YTD 2026 Networth tracking thread

[d5dude]

Actually all boils down to whether which religion u believe in.

Its not just about the asset class or what you believe in, there are practical issues like inability to invest in the "average" like you can with stocks. URA residential property index has gone up quite a bit in the last decade but many property investors have in fact lost money because they bought the wrong property, its also nearly impossible to average down when the market is down.

 

[DevilPlate]

Its not just about the asset class or what you believe in, there are practical issues like inability to invest in the "average" like you can with stocks. URA residential property index has gone up quite a bit in the last decade but many property investors have in fact lost money because they bought the wrong property, its also nearly impossible to average down when the market is down.

no need to argue all these liao.

I told my nieces and nephews about VWRA etc and none are interested to DCA lol
and they aint keen to be landlord as well….only thinking about buy and flip or upgrade to condo after bto mop whahaha

 

[DevilPlate]

This subforum is quite niche i would say

 

[aurvandil]

Owner occupied property is always part consumption and part investment. I have friends who moved because they wanted to live near their kids' schools, these benefits cannot be quantified in dollars and cents but all of them say its worth it.

This is why it is said that if life is a game, these are difficulty levels that you play

Single: Novice
Married: Expert
Married with children: Master
Married with children and dependant elderly parents: Legendary

 

[d9_lives]

This is why it is said that if life is a game, these are difficulty levels that you play

Single: Novice
Married: Expert
Married with children: Master
Married with children and dependant elderly parents: Legendary

Single: expert
Married: novice

I fixed it for you.
DINK beats SINK anytime.

Having a capable wife turbo charge your retirement plan.

 

[revhappy]

Single: expert
Married: novice

I fixed it for you.
DINK beats SINK anytime.

Having a capable wife turbo charge your retirement plan.

There a reason why we have the term
"man of the house" if woman is also the provider then you are not the man of the house. Nothing wrong with that, as long as you can manage the equation and you are happy with your role.

 

[limster]

The terms ‘millionaires’ or ‘high-net-worth individuals’ (HNWIs) refer to individuals with liquid investable wealth of USD 1 million or more.

The term ‘centi-millionaires’ refers to individuals with liquid investable wealth of USD 100 million or more.

The term ‘billionaires’ refers to individuals with liquid investable wealth of USD 1 billion or more.

https://www.henleyglobal.com/publications/wealthiest-cities-2024

"Widely regarded as the most business-friendly city on earth, Singapore is also one of the world’s top destinations for migrating millionaires — approximately 3,400 high-net-worth individuals moved there in 2023 alone and the city now boasts 244,800 resident millionaires, 336 centi-millionaires and 30 billionaires."

https://tnp.straitstimes.com/news/singapore/report-says-4-out-100-people-spore-are-millionaires

I've always wondered how they are able to know the number of HNW in Singapore? I doubt that banks release such information to research firms? If its by "survey", I have never been approached to do "survey" about net worth

 

[d9_lives]

There a reason why we have the term
"man of the house" if woman is also the provider then you are not the man of the house. Nothing wrong with that, as long as you can manage the equation and you are happy with your role.

That's an outdated view.
Husband and wife work as a unit and I see her as an equal partner.

There're reasons why we have the terms like dynamic duos and power couples.

I've the look and the ability to choose.
There's no way I'd choose a dead weight.

 

[limster]

There're reasons why we have the terms like dynamic duos and power couples.

The reason for such terms is that they are exceptions to the norm. If it was normal, we wouldn't use words like 'dynamic' and 'power'.

And actually, I know quite a large number of couples where the wife voluntarily stop work even though she has similar earning power to the husband, in order to take care of the home/family/children/parents etc

If you ask whether I know husbands who stop work and let the wife earn, yes I also know some, but not as many as the wife stopping work and let the husband earn.

 

[LPPLKPKB]

Portfolio broke new high yesterday but I am getting a bit uneasy about valuations and too many interesting ideas around.

 

[highsulphur]

Portfolio broke new height yesterday and a I am getting a bit uneasy about valuations and too many interesting ideas around.

Too low also complain

Too high also complain

 

[d9_lives]

If you ask whether I know husbands who stop work and let the wife earn, yes I also know some,

Can she be called the woman of the house then?
What're the benefits of man or woman of the house anyway?
Are they enticing enough for me to ask my wife to quit her successful career so I can be the man of the house?

 

[hwmook]

The reason for such terms is that they are exceptions to the norm. If it was normal, we wouldn't use words like 'dynamic' and 'power'.

And actually, I know quite a large number of couples where the wife voluntarily stop work even though she has similar earning power to the husband, in order to take care of the home/family/children/parents etc

If you ask whether I know husbands who stop work and let the wife earn, yes I also know some, but not as many as the wife stopping work and let the husband earn.

I got my wife to take 6 months leave to try FIRE lifestyle.

 

[revhappy]

Can she be called the woman of the house then?
What're the benefits of man or woman of the house anyway?
Are they enticing enough for me to ask my wife to quit her successful career so I can be the man of the house?

My point is that there is a tradeoff in everything. If woman is also working, then her contribution to the family is equal to you finances-wise, then you need to pitch in to help her with the household stuff. So both of you will be stressed at office and stressed at home.

In the end, you say turbo charge your retirement, but in my case my wife is already retired, lol. It is like I work 30 years and my wife works 0 years. Total 30. In your case both you are your wife work even 15 years each and retire early, still total 30. Then what is it you are really achieving by having a working wife?

 

[d9_lives]

My point is that there is a tradeoff in everything. If woman is also working, then her contribution to the family is equal to you finances-wise, then you need to pitch in to help her with the household stuff. So both of you will be stressed at office and stressed at home.

I see.
Equal contribution is preferable, no free loader, no dead weight. No resentment that one party is contributing more.
Anyway, we've no kids.
So there's NO heavy household stuff. Just a 30 to max. 40min of deep home cleaning every week, together

There's no stress at the office as both of our bosses know that we can quit without job anytime, we won't take any **** from them.

In the end, you say turbo charge your retirement, but in my case my wife is already retired, lol.

Good for you.
But have you / your family been penny pinching all this time?

It is like I work 30 years and my wife works 0 years. Total 30. In your case both you are your wife work even 15 years each and retire early, still total 30. Then what is it you are really achieving by having a working wife?

Let's see....peace of mind, lifestyle won't get heavily compromised if one of us decided to quit tomorrow, we can go faster, further and stop earlier to do what we love while we're still healthy and able.

 

[revhappy]

I see.
Equal contribution is preferable, no free loader, no dead weight. No resentment that one party is contributing more.
Anyway, we've no kids.
So there's NO heavy household stuff. Just a 30 to max. 40min of deep home cleaning every week, together

There's no stress at the office as both of our bosses know that we can quit without job anytime, we won't take any **** from them.



Good for you.
But have you / your family been penny pinching all this time?


Let's see....peace of mind, lifestyle won't get heavily compromised if one of us decided to quit tomorrow, we can go faster, further and stop earlier to do what we love while we're still healthy and able.

So just like you think I am "penny pinching" I would say inspite of having double income, you couldn't muster the courage to raise a kid and you will die childless with nobody to call your own.

But, more seriously, from my comment above you should understand, that we all optimise our life as per our own need, I optimise by penny pinching and you optimise by going childless. There is no right or wrong, but you started this debate, about working wife DINK etc. You don't need any of these to have a good life and retire early.

Btw, my brother in law who lives in Sydney, and received their Australian PR, just had their 3rd child and they love raising children. We stopped at one child, because we wanted to give all our attention and resources to one child and we can afford it.

 

[OngHuatHuat]

My networth is 1.6M SGD and I consider myself FI already to retire in India. But I also take things month by month. If I have to live in SG, then I need to work for that month and bring income. Anyways without work visa I cannot live in SG.

But if I am going back to India, then I am not going to work over there. Regarding when to move back, it depends, my parents are getting old, but so far they are independent. My daughter and wife like SG, but I made it clear to them, we are living here on borrowed time and we should take it one year at a time.

My job is okay for now, but when my manager tries to put pressure on me, I push back and tell him I can't do it. I work 9-6 and at my own pace. My bank doesn't hire and fire, worst case I get 0 bonus and 0 hike. But to live in a company with hostilities with the manager, I am not sure how sustainable it is. So far, it hasn't gone to hostile levels.

You have to tell them clearly about this. If not they will start to take things for granted and thought living in SG is easy.

 

[d9_lives]

So just like you think I am "penny pinching" I would say inspite of having double income, you couldn't muster the courage to raise a kid and you will die childless with nobody to call your own.

It's not about courage, none of us likes kid and nothing put me in a sour mood as fast as a crying kid.
It's ok to die childless. Many parents also die alone.
A working spouse gives you more options.

 

[gold_eagle36]

This is why it is said that if life is a game, these are difficulty levels that you play

Single: Novice
Married: Expert
Married with children: Master
Married with children and dependant elderly parents: Legendary

Godlike: Single Income Married with children and dependant elderly parents, parents in law

 

[1l92041H]

There a reason why we have the term
"man of the house" if woman is also the provider then you are not the man of the house. Nothing wrong with that, as long as you can manage the equation and you are happy with your role.

lol, so by your definition among yourself, bill gates, bezos, obama and even lee hsien loong.

You are the only man of the house?