Singapore Treasury bills (T-bills)

[LionKingBu]

Apply once open application, u won’t miss the time line

some dont want to missed on interest rates

 

[FD Trinitron]

Almost didn't get, I bid 3.69

 

[sdexxxxd]

Almost didn't get, I bid 3.69

Can buy 4D liao

 

[Laneige]

Wa I bought Thru competitive think I put 3.65 or 3.7 then I get refund of abt 70% leh What happen

I bid the whole lot but 70% almost refunded

anyone knows OCBC charges They never put?

 

[fire]

Almost didn't get, I bid 3.69

I bid 3.68

 

[andyhtc]

I'm glad that my CPF OA of $328k goes through. I should be getting about $12k interest. I hope my total CPF (OA+SA+MA) returns can hit $30k this year.

 

[reddevil0728]

So if apply at 3.6% , will I be getting in full ?

If choose competitively 3.6% > Yes should get in full

Should just refer ppl to first 2 posts

hope next one will be going up

But hope is no use if the circumstances don’t suggest it will leh

some dont want to missed on interest rates

Hence apply as soon as application open right?

Wa I bought Thru competitive think I put 3.65 or 3.7 then I get refund of abt 70% leh What happen

I bid the whole lot but 70% almost refunded

anyone knows OCBC charges They never put?

% of Competitive Applications at Cut-off Allotted Approximately 26%

So seems like you have bid 3.7

 

[yuppieboy]

I'm glad that my CPF OA of $328k goes through. I should be getting about $12k interest. I hope my total CPF (OA+SA+MA) returns can hit $30k this year.

you do know that this tbill is for 6 months? For $328k, the interests you get will be prorated to around $6k+, not $12k that you mentioned.

 

[limster]

Applied 3.1% using CPF and 3.3% for my cash t-bill ladder, both fully allocated (obviously... I bid for the purpose of getting full allocation)

 

[yuppieboy]

Applied 3.1% using CPF and 3.3% for my cash t-bill ladder, both fully allocated (obviously... I bid for the purpose of getting full allocation)

If the purpose of your bidding Tbills is to get full allocation, then you will surely get full allocation if you had bid below 3%.

For most bidders including myself, i bid for the purpose of getting a higher COY as well as full allocation if possible.

 

[reddevil0728]

If the purpose of your bidding Tbills is to get full allocation, then your chances would be much higher if you had bid below 3%.

For most bidders including myself, i bid for the purpose of getting a higher COY as well as full allocation if possible.

but those can be the right bid if that's better than their next best alternative.

 

[camholicx]

Few question to ask the guro (still confused though I read the post). I am using DBS bank

1. Last month, I applied for T bill using CPFOA -where can I see the transaction? Both DBS and CDP doesnt reflect.

2. For the latest recent T Bill, I bought using SRS via DBS, similarly I cant find any transcation in my DBS and CDP?

Pl advise.

 

[Laneige]

Heng I never take out my money from another acc then
Must remind myself it’s not bao applied

If choose competitively 3.6% > Yes should get in full

Wa didn’t know that
So if result is 3.6% means might not be full allocation?

Anyone knows OCBC charges ?
Can’t seem to find any
Thanks

 

[LionKingBu]

Almost didn't get, I bid 3.69

Did u get it?
I bid 3.7

 

[matrix05]

Fm 3.75 to 3.74 now 3.7 but still better than bank rates

You summarized it. Big drop but still higher & safer than FD.

 

[reddevil0728]

Few question to ask the guro (still confused though I read the post). I am using DBS bank

1. Last month, I applied for T bill using CPFOA -where can I see the transaction? Both DBS and CDP doesnt reflect.

For CPF wouldn’t be appearing in CDP. It will be in your DBS. When you login internet banking, you don’t see it? Under CPF investment account

2. For the latest recent T Bill, I bought using SRS via DBS, similarly I cant find any transcation in my DBS and CDP?

Pl advise.

If you talking about most recent then wouldn’t have been issued yet. Need to check after issue date

Heng I never take out my money from another acc then
Must remind myself it’s not bao applied

What you mean not bao applied

Wa didn’t know that
So if result is 3.6% means might not be full allocation?

Read the first two posts

Anyone knows OCBC charges ?
Can’t seem to find any
Thanks

CPF or cash? If cash then you wouldn’t find any case no have

Did u get it?
I bid 3.7

Below 3.7 should get in full barring any human error.

3.7 will get partial

 

[reddevil0728]

You summarized it. Big drop but still higher & safer than FD.

lol if 0.4% drop is big to you. What’s considered small drop lol

 

[LionKingBu]

For CPF wouldn’t be appearing in CDP. It will be in your DBS. When you login internet banking, you don’t see it? Under CPF investment account

If you talking about most recent then wouldn’t have been issued yet. Need to check after issue date

What you mean not bao applied

Read the first two posts

CPF or cash? If cash then you wouldn’t find any case no have

Below 3.7 should get in full barring any human error.

3.7 will get partial

Better than nothing

 

[SpeedingBullet]

Still better than FD. LFG

 

[andyhtc]

you do know that this tbill is for 6 months? For $328k, the interests you get will be prorated to around $6k+, not $12k that you mentioned.

Yes. My OA is always invested in T-Bills for the whole year except for a brief period when they mature. Besides this one, I still have $80k OA T-Bills. Overall, likely to hit $30k interest for the whole year for my CPF.