6 months into Stashaway robo advisor...500-1000 was put in each month. Total $3500. Returns? USD is $30+ and after factoring currency impact, SGD is $11.

What a poor return. Should I transfer it to STI?
If you expect to huat in 6 months, then perhaps you are investing in the wrong product

From Stashaway FAQ:
Q - What is your investment strategy?
A - With a goal-based approach, we analyse your personal financial situation and risk selection. Firstly, using this information, our investment team and the algorithm will select the most suitable portfolio. Secondly, we also use historical and live data to track market conditions to determine when major economic cycle shifts will occur. Combining these factors, we then design portfolios with medium-to-long-term outlooks that withstand the short-term fluctuations of the markets to yield long-term wealth.

---

Otoh, if you think "6 mths = long-term", then i got nothing to say ...
 

match89

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I put in $10k for 3+
months now in Stashaway, return is about $250 after less monthly fee (2.5%)
Another robo-advisor I'm trying for about same period is giving me slightly better returns
.
In my opinion, exposure to US market shld have better returns than STI for 2018

6 months into Stashaway robo advisor...500-1000 was put in each month. Total $3500. Returns? USD is $30+ and after factoring currency impact, SGD is $11.

What a poor return. Should I transfer it to STI?
 

Fizzical

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I put in $10k for 3+
months now in Stashaway, return is about $250 after less monthly fee (2.5%)
Another robo-advisor I'm trying for about same period is giving me slightly better returns
.
In my opinion, exposure to US market shld have better returns than STI for 2018

Yours still better. Perhaps u put in more money within a shorter period.
 

Fizzical

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If you expect to huat in 6 months, then perhaps you are investing in the wrong product

From Stashaway FAQ:
Q - What is your investment strategy?
A - With a goal-based approach, we analyse your personal financial situation and risk selection. Firstly, using this information, our investment team and the algorithm will select the most suitable portfolio. Secondly, we also use historical and live data to track market conditions to determine when major economic cycle shifts will occur. Combining these factors, we then design portfolios with medium-to-long-term outlooks that withstand the short-term fluctuations of the markets to yield long-term wealth.

---

Otoh, if you think "6 mths = long-term", then i got nothing to say ...

You can still extrapolate it. If there is a current bull run and ur returns is 2%, u don't think something is crappily wrong?
 

kehyi4

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No, because the impact of upfront costs are felt straightaway, leading to a drag on short term results. Over the medium to long run, such costs become negligible, thus better reflecting the market result

Or at least, that's what I think. I may be wrong

Btw, I'm not vested in stash, nor any robo (and frankly am unlikely to do so)
 

Amikasin

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I put in $10k for 3+
months now in Stashaway, return is about $250 after less monthly fee (2.5%)
Another robo-advisor I'm trying for about same period is giving me slightly better returns
.
In my opinion, exposure to US market shld have better returns than STI for 2018

What allocation did u put?
 

coey

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Are you investing or speculating ?
 

w1rbelw1nd

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Short term returns is greatly affected by luck. Same for unit trusts, same for stashaway. If one is so short sighted and only look at returns over 6 months, then you may miss out of funds that temporarily underperform, or hold on to funds that got lucky. please bear that in mind.

Fizzical you should also share which of their portfolio you chose, the highest risk one or lowest risk one?
 

Asphodeli

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Guys, please check your risk level and the allocation in your dashboard for your respective robo-investing services before saying you're getting lousy returns...don't expect a 50% bonds, 50% equities portfolio to return 10+% in 6 months...
 
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