Singapore Savings Bonds

[lzydata]

Total amount applied
S$677.9 million
Total amount within individual allotment limits
S$642.7 million
Total amount alloted
S$642.7 million

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25040F&issue_date=2025-04-01

92% subscribed.

 

[~sabaisabai~]

Total amount applied
S$677.9 million
Total amount within individual allotment limits
S$642.7 million
Total amount alloted
S$642.7 million

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25040F&issue_date=2025-04-01

92% subscribed.

Last month was over subscribed.Near to 3%

 

[tiertime]

Total amount applied
S$677.9 million
Total amount within individual allotment limits
S$642.7 million
Total amount alloted
S$642.7 million

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25040F&issue_date=2025-04-01

92% subscribed.

Either a lot ppl Bo lui to deposit here Liao or....
a lot ppl tot they won't be getting full, so they applied for lesser than intended ....

 

[rizhal]

Yesterday I discovered there was some amount in my SRS account, must be interest from past issues.

Re-invest the interest to SSB.

Happy for small joy in life !

 

[reddevil0728]

Either a lot ppl Bo lui to deposit here Liao or....
a lot ppl tot they won't be getting full, so they applied for lesser than intended ....

A decision over potentially losing 1 day interest on the amount not allotted or not allotted for sure.

 

[hwckhs]

Final projection by https://www.ilovessb.com/projection/SBMAY25 , as of 28/3/2025:

SBMAY25

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	2.49	2.49	2.49	2.61	2.70	2.71	2.79	2.86	2.94	2.99
Average return per year %	2.49	2.49	2.49	2.52	2.55	2.58	2.61	2.63	2.67	2.69

Based on SGS benchmark yields (Mar 2025):
1 year: 2.60
2 year: 2.50
5 year: 2.55
10 year: 2.69

 

[rachdanon]

Either a lot ppl Bo lui to deposit here Liao or....
a lot ppl tot they won't be getting full, so they applied for lesser than intended ....

Could be they hoarding cash to buy the dip in stocks as they tumble lately.

Anyway moving ahead.. I think next month is still worth getting as FED unlikely to be raising interest rates in the next few years when US economy unstable under Trump and his trade wars, plan to keep inflation and rates low etc, and all this in backdrop of T Bills, Savings and FD rates all dropping?

 

[marcoyeo]

Final projection by https://www.ilovessb.com/projection/SBMAY25 , as of 28/3/2025:

SBMAY25

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	2.49	2.49	2.49	2.61	2.70	2.71	2.79	2.86	2.94	2.99
Average return per year %	2.49	2.49	2.49	2.52	2.55	2.58	2.61	2.63	2.67	2.69

Based on SGS benchmark yields (Mar 2025):
1 year: 2.60
2 year: 2.50
5 year: 2.55
10 year: 2.69

Looks okay for those with surplus cash or near retirement, SSB is still attractive compared to FDs/MMF.

 

[articland05]

Final projection by https://www.ilovessb.com/projection/SBMAY25 , as of 28/3/2025:

SBMAY25

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	2.49	2.49	2.49	2.61	2.70	2.71	2.79	2.86	2.94	2.99
Average return per year %	2.49	2.49	2.49	2.52	2.55	2.58	2.61	2.63	2.67	2.69

Based on SGS benchmark yields (Mar 2025):
1 year: 2.60
2 year: 2.50
5 year: 2.55
10 year: 2.69

looking at the rates now, my 2.8 ssb suddenly look attractive

 

[Baymax12]

Anyone owns GX23040S, have you receive the interest today?

 

[~sabaisabai~]

Anyone owns GX23040S, have you receive the interest today?

for dbs/posb, check after 530pm

 

[Baymax12]

Mine is Scb. Typically receive by 2pm. But today haven’t receive yet….

 

[reddevil0728]

Mine is Scb. Typically receive by 2pm. But today haven’t receive yet….

Ssb interest paid so early for deposit into SCB?

 

[Baymax12]

Yes, typically before 2pm. Not sure why today still not credited…

 

[ctan84]

Yes, typically before 2pm. Not sure why today still not credited…

Mai kancheong spider lah. If by tmr evening you still not yet get then say.

 

[Hakuna Matata]

looking at the rates now, my 2.8 ssb suddenly look attractive

Same here.

 

[Hakuna Matata]

for dbs/posb, check after 530pm

Forever, slower than other banks.

 

[~sabaisabai~]

Forever, slower than other banks.

I also say

 

[~sabaisabai~]

Mai kancheong spider lah. If by tmr evening you still not yet get then say.

Chiu don't be so huan lo la. Ppl gan cheong is his choice. Maybe first time. Nothing wrong to ask. This thread is for sharing lah

 

[reddevil0728]

Chiu don't be so huan lo la. Ppl gan cheong is his choice. Maybe first time. Nothing wrong to ask. This thread is for sharing lah

what's huan lo?

anyway is also people choice to say that what.