4 in 5 scams are self-effected
One statistic highlighted by Goh is that, about four in five scams are self-effected, meaning that the monies lost are willingly transferred by the victims themselves to the scammers.In such cases, scammers use psychological tactics to deceive or manipulate the victims into compliance.
https://mothership.sg/2025/11/scam-victims-transfer-money-willingly/
So 80% only have themselves to blame..... sounds familiar.