Syfe REIT+ Comparison: 100% REIT vs REITs with Risk Mgmt (ended)

[tutonic]

Updated.

The 100% REITs portfolio is still in the lead, and the gap is slowly widening.

 

[direbmem]

I just opened Syfe 100% REITs account and put lump sum and monthly deposit as 0.

I am in the process of transferring funds. Would maintaining the setting of lump sum and mthly deposit as zero affect the fund transfer?
I notice I can't change the setting to be any other number now? What's the purpose of the lump sum and mthly deposit setting if the funds to be deposited is initiated by us from our bank side?

 

[undergrd]

It wont affect. Sometimes I deposited more than my mthly deposit and it still work as per normal. I think the lump sum and mthly deposit is just a guide.

I just opened Syfe 100% REITs account and put lump sum and monthly deposit as 0.

I am in the process of transferring funds. Would maintaining the setting of lump sum and mthly deposit as zero affect the fund transfer?
I notice I can't change the setting to be any other number now? What's the purpose of the lump sum and mthly deposit setting if the funds to be deposited is initiated by us from our bank side?

 

[Okenba]

When you enter your portfolio, there is still an option to manage funds, which leads to either deposit or withdraw funds.

I believe the important thing here is the reference code that they would like us to tag on our transfer so that their system is able to pick it out and allocate it more efficiently. So long as your transfer has the right reference code on it, I think things should work out.

 

[direbmem]

Thanks undergrd and okenba. I have transferred $10. See how it goes..

 

[tutonic]

The monthly deposit plan in Syfe is only to help them create the projected returns portion in your portfolio. So you're free to set it to whatever you like. It doesn't make any difference since for Syfe, the reference code is portfolio-specific, unlike Stashaway which is user-specific.

 

[twinklingstars]

I started the Syfe reit+ portfolio around the same time as thread starter, DCA $250 bi-weekly, currently invested $1500 and portfolio stands at $1527.

 

[tutonic]

Updated for this week. 100% REITs still in the lead.

 

[tutonic]

Updated. Both portfolios dipped a bit, but 100% REITs still in the lead; held the lead for close to a month now.

 

[tutonic]

Updated for this week. 100% REITs have maintained the lead for more than a month now. If they keep leading consistently for more than 6 months, no point compare anymore. Haha.

 

[Kojo0403]

Updated for this week. 100% REITs have maintained the lead for more than a month now. If they keep leading consistently for more than 6 months, no point compare anymore. Haha.

Yea.. perhaps you can post it every quarter, half year or even when there is a market sell-off. The results might be more meaningful.

Though technically speaking, since 100% REITs has higher risk, it would likely to outperform over the long-run.

 

[blurpandasg2014]

100% REITS Ftw

 

[tutonic]

Updated for this week. I've also calculated the difference in dollar amounts, between the two portfolio, so it's easier to see, instead of eyeballing it each time. 100% REITs gap widens, and probably widen even further, now that SG entering Phase 3.

 

[direbmem]

Super shiok every time I pump money inside can see it get invested into so many hot reits. Started DCAing partly due to this thread.

 

[tutonic]

Super shiok every time I pump money inside can see it get invested into so many hot reits. Started DCAing partly due to this thread.

Glad to hear this thread is useful to some people.

 

[leesh03]

How do u DCA? Is it auto?

Glad to hear this thread is useful to some people.

 

[direbmem]

How do u DCA? Is it auto?

just set standing instruction from your bank. I set daily.

 

[tutonic]

How do u DCA? Is it auto?

Yeah, as direbmem mentioned previously, you need to set up standing instruction with your bank via ibanking.

just set standing instruction from your bank. I set daily.

What bank are you using for daily standing instruction? From what I gather, POSB highest frequency is monthly, and OCBC highest frequency is weekly (I think).

 

[Okenba]

You can set 5 weekly instructions, each on different days of the week.

Should also put in the relevant code so that they know which portfolio it should go to.

 

[direbmem]

Yes, okenba is right. I set 7 weekly instruction, for each day of the week.