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Yah, I am referring to the overall package including the router if any. 3gbps is already more than enough for 99.99% of the population.
Yes, the best to carry out cost comparison is probably total cost of ownership (TCO) calculation in 24 months.
3Gbps is indeed enough for 99.99% of the users. That is why I find it kind of ridiculous that M1 labled 3Gbps plan as "BASIC". Previously M1 labeled 1Gbps/2.5Gbps plan as "BASIC".
Starhub is worse. It says 3Gbps is "BEST BROADBAND FOR CASUAL HD STREAMING" and "Smooth 4K streaming for 1 – 2 users", which is more than "misleading" but totally wrong.
(BTW, StarHub real pricing is much cheaper if you know the offerings, lower than M1 anyway, please check out the sticky thread).