How much is your total expenditure for the year 2023?

[LaiHam]

what is nonsense? hahaha

unnecessary spendings like online shopping, weekend trips nearby. etc. always say going to be minimalist, but sometimes you get conned into buying all these nonsense.

 

[testart]

But what u do to clock 20km a week? Walk to work or run 2km every day?

Walk to mrt station is 1km so twice a day
One day is 2km
5 days in total is 10km

Sat - I go park walk 5km
Sun - I go park walk 5km

Is like accumulate one
Haha

 

[moonraiser]

So means I paid $2.5k in taxes just by cigarettes alone?

Thank chu for contributing to national development

 

[soulz81]

If you walk a bit more deliberately, can easily hit 5km a day on weekdays going to and from work

Like walk 1 mrt Station more?

 

[wutawa]

Less than 1k a month is very little for someone living by himself.

i am jobless. i cant afford to spend too much.

 

[testart]

Please bet more. Once a year nia.

I see my 2023 gambling expenses I feel like slapping myself.

I reflected already lah...just bet smaller

 

[highsulphur]

Like walk 1 mrt Station more?

Yes or stop one stop earlier for bus. Less than 3 stops can consider walking

 

[highsulphur]

i am jobless. i cant afford to spend too much.

How come jobless? How old? At least no mortgage

 

[LaiHam]

Very meaningful insights

Can see that you focus alot on education and also going for holiday

yeah, work hard, play harder. added the kids edu cost, forgot to add in my own masters cost - $25k for 2023.
hoping after masters, can generate more income than the cost.

 

[testart]

unnecessary spendings like online shopping, weekend trips nearby. etc. always say going to be minimalist, but sometimes you get conned into buying all these nonsense.

Do you have 5 years data?
Will be interesting if you calculate

 

[wutawa]

unnecessary spendings like online shopping, weekend trips nearby. etc. always say going to be minimalist, but sometimes you get conned into buying all these nonsense.

ok lah. i considering buying ipl hair removal device ($500).

 

[LaiHam]

Wah this is definitely successful edmwer that makes over 20k a mth. I cannot fight.

I see the expat salary I work with, I feel we Spreans are underpaid. More income, more expense. It's not how much you earn, but how much you can keep in the end.

 

[wutawa]

How come jobless? How old? At least no mortgage

40s. ex-company prefers malaysians. ya. i no loan, no instalment

 

[testart]

I see the expat salary I work with, I feel we Spreans are underpaid. More income, more expense. It's not how much you earn, but how much you can keep in the end.

I think Singaporean go overseas can earn more if is skilled and professional

 

[Rathcycle]

I see the expat salary I work with, I feel we Spreans are underpaid. More income, more expense. It's not how much you earn, but how much you can keep in the end.

It's sometimes quite easy right?
As you increase input, your output can stay the same. But you feel like you deserve it because you got a surplus rn and can afford it. This cycle of constantly thinking of increasing input to match your output will almost never end, I think.
So best is to live under your means. But say very easy, I also cannot.

 

[LaiHam]

Do you have 5 years data?
Will be interesting if you calculate

I used to keep track of all my spendings, just download your statement and split the cost. Like how I spent $500 on useless online games fishdom. Good to track, then you realise when you need to stop. now lazy, cause in yr 50s, spending v straightforward, no other expenses/loans to worry abt.

I keep all receipts from my kids hosp bills when they born until finish uni. Reno bills, everything. So yes, I got 20 over years of records. For what? Haven't found the reason yet

 

[crimsontactics]

I think more. For every $15 you pay per pack of cigs. At least 10 goes to the gahmen...
Real cost of ciggies is about 3 or 4bucks a pack nia.
I haven't declared at customs for a long long time, last time I did maybe 6 or 7 years ago was alr 9$ per pack to bring in leftover dfs ciggies.

Heng my cigarette only cost $12.60...

I found one more shop selling at $11.90...

 

[crimsontactics]

Thank chu for contributing to national development

Mybfd!

 

[highsulphur]

Any good free app for keeping track expenses

Hopefully can backup to Google drive

 

[Rathcycle]

Heng my cigarette only cost $12.60...

I found one more shop selling at $11.90...

Still got such price meh? I buy mine from cig distributor already 155/carton now wor. 7-11 already selling what I smoke for 17.xx liao