Best Term Insurance Plan(Do Not Solicit for Pm)

[boredboiboi]

hello, can quote me for the different companies, and if they have any discounts for now

26 ANB Female non smoker

1) term to 75
Death/tpd 600k
ECI 200k
CI 300k

2) term to 75
Death/tpd 600k
ECI 150K
CI 350K

Thankyou

1) term to 75
Death/tpd 600k, ECI 200k, CI 300k
Hsbc $1923.95/year
Etiqa $2051.22/year
Singlife $2212.70/year
Fwd $2172.20/year

2) term to 75
Death/tpd 600k, ECI 150K, CI 350K
Hsbc $1760.97/year
Etiqa $1951.46/year
Singlife $1957.15/year
Fwd $1862.30/year

 

[antalini]

1) term to 75
Death/tpd 600k, ECI 200k, CI 300k
Hsbc $1923.95/year
Etiqa $2051.22/year
Singlife $2212.70/year
Fwd $2172.20/year

2) term to 75
Death/tpd 600k, ECI 150K, CI 350K
Hsbc $1760.97/year
Etiqa $1951.46/year
Singlife $1957.15/year
Fwd $1862.30/year

Hey, thanks for sharing the quotes. Can you help to breakdown main pros and cons of each companies plan? differentiating factors etc any specific exclusion from HSBC since its the cheaper option. Thank you

 

[twinklingstars]

Hi, not sure is this the right thread to post. I'm reviewing my policies, are these sufficient? 38F, non-smoking, no dependants, have pre-existing illness. My main concern is critical illness coverage. Thank you.

1) Private hospitalisation plan - AIA HSG MAX A with rider (purchased in 2014, no medical exclusion)

2) Life insurance - Tokio Marine Legacy Lifetime (purchased in 2014, no medical exclusion)
Yearly premium: $1,707.60

Benefits are as follows:
Sum assured: $50,000
Guaranteed benefit: 125,000
Coverage expiry date: Whole Life

- Total and Permanent Disability Rider
Sum assured: $50,000
Guaranteed benefit: $125,000
Coverage expiry date: 2057

- Dread Disease Accelerator Rider
Sum assured: $20,000
Guaranteed benefit: $50,000
Coverage: Whole Life

- EarlyCare Rider
Sum assured: $30,000
Guaranteed benefit: $75,000
Coverage: Whole Life

3) Term insurance - Aviva MyProtector - Term Plan II (purchased in 2020 with medical exclusion)
Yearly premium: $988.65 (Coverage til age 60)

Death Benefit: $1,000,000.
Terminal Illness Benefit: $1,000,000
TPD Advance Cover Plus II: $1,000,000
CI Advance Cover Plus II: $300,000

4) Disabled income insurance: Aviva Ideal income (Purchased in 2020)
Yearly premium: $961.75
Monthly payout: $4K, coverage til age 60

 

[MrBoxySquare]

Hello, can any FA give me a quote for the below and the breakdown of the costs for each component?
I may want to drop ECI down the road if it's too expensive and don't see a need for it later on. Thanks!

ANB 35, non smoker
Term: 1m until 70
add on:
TPD
ECI 100k
CI 500k

 

[boredboiboi]

Hello, can any FA give me a quote for the below and the breakdown of the costs for each component?
I may want to drop ECI down the road if it's too expensive and don't see a need for it later on. Thanks!

ANB 35, non smoker
Term: 1m until 70
add on:
TPD
ECI 100k
CI 500k

Male or female?

 

[MrBoxySquare]

Male or female?

Oops sorry missed it out. Male, thanks!

 

[exterminazn]

Hello, can any FA give me a quote for the below and the breakdown of the costs for each component?
I may want to drop ECI down the road if it's too expensive and don't see a need for it later on. Thanks!

ANB 35, non smoker
Term: 1m until 70
add on:
TPD
ECI 100k
CI 500k

Hi, below GE quote for Anb 35 male non smoker


Term: 1m until 70 - $981.80/year
add on:
TPD - $105.10/year
ECI 100k - $518.10/year
CI 500k - $1024.10/year

Total: $2629.10/year

Cheers

 

[MrBoxySquare]

Hi, below GE quote for Anb 35 male non smoker


Term: 1m until 70 - $981.80/year
add on:
TPD - $105.10/year
ECI 100k - $518.10/year
CI 500k - $1024.10/year

Total: $2629.10/year

Cheers

Thank you. I think if there is a claim in TPD, that would eat into the 1m term correct? Is it the same for ECI and CI?

 

[exterminazn]

Thank you. I think if there is a claim in TPD, that would eat into the 1m term correct? Is it the same for ECI and CI?

Correct, tpd will claim 1mil and plan will terminate

likewise eci and ci claim will eat into the 1mil sum assured

all riders are accelerated payout hence such payout

 

[boredboiboi]

Hello, can any FA give me a quote for the below and the breakdown of the costs for each component?
I may want to drop ECI down the road if it's too expensive and don't see a need for it later on. Thanks!

ANB 35, non smoker
Term: 1m until 70
add on:
TPD
ECI 100k
CI 500k

Hsbc
Death $979.87/year
TPD $149.50/year
ECI $585/year
CI $1046.50/year
Total $2760.87/year

Etiqa
Death $960.10/year
TPD $113.50/year
ECI $521.60/year
CI $1315/year
Total $2910.20/year

Singlife
Death $682.50/year
TPD $99/year
ECI $899.10/year
CI $1164.25/year
Total $2844.85/year

Fwd
Death $798/year
TPD $112/year
ECI $863.20/year
CI $862/year
Total $2635.20/year

 

[exterminazn]

Hi, below GE quote for Anb 35 male non smoker


Term: 1m until 70 - $981.80/year
add on:
TPD - $105.10/year
ECI 100k - $518.10/year
CI 500k - $1024.10/year

Total: $2629.10/year

Cheers

@MrBoxySquare sad, the discount for term of premium $981.80 will be revised soon from current 20% to 5%

last date to apply is 20 Jan 10pm

 

[humblepies]

Hi there,

Can I get quotes for a term insurance of 1mil till age 65 please? I might consider a 100k eci and 100k late ci rider (may drop it in future) Please do include the breakdown in premiums.
Age 34, female, non smoker

Thank you in advance!

 

[exterminazn]

Hi there,

Can I get quotes for a term insurance of 1mil till age 65 please? I might consider a 100k eci and 100k late ci rider (may drop it in future) Please do include the breakdown in premiums.
Age 34, female, non smoker

Thank you in advance!

Hi,

below GE quote to age 65

1mil death: $$551.80/year (21 Jan onwards discount will reduce from 20% to 5%)
100k eci: $470.85/year
100k ci: $230.85/year
1mil tpd: $56.90/year

Total: $1310.40/year

cheers

 

[humblepies]

Hi,

below GE quote to age 65

1mil death: $$551.80/year (21 Jan onwards discount will reduce from 20% to 5%)
100k eci: $470.85/year
100k ci: $230.85/year
1mil tpd: $56.90/year

Total: $1310.40/year

cheers

Thank you so much!

May I know how much then would be the breakdown premiums of 500k term + tpd from GE please?

 

[exterminazn]

Thank you so much!

May I know how much then would be the breakdown premiums of 500k term + tpd from GE please?

Hi,

Below GE quote to age 65

500k death: $396.60/year
500k tpd: $28.45/year

Total: $425.05/year

cheers

 

[tsnd01]

Hi,

below GE quote

Male 41,non-smoker, until 70
death/tpd: 500k, CI: 120k, ECI: 120k.
Premium: $2080.20/year

Cheers

Hi does TPD include severe disability?

 

[exterminazn]

Hi does TPD include severe disability?

Hi is total and irrecoverable loss of sight in both eyes, use of 2 limbs at or above wrist or ankle, sight in 1 eye and use of 1 limb at or above wrist or ankle

cheers

 

[boredboiboi]

Hi there,

Can I get quotes for a term insurance of 1mil till age 65 please? I might consider a 100k eci and 100k late ci rider (may drop it in future) Please do include the breakdown in premiums.
Age 34, female, non smoker

Thank you in advance!

HSBC
Death 1mil $486.20/year
TPD 1mil $78/year
ECI $100k $639/year
Ci $100k $200.85/year
Total $1404.05/year

Etiqa
Death 1mil $574.08/year
TPD 1mil $60.30/year
ECI $100k $584.81/year
Ci $100k $310/year
Total $1529.91/year

Singlife
Death 1mil $450.80
TPD 1mil $60.70/year
ECI $100k $808.20/year
Ci $100k $209.15/year

Fwd
Death 1mil $497/year
TPD 1mil $63/year
ECI $100k $936/year
Ci $100k $136/year
Total $1632/year

 

[petromax]

Hi,
Can I get quotes for a term insurance of 1mil till age 65 please? I might consider a 200K CI. Please do include the breakdown in premiums.
Age 37, male, non smoker

 

[exterminazn]

Hi,
Can I get quotes for a term insurance of 1mil till age 65 please? I might consider a 200K CI. Please do include the breakdown in premiums.
Age 37, male, non smoker

Hi

below GE quote to age 65 for Anb 38

1mil death: $834.35/year (21 Jan onwards discount will reduce from 20% to 5%)
200k CI: $453.05/year
1mil tpd: $113.80/year

total: $1401.20/year

cheers