YTD 2026 Networth tracking thread

[abcde78]

We are probably living in the best times of stock market investing and we are not even realising it. I feel sorry for people who are not participating in the markets, just imagine the amount of extra work they need to do to reach the same amount of networth.

Me lor. I am not into equities..
But i made a more than a million from property in 2 years.

Everyone has their own race to run...
I don't think i am losing much by not buying equities as the risk is different.
I put money into safer assets.

 

[yslvlys]

Me lor. I am not into equities..
But i made a more than a million from property in 2 years.

Everyone has their own race to run...
I don't think i am losing much by not buying equities as the risk is different.
I put money into safer assets.

Can u share how u made the million in property in last 2 years?

 

[highsulphur]

Me lor. I am not into equities..
But i made a more than a million from property in 2 years.

Everyone has their own race to run...
I don't think i am losing much by not buying equities as the risk is different.
I put money into safer assets.

The "good" thing about property investment is you hardly see any mark to market so it is probably easier emotionally. You won't get those pnl swings associated with equities

 

[revhappy]

Me lor. I am not into equities..
But i made a more than a million from property in 2 years.

Everyone has their own race to run...
I don't think i am losing much by not buying equities as the risk is different.
I put money into safer assets.

I should have said, people who play safe and don't take any risk. You have done well for yourself by investing in property. Congratulations

 

[limster]

there are many ways to reach FI, including property investment. I think the bulk of blogger AK's capital came from property flipping which he then dumped into dividend stocks

 

[Trader11]

Yes, my salary is like 150k a year, including bonus. Pre COVID salary was like 120k. I got good hike and promotion after COVID. I worked in SG for 15 years. So it is not very difficult to make that much in 15 years even with moderate salary, if you are frugal. My investment gains are pretty average, I got into the game quite late.

The biggest determinant of your networth is your savings rate and consistency, not investment gains. Extraordinary investment gains happen only for a lucky few.

So you save 100,000 SGD per year. Amazing!

 

[Trader11]

there are many ways to reach FI, including property investment. I think the bulk of blogger AK's capital came from property flipping which he then dumped into dividend stocks

Some earn by crypto. Some earn by Nvidia. Fortune favours the Bold

 

[Trader11]

Dell, HPe, AVGO, APPL all of them are our customers.
Dell will stonk.

Sounds like you work in Semicon

 

[DevilPlate]

The "good" thing about property investment is you hardly see any mark to market so it is probably easier emotionally. You won't get those pnl swings associated with equities

Yes it is easier to buy and hold property generally speaking.

However, most dislike handling rental....so choose to sell prematurely

 

[DevilPlate]

Can u share how u made the million in property in last 2 years?

He prolly meant his properties has appreciated 1M in past 2years.

Generally SG properties appreciated 35% post covid

So a 3M property/properties would have appreciated 1M

 

[stanlawj]

I follow CANSLIM methodology. Buying stocks off their base. Started accumulating MU around 125-130.

Triple digit forecasted EPS growth qoq. And sales and margin growth more than 40%. Monster

I lowered my marketcap screen to sub $1B for CANSLIM to get higher volatility.
That's how I snagged ADMA (Biologics).
Unfortunately, I did not do enough research on the industry and company and bailed out after getting stopped out in Sept 2023, cursing the stock on the way out. ADMA is a 3X bagger after that from Oct 2023 to today. Almost as good as SMCI (4X).

I don’t know why Master fall in love with stocks……he needs to find real love in real world and treat stocks like socks (change if lags). Even PDD (temu) is doing better than baba

The reason is ML's domain is China stocks and retail deep value. PDD is a momentum play. Everyone of us gravitate to one niche, and it takes time to add another niche or diversify strategies. Even for myself, I keep having trouble with my tech sector picks and end up relying on commodities sector for profits.

 

[stanlawj]

The "good" thing about property investment is you hardly see any mark to market so it is probably easier emotionally. You won't get those pnl swings associated with equities

The ability to value a property accurately by intuition & experience is important.

 

[abcde78]

He prolly meant his properties has appreciated 1M in past 2years.

Generally SG properties appreciated 35% post covid

So a 3M property/properties would have appreciated 1M

Yes bought and sold 2yrs+. Officially otp exercised after 3 years of course

 

[revhappy]

So you save 100,000 SGD per year. Amazing!

No lah, my total annual savings in last 15 years is 1072k

Total investment gains is 628k

 

[d9_lives]

Total investment gains is 628k

From etf only?

 

[Nofear40]

No lah, my total annual savings in last 15 years is 1072k

Total investment gains is 628k

May I know what is your capital?

 

[revhappy]

From etf only?

Yes, Index funds(equities and bonds). If you do IRR over 15 years, I believe it is pretty average.

 

[revhappy]

May I know what is your capital?

I have accumulated in savings+investment gains about 1.7Million SGD over 15 years. The investment gains is about 60% of the total networth.

 

[d9_lives]

Yes, Index funds(equities and bonds). If you do IRR over 15 years, I believe it is pretty average.

You did it with minimal risk and effort. That's huge, prob. better than most gurus here.
Do you think that it could have reached 1M had you not been a big papa bear years ago?

 

[elvintay07]

No lah, my total annual savings in last 15 years is 1072k

Total investment gains is 628k

Sibei god mode. lol! My wife manage to save only $75k a year with work from home arrangement and using my credit card.