Aviva MySecureSaver. 2.25% guranteed p.a

[Value.Matrix]

Is that covered by SDIC Policy Owners' Protection Scheme?

Of course up to 100k Surrender Value, unless otherwise stated it is not.

 

[boredboiboi]

There will be a upcoming launch on 20 sept. Tentatively infomation is 1.8% per annum for 3 years, Only via online submission thru agent.

 

[~sabaisabai~]

There will be a upcoming launch on 20 sept. Tentatively infomation is 1.8% per annum for 3 years, Only via online submission thru agent.

Tiq offers 1.62% for 3-year

 

[boredboiboi]

Tiq offers 1.62% for 3-year

Ok, which is lower. U prefer lower returns?

 

[~sabaisabai~]

Ok, which is lower. U prefer lower returns?

both i also dun preferred...

 

[boredboiboi]

both i also dun preferred...

Haha. But u pm me previously say 1.62 not too bad
Just for sharing. If want can pm me =)

 

[~sabaisabai~]

Haha. But u pm me previously say 1.62 not too bad
Just for sharing. If want can pm me =)

3years abit too long leh...
though 1.62% looks ok.. but i dun preferred 3-yr horizon
i have slowly deployed some funds into stock market
can give me 5% yield...
if got 2yrs one, can consider.... 3yrs horizon too long to be locked

anyway, thanks.. will pm you if i changed my mind to lock 3-yr endowment..
bookmarked this thread, any lobang pls share

 

[boredboiboi]

3years abit too long leh...
though 1.62% looks ok.. but i dun preferred 3-yr horizon
i have slowly deployed some funds into stock market
can give me 5% yield...
if got 2yrs one, can consider.... 3yrs horizon too long to be locked

anyway, thanks.. will pm you if i changed my mind to lock 3-yr endowment..
bookmarked this thread, any lobang pls share

Sure.

 

[boredboiboi]

Fully subscribed again within half a day

 

[ekardo]

Fully subscribed again within half a day

more like within hours..

 

[boredboiboi]

more like within hours..

Because it started from 12 midnight =X

 

[winthony]

New batch coming up

Aviva will be launching MySecureSaver III (Batch 2) on 30 September 2021.


This is a 3-year non-participating single premium endowment plan with the following key features:

• Guaranteed returns of 1.80% p.a.
• Capital is guaranteed from the start of the 3rd policy term
• Guaranteed issuance
• Minimum of S$20,000 single premium using cash or SRS funds
• Provides death coverage of 105% of single premium during the policy term

 

[qhong61]

New batch coming up

When?

 

[boredboiboi]

When?

As he wrote, 30th September. Maybe only his side has it, my side no news at all.

 

[qhong61]

As he wrote, 30th September. Maybe only his side has it, my side no news at all.

U also agent?

 

[boredboiboi]

U also agent?

Yes i am, and i know why my side no announce already. It will be a surprise to us tomorrow

 

[hyperfuse]

New batch coming up

capital is guaranteed from 3rd policy year. wah.. this clause.

so if within first 2 years, can suka suka say not doing well, capital kena makan?

 

[qhong61]

capital is guaranteed from 3rd policy year. wah.. this clause.

so if within first 2 years, can suka suka say not doing well, capital kena makan?

Understood if u surrender within two yrs, u dont get back the full capital, isn't it?

 

[soneat]

Understood if u surrender within two yrs, u dont get back the full capital, isn't it?

Yes, that's usually the case for such capital guaranteed endowment plan.

"100% Capital Guaranteed" means the capital is 100% guaranteed at maturity.
At any time before the maturity, there will still be a certain % of the principle that's guaranteed.

 

[boredboiboi]

capital is guaranteed from 3rd policy year. wah.. this clause.

so if within first 2 years, can suka suka say not doing well, capital kena makan?

Because its a 3 years plan. Everything before 3 years will incurr penalty if surrender. Everything will be guaranteed upon maturity.