Chit Chat with Mommy 👍🏻 🗓 ⛪️🎼 ✝️

[HomeMommy]

Who’s know if PAP continue to govern and the house price high high?

but inflation still continue even if the housing price soar up.

but later go hawker centre jiak noodle one bowl costs $20 how? Today one auntie told moi she buy chai tow kueh from waterwaypt food court ish $6.90!

 

[VIPHUAT888]

can use until exceed 12x monthly income de meh? What u buy?

in before i go buy vellfire.

Shhhhhhhh

Later my cc really chong gong by banks
Ish pay down payment nia

 

[HomeMommy]

Mommy in shanghai how's the weather dah

ar buay go lah. But i think weather turning hot liow though not as juak as sinyapore lah.

 

[HomeMommy]

Shhhhhhhh

Later my cc really chong gong by banks
Ish pay down payment nia

i ish dont think ur cc credit limit can downpayment vellfire lah. If can then why bank send red letter U want tapao also must think properly mah.

 

[VIPHUAT888]

i ish dont think ur cc credit limit can downpayment vellfire lah. If can then why bank send red letter U want tapao also must think properly mah.

Mommy, you know I TCSS with uncle , haolian that his son cc limit and buy one Toyota corolla.

I believe him .

Erm….. loans (excluding education, housing and renovation) not included.

Total loans/cc cannot exceed 12 times monthly income. Anyway my limit is almost 6 digit but what the use? Banks also worried we can”t pay up.

 

[HomeMommy]

Mommy, you know I TCSS with uncle , haolian that his son cc limit and buy one Toyota corolla.

I believe him .

Erm….. loans (excluding education, housing and renovation) not included.

Total loans/cc cannot exceed 12 times monthly income. Anyway my limit is almost 6 digit but what the use? Banks also worried we can”t pay up.

Today jin cooling Ish talking about cc limit not loan limit

 

[VIPHUAT888]

Today jin cooling Ish talking about cc limit not loan limit

How I wish my 12 times monthly exceed is cooling.

Arh boh you want help me pay?

 

[HomeMommy]

How I wish my 12 times monthly exceed is cooling.

Arh boh you want help me pay?

If apply cc can get rejected due to donno simi simi but other cc can have 12x monthly income limit ish possible ah?

oh wait i forgot also got car rental de. I think deposit ish $2k niah?

 

[VIPHUAT888]

If apply cc can get rejected due to donno simi simi but other cc can have 12x monthly income limit ish possible ah?

oh wait i forgot also got car rental de. I think deposit ish $2k niah?

Lai mommy, I give you this DBS link. You read number 5

https://www.dbs.com.sg/personal/car...d-credit-card-and-unsecured-credit-rules.page

Insecure loans for medical, business and education purposes are excluded

This means to say my car down payment (I sell my car BTW) is not under any of these categories .

 

[SongManKranji]

ar buay go lah. But i think weather turning hot liow though not as juak as sinyapore lah.

U go fr Jul to Aug above 40deg ++ u walk 10m your whole body drenched. U gg Beijing bo. Got 1 famous Beijing duck stall heard booking need many moons in advance ah.

 

[HomeMommy]

Lai mommy, I give you this DBS link. You read number 5

https://www.dbs.com.sg/personal/car...d-credit-card-and-unsecured-credit-rules.page

Insecure loans for medical, business and education purposes are excluded

This means to say my car down payment (I sell my car BTW) is not under any of these categories .

can samurai for moi or not cos i lazy to read. Aiya ur one always boh gpgt de so how u expect moi to believe tiok boh? Moi ish alwaya gpgt de. Anyway u happie 就好 lah.

 

[HomeMommy]

U go fr Jul to Aug above 40deg ++ u walk 10m your whole body drenched. U gg Beijing bo. Got 1 famous Beijing duck stall heard booking need many moons in advance ah.

heng i ish going in may the weather still ok
nope not going beijing. Whole shanghai trip 7d6n but prob going suzhou for a day trip. Then one more day for disneyland. Heng i bought tix earlier from klook woah got 2 express pass. Now the price go back to original le

 

[SongManKranji]

can samurai for moi or not cos i lazy to read. Aiya ur one always boh gpgt de so how u expect moi to believe tiok boh? Moi ish alwaya gpgt de. Anyway u happie 就好 lah.

Mommy unsecured loans is macham like Ah Long loan the interest rates jin songz type.

 

[SongManKranji]

heng i ish going in may the weather still ok
nope not going beijing. Whole shanghai trip 7d6n but prob going suzhou for a day trip. Then one more day for disneyland. Heng i bought tix earlier from klook woah got 2 express pass. Now the price go back to original le

Mommy buay advance tix jin gd dah.

 

[HomeMommy]

Mommy unsecured loans is macham like Ah Long loan the interest rates jin songz type.

Mai kia. Huat 嫂 got money to pay for him. And since his limit can 12x monthly income means he ish wu lui. Moi limit only $1.5k niah

 

[VIPHUAT888]

can samurai for moi or not cos i lazy to read. Aiya ur one always boh gpgt de so how u expect moi to believe tiok boh? Moi ish alwaya gpgt de. Anyway u happie 就好 lah.

Inb4, I cope from google image

 

[VIPHUAT888]

Mai kia. Huat 嫂 got money to pay for him. And since his limit can 12x monthly income means he ish wu lui. Moi limit only $1.5k niah

Aiyoyo you jin humble leh

This is you.

$1.5k ish your own cc.

the black card unlimited credit ish from chiur AL

 

[SongManKranji]

Mai kia. Huat 嫂 got money to pay for him. And since his limit can 12x monthly income means he ish wu lui. Moi limit only $1.5k niah

Viphuat jin satki dah. Moi go banks security guard will ask me "eh here bank not temple ah£

 

[HomeMommy]

Inb4, I cope from google image

Aiya ish all banks ah? Cheh i tot ish one bank niah.

 

[HomeMommy]

Aiyoyo you jin humble leh

This is you.

$1.5k ish your own cc.

the black card unlimited credit ish from chiur AL

no lah. Those bank’s card that i give to ginnah one and for online shopping one i cap limit at $1.5k. Dont wanna risk. I no spend a lot of $ de so no need high limit.