ocbc 360 account

aaa123

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Does the 1.2% bonus for increasing daily balance applies to the total sum in the bank acc, or does it only applies to the increased amount?
 

3XTR3M1ST

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So your RM can withdraw and deposit from and to your account?
That's the question. I believe technically they can but legally they cannot because they are not authorized. But if I can somehow authorize them to do it within a certain limit of amount then I guess that would work?
 

a4973

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That's the question. I believe technically they can but legally they cannot because they are not authorized. But if I can somehow authorize them to do it within a certain limit of amount then I guess that would work?
The RM withdraw to which other account? Deposit take from which other account?
 

Mickey01

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That's the question. I believe technically they can but legally they cannot because they are not authorized. But if I can somehow authorize them to do it within a certain limit of amount then I guess that would work?
Assuming technically can, legally also can, your lowball RM willingly to sign the legal agreement with you based on your $100k to $200k AUM, how much are you willing to pay for the RM service?

RM are also wokers just like many of us, we work and expect to be rewarded with compensation so that we can use the $$ earned to put food on the table :); nothing is free in Singapore, even plastic bags from supermarket will cost 5 cents from Jul this year :oops:
 

SantyBalls

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This extremist like a special kind of gianpng cheapskate leecher.

Alrdy give the formula and how to use it, still asking lazy, stupid questions. So lazy, just don't bother and go for other banks la wapiang
 

jzlee911

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yo guys, for the salary credit, if the transaction is via GIRO and it's note contains 'Pay' and 'Salary" then I should be able to qualify for the SALARY part right?
 

tesarise

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yo guys, for the salary credit, if the transaction is via GIRO and it's note contains 'Pay' and 'Salary" then I should be able to qualify for the SALARY part right?
No. Ocbc is more strict compared to other banks. I'm not sure what they use to identify, but it is not just GIRO with SALA code. If yours is really salary credit but they did not give the bonus interest, they will ask for payslip to verify.
 

jzlee911

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No. Ocbc is more strict compared to other banks. I'm not sure what they use to identify, but it is not just GIRO with SALA code. If yours is really salary credit but they did not give the bonus interest, they will ask for payslip to verify.

Thanks bro and noted on this, don't mind to provide payslip for them to verify. The keyword is all I am concerned with, since I saw some websites stating that the note should be 'GIRO - SALARY', but the description I'm receiving for my salary is not written this way. :D
 

sohguanh

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Thanks bro and noted on this, don't mind to provide payslip for them to verify. The keyword is all I am concerned with, since I saw some websites stating that the note should be 'GIRO - SALARY', but the description I'm receiving for my salary is not written this way. :D
Reason is a lot of ppl play the game to simulate salary credit so banks need to counter such tactics. Read in other forum UOB quite stupid no strict check can try your luck before it get special attention too.
 

Mickey01

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Thanks bro and noted on this, don't mind to provide payslip for them to verify. The keyword is all I am concerned with, since I saw some websites stating that the note should be 'GIRO - SALARY', but the description I'm receiving for my salary is not written this way. :D
are u currently crediting salary with OCBC already or you ask still with other banks?
 

sohguanh

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Some reader PM me say lobang cannot tell the whole world then turn off replies. You know who you are. Thought forum is to share lobang?
 

jzlee911

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are u currently crediting salary with OCBC already or you ask still with other banks?
still with other bank, just recently opened OCBC account and still pending for approval. Once done I will start to switch my credit salary over
 

Mickey01

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still with other bank, just recently opened OCBC account and still pending for approval. Once done I will start to switch my credit salary over
based on what i experience so far, I have been with the same employer (pte company) for the past couple of years. Their corp bank is Cxxxbank Singapore and salary credit is via GIRO

The printing display in the 360 estatement is exactly what OCBC stated in the TnC, although it is printing differently for my previous salary credit account. And it is eligible for 360 Salary credit criteria.
 

tesarise

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Reason is a lot of ppl play the game to simulate salary credit so banks need to counter such tactics. Read in other forum UOB quite stupid no strict check can try your luck before it get special attention too.
I tot UOBone is explicitly allow? They even accept paynow - SALA compared to other banks that are more strict and only accept giro
 
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