Singapore Savings Bonds

[reddevil0728]

Oh. So means even if subscribe multiple times also no use. I thought can get more if it was capped.

No use.
Still dependent on demand.

 

[hwckhs]

My projection for SBNOV22 based on data up until 9/9/2022:

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	2.87	2.87	2.95	3.10	3.16	3.16	3.21	3.23	3.24	3.28
Average return per year %	2.87	2.87	2.90	2.94	2.99	3.01	3.04	3.06	3.08	3.09

In fact, I created a website for this. The projection is updated daily. Please take a look and give your feedback.

 

[reddevil0728]

My projection for SBNOV22 based on data up until 9/9/2022:

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	2.87	2.87	2.95	3.10	3.16	3.16	3.21	3.23	3.24	3.28
Average return per year %	2.87	2.87	2.90	2.94	2.99	3.01	3.04	3.06	3.08	3.09

In fact, I created a website for this. The projection is updated daily. Please take a look and give your feedback.

Awesome! Is the update automated or you have to pull it?

seems like might be a new ATH

 

[hwckhs]

Awesome! Is the update automated or you have to pull it?

seems like might be a new ATH

It is automated. New data should be in around 5:40-6:00pm on trading days.

 

[sgbird]

My projection for SBNOV22 based on data up until 9/9/2022:

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	2.87	2.87	2.95	3.10	3.16	3.16	3.21	3.23	3.24	3.28
Average return per year %	2.87	2.87	2.90	2.94	2.99	3.01	3.04	3.06	3.08	3.09

In fact, I created a website for this. The projection is updated daily. Please take a look and give your feedback.

Awesome website! Very neat, clean and informative design!

 

[sohguanh]

I think I will start to redeem this year earlier month SSB as I think upcoming SSB is getting higher all going to breach 3% ? Hmmmm....

 

[yiron]

Hope MAS increase the amount offered for Nov 2022 else allocation most likely < $10k again.

 

[888888888888]

I think I will start to redeem this year earlier month SSB as I think upcoming SSB is getting higher all going to breach 3% ? Hmmmm....

which day is ideal to redeem if doing the same?

 

[reddevil0728]

Hope MAS increase the amount offered for Nov 2022 else allocation most likely < $10k again.

Actually may not cause unlike in the past few issues, bank also increased their rates

 

[reddevil0728]

which day is ideal to redeem if doing the same?

So long before the application deadline is the same

 

[idwish]

I have 100K SSB bought last year and thinking of redeem and get the Nov ones....
But my only concern is that I might not get back 100K in Nov.

 

[bargin]

I have 100K SSB bought last year and thinking of redeem and get the Nov ones....
But my only concern is that I might not get back 100K in Nov.

It has been oversubscribed for the past few months. You will likely not get 100K in Nov 22.
Can do partial redeem on your 100K SSB ..

 

[sohguanh]

which day is ideal to redeem if doing the same?

From MAS website. So for me I play safe I will redeem around 19-23 Sep. Last week too close wait cannot redeem

• Opens at 6pm on the 1st business day of the month.
• Closes at 9pm on the 4th last business day of the month.
• Operating hours: 7am to 9pm, Monday to Saturday (excluding Public Holidays).

 

[888888888888]

yea i read this too haha.

some say peak curve inversion could be behind us for '22, based on the interpretation of near term forward points. and upcoming sep hike.

 

[chickennuggetlover]

Guys! Should I buy T-bills lol do you all think worth? If I put 10k get $150 if the rate is 3% leh..
Or buy Fraser new one the coupon 4.49%

 

[888888888888]

do you prefer nuggets or prefer chicken wings?

 

[churnmaster]

do you prefer nuggets or prefer chicken wings?

Bone less = Risk free

 

[sohguanh]

Guys! Should I buy T-bills lol do you all think worth? If I put 10k get $150 if the rate is 3% leh..
Or buy Fraser new one the coupon 4.49%

T-bill is 6 months. Fraser is 5 years unless you sell early. For me I split. As to how to split depend on you as it is your monies you take full responsibility for the decision you made.

 

[TehSi99]

I think I will start to redeem this year earlier month SSB as I think upcoming SSB is getting higher all going to breach 3% ? Hmmmm....

I have SSB from years ago. Will be redeeming to put into coming SSB. But I think will take few months to complete this task as it seems it is oversubscribed every month. Maybe max <10k allocated.

 

[TehSi99]

I have 100K SSB bought last year and thinking of redeem and get the Nov ones....
But my only concern is that I might not get back 100K in Nov.

Partial redemption first.

You can try 10k into SSB every month and 10K into T-bills every 2 weeks. When the T-bills matured, you can put them into SSB. Need some detailed planning and interest rate may change along the way.

100K into SSB will take time as they are oversubscribed. But things may change as banks up their interest rates.