Lastest S$ Deposit updates - Part 3

[Squaredot]

For isavvy FD, you get 0.25% upfront. Balance get end of 3 years

yesyes, isavvy TD min 25k with upfront int like u say.
Normal TD min 1k for 36m with interest at the end of 36m.

 

[peppermint7]

Chance upon this ad. I didn't go into details. Just in case anyone is keen

https://www.ocbc.com/personal-banki...2020:social:FB-IG:PPT-Interest:Static-Link-Ad

 

[Tiger9119]

Chance upon this ad. I didn't go into details. Just in case anyone is keen

https://www.ocbc.com/personal-banki...2020:social:FB-IG:PPT-Interest:Static-Link-Ad

For these 2 accounts, you have to make monthly deposit($500/2000) and no withdrawal. If have withdrawal, the interest rate drop to 0.05% pa for that month.

 

[wutawa]

fixed deposits too low,I think endowment plan get higher returns of 3 to 4 %?
anyone can enlighten me the bad thing of endowment?

Given the current fd rate, should i put 6 mths instead of 12 mths?

 

[F1ngolf2012]

Given the current fd rate, should i put 6 mths instead of 12 mths?

You can consider DBS FD 10/11 months@1.1%p.a. up to $49,999 which can be opened and placed online. To place more than $49,999 for 1.1%, you can consider opening another joint FD account which would be done at the bank branch.

 

[yobyella]

I think at present the worst finance co is HL finance. No 12 mth but 8 mth FD rate and is way below 1%.

 

[demoforce1]

Chance upon this ad. I didn't go into details. Just in case anyone is keen

https://www.ocbc.com/personal-banki...2020:social:FB-IG:PPT-Interest:Static-Link-Ad

OCBC Premier Dividend+ Savings Account
this is equal to 1.1%, correct?

 

[Utonian]

OCBC Premier Dividend+ Savings Account
this is equal to 1.1%, correct?

why would it be 1.1%?

max is never withdraw is 0.4%, if top up 2k monthly, add 0.4%, total only 0.8% max.
if got withdrawal then only get 0.05%

 

[demoforce1]

why would it be 1.1%?

max is never withdraw is 0.4%, if top up 2k monthly, add 0.4%, total only 0.8% max.
if got withdrawal then only get 0.05%

$15 NTUC voucher for each 10K

 

[Utonian]

$15 NTUC voucher for each 10K

icic, but even including the $15 voucher for every 10k.

15/10000*100% only 0.15%
so total only 0.15% + 0.8% = 0.95%

 

[demoforce1]

icic, but even including the $15 voucher for every 10k.

15/10000*100% only 0.15%
so total only 0.15% + 0.8% = 0.95%

for 6 months only, so should be x2

 

[Utonian]

for 6 months only, so should be x2

ah~ ic, only plan to put 6 mth then take out all.
in that case then correct, effectively is 1.1% in terms of value.
a bit troublesome for something thats only for 6mth though

 

[Governor]

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[tiertime]

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[Governor]

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[Governor]

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[yobyella]

With falling interest rate and liquidity abundant in the market, why is it MayBank still willing to give 2.05%? I mean even housing loan interest still lower than 2.05%.

 

[HWZ1973]

Which bank now highest interest maybank or cimb?

 

[testingabc]

Which bank now highest interest maybank or cimb?

actually now HYSA Plus is higher than both

 

[HWZ1973]

actually now HYSA Plus is higher than both

Ok thank you, will explore...