Loan Shark Harassment and how to stop it - Part 2

[hiitsme999]

Remember, its "Never Easy" cause they want you to feel its "never easy"

But once u block, it becomes easy.

Holding strong.

 

[hiitsme999]

today is rough day for me,

cant shake the feeling that something is coming around the corner. They've stopped msging me and the texts to my NOK also lesser. Not sure whats going on.....

1 week in only...wonder whats next.

 

[learningmylesson]

today is rough day for me,

cant shake the feeling that something is coming around the corner. They've stopped msging me and the texts to my NOK also lesser. Not sure whats going on.....

1 week in only...wonder whats next.

Maybe they are just tired, so taking a rest?? Hehe. Take it easy ok?

I was worried sick like u too during my earlier days of ghosting them. But like what @SIM37_ said, what more can they do other then those old dirty tricks which can be fixed?

I never stop thinking too that time, worried so much on what will come next as he got no way of contacting me directly hence i was also very clueless on his 'next step'. I just waited & see..kept looking through my door peephole for every single weird sounds outside. & only 2 weeks later he sent someone up..

I just hope u con't to ghost them & never reply. Your NOK too. We have to be firm & 101% mentally stronger once we start ghosting them. We can do it!

 

[hiitsme999]

Maybe they are just tired, so taking a rest?? Hehe. Take it easy ok?

I was worried sick like u too during my earlier days of ghosting them. But like what @SIM37_ said, what more can they do other then those old dirty tricks which can be fixed?

I never stop thinking too that time, worried so much on what will come next as he got no way of contacting me directly hence i was also very clueless on his 'next step'. I just waited & see..kept looking through my door peephole for every single weird sounds outside. & only 2 weeks later he sent someone up..

I just hope u con't to ghost them & never reply. Your NOK too. We have to be firm & 101% mentally stronger once we start ghosting them. We can do it!

The ppl he send up are lala/grab?

 

[soyabeana]

Maybe they are just tired, so taking a rest?? Hehe. Take it easy ok?

I was worried sick like u too during my earlier days of ghosting them. But like what @SIM37_ said, what more can they do other then those old dirty tricks which can be fixed?

I never stop thinking too that time, worried so much on what will come next as he got no way of contacting me directly hence i was also very clueless on his 'next step'. I just waited & see..kept looking through my door peephole for every single weird sounds outside. & only 2 weeks later he sent someone up..

I just hope u con't to ghost them & never reply. Your NOK too. We have to be firm & 101% mentally stronger once we start ghosting them. We can do it!

If you still remember during the initial phase, the anxiety you felt was real.

But you look back now, aiya nothing one la hahaha

Although we still continue to be vigilant and cautious around our surroundings since we have our loved one to protect.

All I can say was, if you remember I told you before, just convert these experience into your strength, and you are able to overcome anything just like you did back then.

Someone came up? no problem, call police. Parcel came in? no problem, call police. Received harassment? no problem, just call police. Everything settled hehe.

Same advice to hiitsme999, through time and experience, you will overcome it!

 

[hiitsme999]

If you still remember during the initial phase, the anxiety you felt was real.

But you look back now, aiya nothing one la hahaha

Although we still continue to be vigilant and cautious around our surroundings since we have our loved one to protect.

All I can say was, if you remember I told you before, just convert these experience into your strength, and you are able to overcome anything just like you did back then.

Someone came up? no problem, call police. Parcel came in? no problem, call police. Received harassment? no problem, just call police. Everything settled hehe.

Same advice to hiitsme999, through time and experience, you will overcome it!

yeah its still new to me.... i keep telling the ppl they send up and also debtors, and not them at all

 

[learningmylesson]

The ppl he send up are lala/grab?

Neither lala nor grab so far for me till date. Just random guys came to knock the door non-stop. Don't bother to open. Both that came i reported to SPF.

 

[soyabeana]

today is rough day for me,

cant shake the feeling that something is coming around the corner. They've stopped msging me and the texts to my NOK also lesser. Not sure whats going on.....

1 week in only...wonder whats next.

Talk to your NOK and help them understand that you’ve genuinely been scammed. Emphasize that paying back the loan sharks (LS) won’t stop the harassment. It will only encourage more of it. Do not transfer any money to them under any circumstances.

If your NOK still doesn’t understand and insists on repaying the loan sharks, then it’s your responsibility to keep educating them until they truly grasp the situation. Instead of spending your energy stressing over LS or posting on forums, use that time to research how to protect your loved ones and get their support.

Many of us who have been victims ourselves are offering advice because we want to see others step up and take control of their situation. That means:

1. Refocus your time and energy—stop giving attention to LS and start focusing on recovery.
2. Be alert and take action—if anything seems suspicious, call the police immediately.
3. If your NOK receives threats—tell them to ignore the messages. Don’t reply, don’t read, just block. Block all social media accounts and deactivate them if necessary. Never consider sending money.
4. Keep reinforcing to your NOK that giving in to fear only worsens things. The more they give in, the more control LS will have.

And one more important thing: If you’re still receiving threatening calls or messages, change your phone number immediately. That’s the first and most crucial step. If you keep the same number, they will always find a way to reach you—even if you block them on WhatsApp.

If you have clients or contacts saved, simply explain that you had to change your number due to safety concerns. Your safety and peace of mind come first.

YOUR TOP PRIORITY SHOULD BE YOURSELF AND HOW YOU DEAL WITH THIS MESS!!!

 

[learningmylesson]

If you still remember during the initial phase, the anxiety you felt was real.

But you look back now, aiya nothing one la hahaha

Although we still continue to be vigilant and cautious around our surroundings since we have our loved one to protect.

All I can say was, if you remember I told you before, just convert these experience into your strength, and you are able to overcome anything just like you did back then.

Someone came up? no problem, call police. Parcel came in? no problem, call police. Received harassment? no problem, just call police. Everything settled hehe.

Same advice to hiitsme999, through time and experience, you will overcome it!

Yes..super real!! Im blessed to have found this Forum and friends like you here!

Well, Story of My Life.. Made a mistake, learn & i swear never to repeat it..ever again!

 

[Babablacksheeps]

yeah its still new to me.... i keep telling the ppl they send up and also debtors, and not them at all

First 2 weeks is ****.
You guys gonna be more lucky.

victim first day ghost , we kana wall then slowly more shits till I don’t even bother

most common for us is people lend money and my unit was the boss house , need go boss house take money
How I wish I’ve such amount ok!!! And some admit they’re runner , some have no idea.
lock gate, nonstop human walking past after 3 months , spray pain, write on wall, people come up knocking loudly
I got them all. From scare and worry till now, I don’t give a **** care anymore. I’ve fire extinguisher, thinner, paint all standby, hahahahah Ohya I’ve Bluetooth speaker standby too! You can knock all you want, I blast my music and be dj of the day.

I just repaint my entire wall with neighbour wall and it’s so nice and clean again!

 

[hiitsme999]

Maybe they are just tired, so taking a rest?? Hehe. Take it easy ok?

I was worried sick like u too during my earlier days of ghosting them. But like what @SIM37_ said, what more can they do other then those old dirty tricks which can be fixed?

I never stop thinking too that time, worried so much on what will come next as he got no way of contacting me directly hence i was also very clueless on his 'next step'. I just waited & see..kept looking through my door peephole for every single weird sounds outside. & only 2 weeks later he sent someone up..

I just hope u con't to ghost them & never reply. Your NOK too. We have to be firm & 101% mentally stronger once we start ghosting them. We can do it!

They sent Lala today, he was on the line with the lala move driver, i ask the lala driver to put down the phone and told them to msg them that I'll be making a police report which i already did.

Now police hopefully will start making their rounds more.

I was scared at first but now i realise they cant do much, planning to call grab, panda and lala to see if can block my house from COD orders.

Let's see whats next. Also thankful for so many CCTVs around my area.

 

[mazerunner_1532]

Hi... I have a rather unique case. Where it's a family member who borrowed money from several UML and is no longer staying in the house. This member refuses to stay in contact and basically we do not know what she's up to. However, we have been getting harassed Constantly (lalamove, food panda) and today they were filming and left the note to threaten to spray paint. Worst case, it's not even us who borrowed yet she used the address.

We have already report to the police and will be installing cctv. Also we will be informing our neighbours.. We have ignored their text and blocked them. What else can we do? We are so helpless.

 

[learningmylesson]

They sent Lala today, he was on the line with the lala move driver, i ask the lala driver to put down the phone and told them to msg them that I'll be making a police report which i already did.

Now police hopefully will start making their rounds more.

I was scared at first but now i realise they cant do much, planning to call grab, panda and lala to see if can block my house from COD orders.

Let's see whats next. Also thankful for so many CCTVs around my area.

Try not to engage with those lala/grab/etc if u knew u didn't ctc any of them. Just don't open è door & let them be until they move off.

Don't let those LS know that what they engaged actually still get through u.

 

[SIM37_]

Hi... I have a rather unique case. Where it's a family member who borrowed money from several UML and is no longer staying in the house. This member refuses to stay in contact and basically we do not know what she's up to. However, we have been getting harassed Constantly (lalamove, food panda) and today they were filming and left the note to threaten to spray paint. Worst case, it's not even us who borrowed yet she used the address.

We have already report to the police and will be installing cctv. Also we will be informing our neighbours.. We have ignored their text and blocked them. What else can we do? We are so helpless.

Many have been in your shoes — scared, pissed off, feeling like there’s no way out. But hear this loud and clear: you are not powerless, and you are definitely not alone.

These loan shark cowards survive by making good people feel helpless. That’s their play — they harass, intimidate, and hope you’ll stay silent. But we didn’t. We spoke up. We acted. And many of these scumbags are now exactly where they belong — in jail, being fed with our tax dollars. Honestly, I’ve never been happier to see my money go toward something so satisfying.

You want action? Here’s what you do:

---

Call the Police Hotline:
999 — especially if they’re actively harassing or vandalising property.

Report Unlicensed Moneylending Activity:
Use this online form: https://www.police.gov.sg/iwitness

Install CCTV and Report Everything:
Capture every act of harassment. Video evidence helps investigations and charges stick. Don’t clean up until the police see the damage. As the saying goes in EDMW and here. GPGT GVGT NVNT NPNT

Alert Your Town Council or HDB Branch:
If there’s property damage, they’ll help clean up and may coordinate with police for added surveillance.

Talk to Credit Counselling Singapore (CCS):
If you’re caught in a financial bind, they can help with debt restructuring and negotiations.
https://www.ccs.org.sg

Read through this thread and see how others fought back — with real results.

 

[Babablacksheeps]

They sent Lala today, he was on the line with the lala move driver, i ask the lala driver to put down the phone and told them to msg them that I'll be making a police report which i already did.

Now police hopefully will start making their rounds more.

I was scared at first but now i realise they cant do much, planning to call grab, panda and lala to see if can block my house from COD orders.

Let's see whats next. Also thankful for so many CCTVs around my area.

Don't bother..
Some of them might be their runner too. They probably using such platform to cover up too. Just ignore and don't open door inform your nok too. Else they'll know you'll be home and will constantly sending more things to your place

Don't need waste time talk so much with them.

 

[Babablacksheeps]

Hi... I have a rather unique case. Where it's a family member who borrowed money from several UML and is no longer staying in the house. This member refuses to stay in contact and basically we do not know what she's up to. However, we have been getting harassed Constantly (lalamove, food panda) and today they were filming and left the note to threaten to spray paint. Worst case, it's not even us who borrowed yet she used the address.

We have already report to the police and will be installing cctv. Also we will be informing our neighbours.. We have ignored their text and blocked them. What else can we do? We are so helpless.

Just close door and if you're receiving their harassment as nok, change number

As long as we're in our house, they can do whatever they want. Just need clear their mess only. Don't worry

 

[learningmylesson]

Seems like alot here got those lala/grab deployed. Mine so far strangers to knock like im è "admin house" to collect loan money.

 

[mazerunner_1532]

Just close door and if you're receiving their harassment as nok, change number

As long as we're in our house, they can do whatever they want. Just need clear their mess only. Don't worry

But for how long... And how to prevent her from causing more trouble??? She is not here to say that she will stop doing all these nonsense, I can't stop her as we don't know where she is. Jsut today I heard she is opening bank accounts which is a terrible red flag. Alarm bells are ringing on what's next to come.

 

[hiitsme999]

Seems like alot here got those lala/grab deployed. Mine so far strangers to knock like im è "admin house" to collect loan money.

I think cos my house is lower floor and have multiple Police CCTVs. I already informed lala move to flag my house, I even informed all the tele grps I know of riders in my area to inform them that my floor orders most likely will be LS.

Anyways it's Ok, I'm not gonna worry. Let whatever come, just come.

 

[learningmylesson]

I think cos my house is lower floor and have multiple Police CCTVs. I already informed lala move to flag my house, I even informed all the tele grps I know of riders in my area to inform them that my floor orders most likely will be LS.

Anyways it's Ok, I'm not gonna worry. Let whatever come, just come.

Yup, u'll be able to endure it..eventually. Just like me. Infact ater my house got splashed, i felt even calmer. Haha.