Standard Chartered annual fee story

  • Have you been Scammed?
    Follow this advisory from National Crime Prevention Council (NCPC) or call ScamShield Helpline 1799. More info

berger

Banned
Joined
Jan 22, 2018
Messages
7,108
Reaction score
3,092
annual fees are for the NEXT year .. if they don't want to waive, then just write to FIDREC
 

Knightoftheblackrose

Arch-Supremacy Member
Joined
Oct 18, 2010
Messages
20,119
Reaction score
14,963
Guys, how do you get through to a customer service rep on the phone service 6747 7000?

Reason for calling is because I just realized my SC card got annual fee charged in May. Wanted to call to cancel my card if they don't reverse the charge but unable to arrive at an option to speak to someone despite trying different options and multiple calls. Worse still, SC card is on GIRO so last month's charges including annual fee already paid so don't really think they will reverse and credit back to me but still want to try.

you have to choose the option whereby you are reporting a fraud/scam.

that’s the only way to get hold of a real live person.

believe me when I say that I have tried every single possible option . There’s no other way to get hold of a real person to talk to.

Hope this helps anyone out there save 20mins of their life which I personally lost for this info.
 

coyote

Greater Supremacy Member
Joined
Sep 20, 2000
Messages
76,916
Reaction score
24,439
Cannot waive credit cards annual fee is an "ordeal"...

Get a girlfriend, make her wife and make some babies. You will have no problem meeting that $5,000 spending per year...
 

coolhead

Great Supremacy Member
Joined
Mar 25, 2007
Messages
51,621
Reaction score
13,063
Cannot waive credit cards annual fee is an "ordeal"...

Get a girlfriend, make her wife and make some babies. You will have no problem meeting that $5,000 spending per year...
I wish myself luck.

Spent $12k on SCB journey card, received their annual fee a few days back, cannot waive which is fine. Have not used the card after posting of annual fee.

Made payment except annual fee w GST. Will be calling in (god bless) to cancel coz dun want annual fee. If they insist need to pay annual fee to cancel card, I will send to fidrec le.
 

coyote

Greater Supremacy Member
Joined
Sep 20, 2000
Messages
76,916
Reaction score
24,439
I wish myself luck.

Spent $12k on SCB journey card, received their annual fee a few days back, cannot waive which is fine. Have not used the card after posting of annual fee.

Made payment except annual fee w GST. Will be calling in (god bless) to cancel coz dun want annual fee. If they insist need to pay annual fee to cancel card, I will send to fidrec le.

Spent $12k on Europe tour package? That's a lot of money!.
 

Acetron

Supremacy Member
Joined
Sep 27, 2016
Messages
5,700
Reaction score
2,232
use mari bank:
daily int 2.7% PA
credit card - pay for shopee purchases earn 5% rebate
other payment 1.7% rebate
 

Saltedcarameleslut

Master Member
Joined
Sep 9, 2019
Messages
3,354
Reaction score
994
come across comment in SC facebook. bank can like this one meh, must pay annual fee then cancel .
dont pay annual fee,sc confirm charge interest.
the card i use often going 1 year
better cancel first if not later headache
what happen to SC, full of complaints.

fb comment
Standard Chartered Singapore Updating for everyone to know SC's response thus far: Someone called to repeat the same bs that the bank cannot waive my annual fee, and that if I want to cancel the card, I have to make full payment including annual fee. Only when the balance is zero then I can cancel the card blablabla escalate my case and now I am expecting another follow-up earliest by tomorrow or 3-5 days (by then the annual fee would have been due and if I don't pay, there will be late fees -.- ?!) Still can't believe I'm forced by SC to pay for a service I intend to terminate.. feeling scammed!!! Definitely warning family, friends, colleagues, anyone and everyone of this ordeal. Lets see if this has to get escalated to FIDReC.
yes...

this is one f upz bank which I will avoid at all costs!

totally no room for negotiation :mad:
 

lazy999

Senior Member
Joined
Jul 24, 2004
Messages
1,376
Reaction score
292
i also kena the annual fee from scb, called in cant get the waiver. No problem. I paid for the annual fee of $100+ then cancel the card.

After 12 months later, reapply scb credit card again. Get the free cashback gift of $228, then cancel scb cc.

君子复仇 十年不晩
 

coolhead

Great Supremacy Member
Joined
Mar 25, 2007
Messages
51,621
Reaction score
13,063
Like that should be able to waive right?
Nope. No waiver allowed on mobile app. I'll just call in to cancel.

I thought my spending was below $10k but actual spend $12k no waiver for SCB Journey which should be considered entry level card.
 

Okmolly

Supremacy Member
Joined
May 9, 2015
Messages
7,667
Reaction score
2,916
Use the service but don't want pay fee? Hope sc and all banks stop offering annual fee waiver.

Waiver is based on goodwill and banks have been doing it to attract customers but pple take it for granted that call in can waiver
Ya now become self entitled to customer liao
 

coolhead

Great Supremacy Member
Joined
Mar 25, 2007
Messages
51,621
Reaction score
13,063
i also kena the annual fee from scb, called in cant get the waiver. No problem. I paid for the annual fee of $100+ then cancel the card.

After 12 months later, reapply scb credit card again. Get the free cashback gift of $228, then cancel scb cc.

君子复仇 十年不晩
You actually paid for annual fee?
 

wongminmin

High Supremacy Member
Joined
Nov 10, 2014
Messages
30,991
Reaction score
16,048
I wish myself luck.

Spent $12k on SCB journey card, received their annual fee a few days back, cannot waive which is fine. Have not used the card after posting of annual fee.

Made payment except annual fee w GST. Will be calling in (god bless) to cancel coz dun want annual fee. If they insist need to pay annual fee to cancel card, I will send to fidrec le.
cannot cancel.
Need to pay the fees then can cancel.
i tried app, chat, call.... all cannot.

i think i spend almost 20~40k also cannot waive :rolleyes:
 

thenextseeker

Senior Member
Joined
Dec 18, 2011
Messages
1,135
Reaction score
412
Worst bank ever, glad I brought my business to another bank.

Lousy cs somemore, u see the type of ppl in their coy u know liao.....

This is the downfall of scb....hire lousy ppl, lousy cc make ppl pay fees feels smelly....
 

coolhead

Great Supremacy Member
Joined
Mar 25, 2007
Messages
51,621
Reaction score
13,063
cannot cancel.
Need to pay the fees then can cancel.
i tried app, chat, call.... all cannot.

i think i spend almost 20~40k also cannot waive :rolleyes:
Was there usage of the card after posting of the annual fee?
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top