Syfe REIT+ Comparison: 100% REIT vs REITs with Risk Mgmt (ended)

[f4ll3n]

I am keen. What's the benefit of having referral code? Apart of potential growth, do we get dividend?

Referral code is for bonus if you invest a certain amount

impt to highlight that the bonus is based on the initial lumpsum deposit only.

long t&c at https://invest.syfe.com/referral-tc/

short tldr at https://www.syfe.com/magazine/how-can-i-invite-a-friend-to-join-syfe/

not sure if the 6-month fee waiver code is still lying around.
then again, you can open first and use any code within 14 days, too.

regarding dividends, the default is auto-reinvest with no addt. fees; to get payout, however, iirc require minimum sum in portfolio..

 

[Sambuca78]

I start transferring $25 daily (Mon - Fri) to Reit+ and Stashaway36% since 29 Dec, first buy on 30 Dec. Noob here...

Date |Cash| ^Reit+ | ^SA36%
8 Jan|$200|$202.58|$204.09


Had a shock when I received the referral bonus yest and its shows 50+% in syfe

I wonder how can I withdraw the referral bonus or move to Cash+ so that it wont affect my comparison, or just leave it.

 

[tutonic]

I start transferring $25 daily (Mon - Fri) to Reit+ and Stashaway36% since 29 Dec, first buy on 30 Dec. Noob here...

Date |Cash| ^Reit+ | ^SA36%
8 Jan|$200|$202.58|$204.09


Had a shock when I received the referral bonus yest and its shows 50+% in syfe

I wonder how can I withdraw the referral bonus or move to Cash+ so that it wont affect my comparison, or just leave it.

You can't withdraw the referral bonus. Can only do it after 6 months. That's why I don't refer people using Syfe, since it affects my comparison. Haha.

 

[Sambuca78]

You can't withdraw the referral bonus. Can only do it after 6 months. That's why I don't refer people using Syfe, since it affects my comparison. Haha.

Haha... Icic. I transferred the same amount to SA to "balance" it. Lol

 

[tutonic]

Updated portfolios. As usual, 100% REITs still in the lead. The lead is now quite large, relative to amount invested. 100% REITs is at 6.62% TWR, Managed REITs at 2.99%.

 

[tutonic]

Updated for this week. Both portfolios have gained quite a fair bit. Managed REIT is at 4.32%, and 100% REITs is at 9.55%. Gap is also widening. Contributions dropped down to $50 a month ($25 every 2 weeks).

 

[rottingapple]

Updated for this week. Both portfolios have gained quite a fair bit. Managed REIT is at 4.32%, and 100% REITs is at 9.55%. Gap is also widening. Contributions dropped down to $50 a month ($25 every 2 weeks).

bro how did u manage to set 2 portfolio for reits? it seems they only allow me to either select pure reits, or reits with risk mgt

 

[tutonic]

bro how did u manage to set 2 portfolio for reits? it seems they only allow me to either select pure reits, or reits with risk mgt

I don't know what you mean. Just create a new portfolio ah. Create one with 100% REITs, then confirm blah blah. Then create another portfolio with risk management ah.

Even as I'm typing this, I can create another empty REIT portfolio.

These are 2 separate portfolios in Syfe, with 2 different portfolio reference codes.

 

[rottingapple]

I don't know what you mean. Just create a new portfolio ah. Create one with 100% REITs, then confirm blah blah. Then create another portfolio with risk management ah.

Even as I'm typing this, I can create another empty REIT portfolio.

These are 2 separate portfolios in Syfe, with 2 different portfolio reference codes.

oh i see... ok thx i try again

 

[rottingapple]

ya can already. thanks.

TS how many years do u plan to hold reits?

i just login i See that they even updated interest at nighttime!

so far my 2k in eq100 and reits with risk mgt on same date in early jan, eq100 earn $40.07, reits with risk mgt earn 45.59

 

[tutonic]

ya can already. thanks.

TS how many years do u plan to hold reits?

i just login i See that they even updated interest at nighttime!

so far my 2k in eq100 and reits with risk mgt on same date in early jan, eq100 earn $40.07, reits with risk mgt earn 45.59

It's long term ah. The REITs will make up the SG-component of my overall portfolio.

Yeah, Syfe actually update twice in one day, at 2pm and at 8pm. The 2pm one useless since value not updated until the 8pm one.

Managed REIT not really worth it, in my opinion, if you're going to contribute regularly, since weekly deposits can help offset some of the volatility already. And as you can see, the returns from 100% REITs is consistently higher, even during the couple days of downswing.

 

[Sambuca78]

I start transferring $25 daily (Mon - Fri) to Reit+ and Stashaway36% since 29 Dec, first buy on 30 Dec. Noob here...

Date |Cash| ^Reit+ | ^SA36%
8 Jan|$200|$202.58|$204.09


Had a shock when I received the referral bonus yest and its shows 50+% in syfe

I wonder how can I withdraw the referral bonus or move to Cash+ so that it wont affect my comparison, or just leave it.

Here mine... I guess even for DCA, entry point would also make a diff.

Date |Cash| ^Reit+ | ^SA36%
8 Jan |$200|$202.58|$204.09
7 Jan |$175|$176.12|$176.99
8 Jan |$200|$202.58|$204.09
16 Jan|$425|$432.93|$433.56
18 Jan|$450|$460.04|$454.42
19 Jan|$475|$489.50|$479.99
20 Jan|$500|$514.12|$512.28
21 Jan|$525|$535.20|$545.26

 

[tutonic]

Updated for this week. Even with both portfolios dropping, 100% REITs still in the lead by a fair bit.

 

[Shutterfly]

Updated for this week. Even with both portfolios dropping, 100% REITs still in the lead by a fair bit.

Thanks for sharing!

 

[rottingapple]

It's long term ah. The REITs will make up the SG-component of my overall portfolio.

Yeah, Syfe actually update twice in one day, at 2pm and at 8pm. The 2pm one useless since value not updated until the 8pm one.

Managed REIT not really worth it, in my opinion, if you're going to contribute regularly, since weekly deposits can help offset some of the volatility already. And as you can see, the returns from 100% REITs is consistently higher, even during the couple days of downswing.

the reits with risk mgt is not doing so we, i combine total 4k and keep in eq 100 instead

 

[tutonic]

the reits with risk mgt is not doing so we, i combine total 4k and keep in eq 100 instead

Yeah. That's the whole purpose of this comparison thread; to see if the Managed REITs is more stable than 100% REITs. But so far, they earn less (to be expected), but also when downswing period, the 100% REITs still stay in the lead. Like that, really no point go Managed REITs if we're contributing regularly (be it weekly or monthly).

If 100% REITs still in the lead by next week, it'll mean that it's been in the lead for close to 3 months straight. Once it hits 6 months of being in the lead, I'll probably end the comparison and move the Managed REIT money into 100% REITs.

But yeah, Equity is definitely going to give better returns in the long run, but the 100% REITs is a good option for people wanting to diversify geographically (even though SG equity/REITs usually move in tandem with US stock market, but still some diversification better than none).

 

[Sambuca78]

Updated for this week. Even with both portfolios dropping, 100% REITs still in the lead by a fair bit.

My Reit+ -$6.20 liao.

Vested $600 till date

 

[tutonic]

My Reit+ -$6.20 liao.

Vested $600 till date

My $475 10)% REITs portfolio still up by $25 (down from ~$40 I think).

Was the $600 lump sum or weekly?

I think for Syfe REIT, weekly is the best bet, since you can insulate yourself against some of the short-term volatility, since REIT prices a bit all over the place in short term. No additional fees for depositing weekly too, so might as well mah.

Only annoying thing is to set up all the standing instructions.

 

[Sambuca78]

My $475 100% REITs portfolio still up by $25 (down from ~$40 I think).

Was the $600 lump sum or weekly?

I think for Syfe REIT, weekly is the best bet, since you can insulate yourself against some of the short-term volatility, since REIT prices a bit all over the place in short term. No additional fees for depositing weekly too, so might as well mah.

Only annoying thing is to set up all the standing instructions.

I did $25 daily remember?

 

[tutonic]

I did $25 daily remember?

Oh ya.

Hmm. Then a bit weird ah that I'm still up by quite a fair amount (for both portfolios), while you're down..