ocbc 360 account

[silverbomb]

What about her?

ST poached her from DBS for their finance section, often her write-ups mentions DBS and no name mentions of other banks

 

[reddevil0728]

ST poached her from DBS for their finance section, often her write-ups mentions DBS and no name mentions of other banks

oh wah. what a poach

 

[laurent_rio]

is top up grab pay eligible for credit card spend criteria ?

 

[reddevil0728]

is top up grab pay eligible for credit card spend criteria ?

Look at the T&Cs mcc code exclusion.

highly likely but best to confirm for self

 

[vsvs24]

ST poached her from DBS for their finance section, often her write-ups mentions DBS and no name mentions of other banks

It's the other way round. DBS poach her from ST. She is now with DBS. I attended a talk a few months back.

Now her talks not so interesting. Because she cannot recommend buy products other than DBS products. Only CPF stuff is neutral.

 

[SBC]

For OCBC 360 Card Spending category, is OCBC Cashflo card valid for $500 spending?

 

[reddevil0728]

For OCBC 360 Card Spending category, is OCBC Cashflo card valid for $500 spending?

https://www.ocbc.com/personal-banking/deposits/360-savings-account
Thought website quite explicit what’s counted

 

[SBC]

https://www.ocbc.com/personal-banking/deposits/360-savings-account
Thought website quite explicit what’s counted

Had read this earlier.

Trying poll the audience here.

 

[reddevil0728]

Had read this earlier.

Trying poll the audience here.

hmmm??

3.3 Credit Card Spend Bonus Interest You must successfully charge at least the required minimum amount in all retail transactions on your OCBC 365 Credit Card in the relevant month less off and excluding amounts in all transactions that are terminated, voided, reversed, or cancelled, where you are the Principal Credit Cardmember and 360 Account Primary Account Holder.

https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tnc-governing-ocbc-360-account.pdf
this is from the T&Cs. opinion of audience here wouldn't change the t&cs leh.

 

[Utonian]

do not know why they become more restrictive (limited to 365 card) but yet the revised interest is not as good as other banks.

Used to be competition but not for now. took out everything left 3k minimum and changed my salary crediting bank.

 

[reddevil0728]

do not know why they become more restrictive (limited to 365 card) but yet the revised interest is not as good as other banks.

Used to be competition but not for now. took out everything left 3k minimum and changed my salary crediting bank.

I guess they are trying to associate the 36x card with 36x account

 

[myhyip4me]

hmm.. this time round, they not showing CC spend in the 360 account tracker....

 

[Utonian]

I guess they are trying to associate the 36x card with 36x account

yes, quite apparent., so rubbish to want to connect 365 card with 360 account. quite the marketing fail when the number not even the same.

even so, in the ultimate goal to lock in clients, does someone who spend on their other cards mean less than those spending on 365 cards? i have been holding their frank card for my previous spending, I think its just to improve sign up for their 365 card. Since there are easier alternative for me, personally i am switching.

 

[reddevil0728]

yes, quite apparent., so rubbish to want to connect 365 card with 360 account. quite the marketing fail when the number not even the same.

even so, in the ultimate goal to lock in clients, does someone who spend on their other cards mean less than those spending on 365 cards? i have been holding their frank card for my previous spending, I think its just to improve sign up for their 365 card. Since there are easier alternative for me, personally i am switching.

In the first place quite ??? Why they are calling one 360 and the other 365

marketing is a bit confusing when so close to each other

 

[Utonian]

exactly... UOB One account has UOB One card.. the relation cannot be missed..

365 card not even tailor made for OCBC 360 account..

 

[sohguanh]

Just to tag to this thread. OCBC NTUC Plus savings account with no minimum balance will be phased out soon. Anyone know which OCBC account they will switch us over? I have checked OCBC 360 minimum is 3k a lot! The lowest is the monthly savings account at $500 so do we get to choose? Not interested in their interest but just want their ATM feature and also to apply IPO and SSB, T-bill etc govt securities instead of being held ransom by DBS/POSB.

UOB Uniplus account is also minimum balance $500 is fallback in case they force us all switch to OCBC 360

-- cut here --
For NTUC-OCBC Starter Account and/or Plus! Savings Account, your account will be switched to an OCBC account automatically from 1 Oct 2022. As there is no change to your banking account number, your existing GIRO arrangements remains unchanged.

 

[coUguy]

Just to tag to this thread. OCBC NTUC Plus savings account with no minimum balance will be phased out soon. Anyone know which OCBC account they will switch us over? I have checked OCBC 360 minimum is 3k a lot! The lowest is the monthly savings account at $500 so do we get to choose? Not interested in their interest but just want their ATM feature and also to apply IPO and SSB, T-bill etc govt securities instead of being held ransom by DBS/POSB.

UOB Uniplus account is also minimum balance $500 is fallback in case they force us all switch to OCBC 360

-- cut here --
For NTUC-OCBC Starter Account and/or Plus! Savings Account, your account will be switched to an OCBC account automatically from 1 Oct 2022. As there is no change to your banking account number, your existing GIRO arrangements remains unchanged.

It will be either the OCBC 360 Account and/or OCBC Statement Savings Account.

OCBC will waive the fall-below fee (S$2 per month if the account average daily balance falls below – depending on the account – S$1,000 or S$3,000) for a year from the month of your account conversion. The month of your account conversion is the month you receive your new OCBC debit card.

 

[sohguanh]

It will be either the OCBC 360 Account and/or OCBC Statement Savings Account.

OCBC will waive the fall-below fee (S$2 per month if the account average daily balance falls below – depending on the account – S$1,000 or S$3,000) for a year from the month of your account conversion. The month of your account conversion is the month you receive your new OCBC debit card.

Hi can I check you work in OCBC ? Both accounts have too high minimum balance. There is a monthly savings account which only need 500. Are we allowed to ask OCBC to switch to this account instead? If not can we close the account via online or mobile app or need make a trip to the branch?

 

[sohguanh]

It will be either the OCBC 360 Account and/or OCBC Statement Savings Account.

OCBC will waive the fall-below fee (S$2 per month if the account average daily balance falls below – depending on the account – S$1,000 or S$3,000) for a year from the month of your account conversion. The month of your account conversion is the month you receive your new OCBC debit card.

Ooh you downloaded the faq pdf I see. Cannot choose which account to convert I see. I will write in to close the account. UOB Uniplus here I come

 

[rachdanon]

Hmm, reading this and the other Trust Bank thread.. still don't know what to do with existing 360 account and Plus card arrangement.

Hassle to shift to another account due to giro, salary/HR etc.. as long as card gives good petrol and grocery savings.