Anyone here do cash top-up CPF?

[jiakliaobee charsiew]

is it better to top up later cause tax rate is higher there?

 

[jiakliaobee charsiew]

if u top up, u're just betting that u can live up to 55 or 65.

with pap we can

 

[SpicyBird]

with pap we can

it's not about PAP or not. if u suay, u stepped out of home also can tio strike by lightning and die.

 

[jiakliaobee charsiew]

it's not about PAP or not. if u suay, u stepped out of home also can tio strike by lightning and die.

pap will protect us

 

[mikafire]

yes to topup for MRSS

 

[3G SAINT]

Enhancements	Previously (before 1 January 2025)	Current (from 1 January 2025)
Increase in matching grant cap	$600 per year	$2,000 per year, with a $20,000 cap over an eligible member’s lifetime
Removal of age cap	Age 55 to 70	Age 55 and above

This is applies only 55yo above

 

[articland05]

in after only kumgong then top up

 

[standarture]

Dun kenna bluff by gahmen scheme to trap your money lol

 

[doratch]

it's not about PAP or not. if u suay, u stepped out of home also can tio strike by lightning and die.

Its fine with me.

I have already made a Will. My beneficiaries will get my CPF money and hdb. So, its ok for me.

 

[rizhal]

in after only kumgong then top up

Cannot say like that.

It is a wise use of spare cash idling in bank with not much growth.

 

[articland05]

Cannot say like that.

It is a wise use of spare cash idling in bank with not much growth.

the common argument is chiu may not be able to cash out the money...which is quite valid

 

[rizhal]

the common argument is chiu may not be able to cash out the money...which is quite valid

This is uncertain.

But I heard 2 cases delaying withdrawal of CPF life until 70 yo. They have lots of cash outside and let money sit in CPF life longer.

(Check your health, your mileage may differs)

 

[li9ht5peed]

i wish to empty my cpf account. impossible. useless money sitting inside

 

[coolmyth]

I'll top up for moi laobu.

Got $1 to $1 deal from gahmen.

 

[English Teacher]

OA top up no tax rebate...if top up 3 account still got tax rebateor SA alone

Can you choose how much and where to top up?

 

[buttbERry]

if u want just do it...

 

[Slowdown]

2 weeks left to 2026

Will you do cash top-up CPF?

Yes I do.

1st Jan 2025 top up MA 4K. End of November 2025, top up RA 4K.

 

[weng0202]

i wish to empty my cpf account. impossible. useless money sitting inside

Renounce your citizenship is one way.

 

[li9ht5peed]

Renounce your citizenship is one way.

ya i know but i don't want this option

 

[weng0202]

ya i know but i don't want this option

Then there is not much options liao other than death or terminal illness