YTD 2026 Networth tracking thread

[highsulphur]

November so far, has been great for my portfolio.
My Investment growth finally becomes +ve

What have you been investing this year?

 

[gold_eagle36]

Actually it is hard to quantify the amount of net worth without salary inflow. Are you deducting the value at its face value.
E.g. 6k saved , deduct 6k to net worth ?

Reason I asked is the salary inflow (if invested), gives a much higher return then without salary.

The result is your ytd investment return can be inflated both positively or negatively due to this "leverage" from cash savings.

In short, the ytd net worth is definitely accurate.

The ytd investment growth is based on simple return according to net value / net deposit ?

The net worth without inflow seems like an estimate to me...could you elaborate how u calculate ?

 

[OnePunchMan]

Hello Guys,

How are you all doing?
My networth finally hit the milestone of 1m SGD.
Investment growth is still -1.44% YTD, but overall networth growth 4.14%.

grats, I give myself 5 years to hit it

 

[limster]

super impressive. Even after deducting for expenses, your networth increases by 5-digits every month!

my personal target for 2020 is just to get 0% return on investment and hope to make a fresh start in 2021

I think I got 8% in 2018, 20% in 2019, so 0% in 2020 will give me a 3-year average of 9.3%...

 

[snowblaze]

I hope I could achieve your level one day. It seems not reachable for me.

November so far, has been great for my portfolio.
My Investment growth finally becomes +ve

 

[revhappy]

Actually it is hard to quantify the amount of net worth without salary inflow. Are you deducting the value at its face value.
E.g. 6k saved , deduct 6k to net worth ?

Reason I asked is the salary inflow (if invested), gives a much higher return then without salary.

The result is your ytd investment return can be inflated both positively or negatively due to this "leverage" from cash savings.

In short, the ytd net worth is definitely accurate.

The ytd investment growth is based on simple return according to net value / net deposit ?

The net worth without inflow seems like an estimate to me...could you elaborate how u calculate ?

You are right, my method of calculation of YTD investment growth is not accurate. I maintain monthly balance of my networth and salary savings and expenses. I take end of last year networth as reference point and then at the end of every month, I use the latest networth and subtract my salary inflow and count the difference as YTD investment growth. It is not accurate, but it gives me a rough idea of what my networth growth due to incremental salary savings accumulation is and what is due to investment gains. I have this computed since 2009 and at some point I am hoping my incremental salary savings is smaller compared to the networth growth.

 

[revhappy]

What have you been investing this year?

My equities allocation is 43% currently and the split is
18% STI
14% S&P500 ETF
11% Asia Unit trust

 

[OnePunchMan]

super impressive. Even after deducting for expenses, your networth increases by 5-digits every month!

my personal target for 2020 is just to get 0% return on investment and hope to make a fresh start in 2021

I think I got 8% in 2018, 20% in 2019, so 0% in 2020 will give me a 3-year average of 9.3%...

my twr still judging me like an stern asian father telling me I disappoint him.
TWR damn hard to recover from my 50% loss in the first 2 years

 

[revhappy]

my twr still judging me like an stern asian father telling me I disappoint him.
TWR damn hard to recover from my 50% loss in the first 2 years

When was this 1st 2 years? 2018 and 2019? What did you invest in?

 

[limster]

my twr still judging me like an stern asian father telling me I disappoint him.
TWR damn hard to recover from my 50% loss in the first 2 years

When was this 1st 2 years? 2018 and 2019? What did you invest in?

yeah 2018 and 2019 were generally "green" years, surprising if you got 50% loss in those 2 years.

if your 50% loss was in 2020, when you average out with your 2018 and 2019 gains, hopefully average return is not too bad.

 

[OnePunchMan]

yeah 2018 and 2019 were generally "green" years, surprising if you got 50% loss in those 2 years.

if your 50% loss was in 2020, when you average out with your 2018 and 2019 gains, hopefully average return is not too bad.

hahaha. paying my “school fee” chasing the market and cannabis stock.

my MWR is now +16% TWR is a reminder I use to keep myself in check at -6%

This is also why I giving out free advice to hope no one have to go through what I did

 

[highsulphur]

My equities allocation is 43% currently and the split is
18% STI
14% S&P500 ETF
11% Asia Unit trust

You DCA 3 of them every month?

 

[wira]

You are right, my method of calculation of YTD investment growth is not accurate. I maintain monthly balance of my networth and salary savings and expenses. I take end of last year networth as reference point and then at the end of every month, I use the latest networth and subtract my salary inflow and count the difference as YTD investment growth. It is not accurate, but it gives me a rough idea of what my networth growth due to incremental salary savings accumulation is and what is due to investment gains. I have this computed since 2009 and at some point I am hoping my incremental salary savings is smaller compared to the networth growth.

just curious do you have property and do you include property as part of net worth ?

 

[sheng6690]

My equities allocation is 43% currently and the split is
18% STI
14% S&P500 ETF
11% Asia Unit trust

Which counter of Asia unit trust you have invested in?

 

[Genosis]

just curious do you have property and do you include property as part of net worth ?

I remember he rents.....

 

[OnePunchMan]

felt like starting a $1000 challenge but need to stop myself else my $$ fly away again

 

[limster]

felt like starting a $1000 challenge but need to stop myself else my $$ fly away again

This thread is more about 'slow and steady' increase of net worth.

 

[OnePunchMan]

This thread is more about 'slow and steady' increase of net worth.

As long as the choppy market is over and we are still in the market. everyone will huat

 

[highsulphur]

I have almost deployed my reserve. Fingers crossed for the next 15 years

 

[revhappy]

You DCA 3 of them every month?

No lah, I am very adhoc, this is how the allocation stands right now. I bought 10% of S&P500 in one shot just before the election day. But now I hope can stick with this allocation and build on it steadily.