Lastest S$ Deposit updates - Part 3

[jjjccc]

1) Sign up for PolicyPal using code SIGNUP:

https://refer.policypal.com/c/HUAT88

2) Buy Elastiq (1.8% guaranteed fixed interest rate) from Policypal

For $5k-$9k deposit, you get $10 from Policypal (encashable) = $10 CASH

For $10k-$25k deposit, you get $20 from Policypal + $50 from Etiqa (both encashable) = $70 CASH

For $26k-$50k deposit, you get $30 from Policypal + $100 from Etiqa (both encashable) = $130 CASH

Policypal referral quote

HUAT88
https://refer.policypal.com/c/HUAT88
Get free extra ps dollars with referral quote when you buy from policypal.

https://www.tiq.com.sg/product/unive...rance-elastiq/

1.8 percent Guarantee return for 3 years with no penalty for withdrawal after 90 days

Can't seem to buy elastiq from policypal. It states "tranche closed".

 

[Governor]

Can't seem to buy elastiq from policypal. It states "tranche closed".

Ok leh,still can buy

 

[Governor]

1) Sign up for PolicyPal using code SIGNUP:

https://refer.policypal.com/c/HUAT88

2) Buy Elastiq (1.8% guaranteed fixed interest rate) from Policypal

For $5k-$9k deposit, you get $10 from Policypal (encashable) = $10 CASH

For $10k-$25k deposit, you get $20 from Policypal + $50 from Etiqa (both encashable) = $70 CASH

For $26k-$50k deposit, you get $30 from Policypal + $100 from Etiqa (both encashable) = $130 CASH

Policypal referral quote

HUAT88
https://refer.policypal.com/c/HUAT88
Get free extra ps dollars with referral quote when you buy from policypal.

https://www.tiq.com.sg/product/unive...rance-elastiq/

1.8 percent Guarantee return for 3 years with no penalty for withdrawal after 90 days

 

[yobyella]

1) Sign up for PolicyPal using code SIGNUP:

https://refer.policypal.com/c/HUAT88

2) Buy Elastiq (1.8% guaranteed fixed interest rate) from Policypal

For $5k-$9k deposit, you get $10 from Policypal (encashable) = $10 CASH

For $10k-$25k deposit, you get $20 from Policypal + $50 from Etiqa (both encashable) = $70 CASH

For $26k-$50k deposit, you get $30 from Policypal + $100 from Etiqa (both encashable) = $130 CASH

Policypal referral quote

HUAT88
https://refer.policypal.com/c/HUAT88
Get free extra ps dollars with referral quote when you buy from policypal.

https://www.tiq.com.sg/product/unive...rance-elastiq/

1.8 percent Guarantee return for 3 years with no penalty for withdrawal after 90 days

Maybank offer FD 2.05% for 3 years.

 

[bermudas]

My 2nd year FD with CIMB MY has just matured yesterday and i got paid 7,330 RM as interest. This was based on my new principal (208,600 RM) after 1st year.

I started with 200K RM in 2018.

For my 3rd year (2020-2021), the revised FD rate is only 1.85% and will be base on 215,930 RM.

I do recommend exploring Msia's banks.

I have another FD account with CIMB SG maturing in Oct 2020 (first year) at an IR of 1.85%. I am expecting the revised rate to be much much lower in Oct 2020.

 

[highsulphur]

My 2nd year FD with CIMB MY has just matured yesterday and i got paid 7,330 RM as interest. This was based on my new principal (208,600 RM) after 1st year.

I started with 200K RM in 2018.

For my 3rd year (2020-2021), the revised FD rate is only 1.85% and will be base on 215,930 RM.

I do recommend exploring Msia's banks.

I have another FD account with CIMB SG maturing in Oct 2020 (first year) at an IR of 1.85%. I am expecting the revised rate to be much much lower in Oct 2020.

Not worth the exchange rate risk

 

[Governor]

Got flexibility and no flexibility

 

[yobyella]

My 2nd year FD with CIMB MY has just matured yesterday and i got paid 7,330 RM as interest. This was based on my new principal (208,600 RM) after 1st year.

I started with 200K RM in 2018.

For my 3rd year (2020-2021), the revised FD rate is only 1.85% and will be base on 215,930 RM.

I do recommend exploring Msia's banks.

I have another FD account with CIMB SG maturing in Oct 2020 (first year) at an IR of 1.85%. I am expecting the revised rate to be much much lower in Oct 2020.

I invested in CIMB, Msia too. Yr 2018 4.3%, 2019 3.8% for 1 year FD. Very attractive. However, nowadays FD rate very low. Below 2%. Therefore, not really attactive no more if one were to convert to S$.

 

[LouisSaha]

Maybank offer FD 2.05% for 3 years.

I dont really understand why ppl are going for other banks for 3yrs with 1.8% interests rate whereas Maybank is giving 2.05%.
Same same 3 years, no?

 

[yobyella]

I dont really understand why ppl are going for other banks for 3yrs with 1.8% interests rate whereas Maybank is giving 2.05%.
Same same 3 years, no?

Precisely. Furthermore the funds are guaranteed up to 75K.

Having said, why Maybank is still willing to offer at 2.05% when housing loan rates going south?

 

[maumu]

I dont really understand why ppl are going for other banks for 3yrs with 1.8% interests rate whereas Maybank is giving 2.05%.
Same same 3 years, no?

if you're referring to 1.8% with Tiq, there is a big difference between being able to draw out money after 3 months (but enjoy rates for 3 years) as compared to having in a FD for 3 years which you cannot touch the money, unless you are willing to get back $0 interest by cancelling the FD.

 

[semiret]

if you're referring to 1.8% with Tiq, there is a big difference between being able to draw out money after 3 months (but enjoy rates for 3 years) as compared to having in a FD for 3 years which you cannot touch the money, unless you are willing to get back $0 interest by cancelling the FD.

If i'm not wrong for May Bank was told last time that if u terminate the FD after 3 mths. U will be only be paid interests base of board rates. Not sure if it's still the same? Please kindly confirm with the bank.

 

[maumu]

If i'm not wrong for May Bank was told last time that if u terminate the FD after 3 mths. U will be only be paid interests base of board rates. Not sure if it's still the same? Please kindly confirm with the bank.

ok... that's what you say... and you can confirm yourself... and share here...

 

[bermudas]

Not worth the exchange rate risk

I invested in CIMB, Msia too. Yr 2018 4.3%, 2019 3.8% for 1 year FD. Very attractive. However, nowadays FD rate very low. Below 2%. Therefore, not really attactive no more if one were to convert to S$.

As long as you are happy with SG banks' rate, that should be fine.

Happiness is very impt in life.

 

[highsulphur]

As long as you are happy with SG banks' rate, that should be fine.

Happiness is very impt in life.

Nothing to be happy or unhappy about

Foreign currencies deposit interest rates are higher for a reason - their currencies are expected to depreciate against sgd. You are taking a position on fx when you place such deposit in foreign currencies

 

[merlot6230]

actually now HYSA Plus is higher than both

Sign up today.....breeze like wind !

 

[myhyip4me]

Sign up today.....breeze like wind !

How to sign up arh?

 

[merlot6230]

download mobile apk
wait for a day

 

[SIPLSIPL]

Maybank offer FD 2.05% for 3 years.

Any idea if this is available over the counter as well?
Must it be fresh funds?

Don't seem to find any information on the website.

 

[semiret]

Any idea if this is available over the counter as well?
Must it be fresh funds?

Don't seem to find any information on the website.

It's still there. Check the link below

https://sslsecure.maybank.com.sg/cg...73.1375818464.1594720898-236157573.1594720898