Multi-pay Critical Illness Insurance Plans

[moejoseph]

Hi, can I get a quote for both my husband (30yo, non-smoker) and I (27yo, non-smoker)..

Aviva
- Death term plan, sum assured $400k, including TPD, till age 65. Include multipay ECI rider, sum assured 50k
- Standalone ECI plan, sum assured $50k, till age 65

Manulife
- Standalone ECI plan, sum assured $50k, till age 65

Thank you.

Only these 2 insurers?

 

[beefjerky]

Hi can I get quote, male 25 till age 50, non smoker for all companies for standalone eci/ci multipay

 

[boredboiboi]

Hi can I get quote, male 25 till age 50, non smoker for all companies for standalone eci/ci multipay

Coverage amount?

 

[beefjerky]

Coverage amount?

Sorry, totally forgot abt that. Could I check 30k, 50k and 100k

 

[winthony]

Sorry, totally forgot abt that. Could I check 30k, 50k and 100k

30k and 50k not available as it is below the min premium amount for company A.

100k - $418 annually

 

[boredboiboi]

Sorry, totally forgot abt that. Could I check 30k, 50k and 100k

Age next birthday 25 male non smoker

Company x
30k - N.A
50k - $273.50/year
100k- $547

Company A
30k - n.a ( below min)
50k - n.a (below min)
100k - $418/year

Company T - not available as only till age 70, 75 and 85

Company M - not available as only till age 75 or 99

 

[beefjerky]

Age next birthday 25 male non smoker

Company x
30k - N.A
50k - $273.50/year
100k- $547

Company A
30k - n.a ( below min)
50k - n.a (below min)
100k - $418/year

Company T - not available as only till age 70, 75 and 85

Company M - not available as only till age 75 or 99

Pm-ed you already

Edit: out of curiosity, why do you say company a b c etc? why cant just say what is the company? Do diff agents get diff quotes?

 

[winthony]

Pm-ed you already

Edit: out of curiosity, why do you say company a b c etc? why cant just say what is the company? Do diff agents get diff quotes?

one of the ways to not seem like promoting a certain company.

No, agents do not get diff quotes as they are all generated through the portal.

 

[boredboiboi]

Pm-ed you already

Edit: out of curiosity, why do you say company a b c etc? why cant just say what is the company? Do diff agents get diff quotes?

Ok. Saw ur pm. More of not directly promoting any insurer. More of just pure quotation.

 

[tobiast]

Can i get a Quote for 50k and 100k MPCI w/eci, ANB is 27 year old, male non smoker.

Edit: Until age 75

TIA

 

[boredboiboi]

Can i get a Quote for 50k and 100k MPCI w/eci, ANB is 27 year old, male non smoker.

Edit: Until age 75

TIA

Company T
50k - $688/year
100k- $1376/year

Company Av
50k - $626/year
100k - $1252/year

Company M (premium is before 5% perpectual discount)
50k - $629.75/year
100k - $1259.50/year

Company X ( does not have additional payout for late stages, while the rest has it)
50k - $511/year
100k - $1022/year

 

[cheerysideup]

Standalone eci i think u mean the multipay. Manulife only available till age 75 or 99

Quote to be updated

Male age next birthday 30, non smoker
As requested for aviva till age 65
400k death/tpd, 50k multipay - $903.50/year
Standalone Multipay 50k - $437/year

Manulife only available till age 75 or 99
50k till age 75 - $709.10/year

Female age next birthday 27, non smoker

As requested for aviva till age 65
400k death/tpd, 50k multipay - $878.80/year
Standalone Multipay 50k - $496/year

Manulife only available till age 75 or 99
50k till age 75 - $651.45/year

Hi, thanks for replying me. Would like to discuss somemore, cant PM due to low post count. Can you provide me your contact?

 

[boredboiboi]

Hi, thanks for replying me. Would like to discuss somemore, cant PM due to low post count. Can you provide me your contact?

Check your pm

 

[findmehereeee]

Hello! Can i get a quote?

F, ANB 25, MPCI/w ECI, $100k till age 65, 75

Sorry noob qn ah, is there a standalone MPECI plan as well?

 

[winthony]

Hello! Can i get a quote?

F, ANB 25, MPCI/w ECI, $100k till age 65, 75

Sorry noob qn ah, is there a standalone MPECI plan as well?

Till age 65 : $904 / annually
Till age 75 : $1240 / annually.

Multipay CI coverage comprises of ECI too

 

[boredboiboi]

Hello! Can i get a quote?

F, ANB 25, MPCI/w ECI, $100k till age 65, 75

Sorry noob qn ah, is there a standalone MPECI plan as well?

Multipay ci is a standalone plan. Only aviva and axa can have it as a rider if u want to.

Company A
Till age 65 - $904/year
Till age 75 - $1240/year

Company T
Till age 65 - Not available
Till age 75 - $1287/year

Company M
Till age 65 - not available
Till age 75 - $1218 (premium is before 5% perpetual discount)

Company X ( no additional payout for late stages while the rest have)
Till age 65 - $745/year
Till age 75 - $909/year

 

[zzzzzz87]

Would like to get a quote:

F, ANB 2, $50k & $100k till age 65
F, ANB 33, $50k & $100k till age 65


Would also like a separate quote for early CI plan (whole life with multiplier will be good) for
F, ANB 2, $100k (after multiplier)

 

[boredboiboi]

Would like to get a quote:

F, ANB 2, $50k & $100k till age 65
F, ANB 33, $50k & $100k till age 65


Would also like a separate quote for early CI plan (whole life with multiplier will be good) for
F, ANB 2, $100k (after multiplier)

Hi, below is the quote. How many multipler you are looking for in the wholelife? 25k * 4? And how many years of payment you are looking at? 10/15/20/25 years or lifetime?

ANB 33 F non smoker

Company A
50k Till age 65 - $672.50/year
100k Till age 65 - $1345/year

Company T
Till age 65 - Not available

Company M
Till age 65 - not available

Company X ( no additional payout for late stages while the rest have)
50k Till age 65 - $543.50/year
100k Till age 65 - $1087/year


ANB 2 F non smoker

Company A
50k Till age 65 - not able to as below minimum premium
100k Till age 65 - $660/year

Company T
Till age 65 - Not available

Company M
Till age 65 - not available

Company X ( no additional payout for late stages while the rest have)
50k Till age 65 - $194.50/year
100k Till age 65 - $389/year

 

[zzzzzz87]

Hi, below is the quote. How many multipler you are looking for in the wholelife? 25k * 4? And how many years of payment you are looking at? 10/15/20/25 years or lifetime?

ANB 33 F non smoker

Company A
50k Till age 65 - $672.50/year
100k Till age 65 - $1345/year

Company T
Till age 65 - Not available

Company M
Till age 65 - not available

Company X ( no additional payout for late stages while the rest have)
50k Till age 65 - $543.50/year
100k Till age 65 - $1087/year


ANB 2 F non smoker

Company A
50k Till age 65 - not able to as below minimum premium
100k Till age 65 - $660/year

Company T
Till age 65 - Not available

Company M
Till age 65 - not available

Company X ( no additional payout for late stages while the rest have)
50k Till age 65 - $194.50/year
100k Till age 65 - $389/year

Thanks for the fast reply! I suppose A is Aviva? Are T and M recommended? It’s for until how old?

Multiplier lowest and highest? 25 years limited pay.

Many thanks!

 

[boredboiboi]

Thanks for the fast reply! I suppose A is Aviva? Are T and M recommended? It’s for until how old?

Multiplier lowest and highest? 25 years limited pay.

Many thanks!

Yes A is aviva.
T min age 70, M only available till age 75 / 99.

I quote 1 example for wholelife plan later for company M. The mac multiplier is 5 but min is 25k for base. Thus more than 100k. And there is a min premium. The last i do for a client was around 800-900/year for 25 year for 29k*5 to reach min premium.