Singapore Savings Bonds

[lzydata]

Total amount applied S$226.7 million
Total amount within individual allotment limits S$200.4 million
Total amount alloted S$200.4 million

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25110W&issue_date=2025-11-03

 

[hwckhs]

Final projection by https://www.ilovessb.com/projection/SBDEC25 , as of 31/10/2025:

SBDEC25

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	1.35	1.56	1.66	1.74	1.83	1.93	2.01	2.10	2.19	2.29
Average return per year %	1.35	1.45	1.52	1.58	1.62	1.67	1.72	1.76	1.81	1.85

Based on SGS benchmark yields (Oct 2025):
1 year: 1.35
2 year: 1.46
5 year: 1.62
10 year: 1.85

 

[lzydata]

SBDEC25 GX25120E Bond Details​

Amount offered[1] S$400.0 million

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest percent	1.35	1.56	1.66	1.74	1.83	1.93	2.01	2.10	2.19	2.29
Average return per year %[1]	1.35	1.45	1.52	1.58	1.62	1.67	1.72	1.76	1.81	1.85

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25120E&issue_date=2025-12-01

 

[RedsYWNA]

SSB dividend for Nov is in.

 

[hwckhs]

Projection by https://www.ilovessb.com/projection/SBJAN26 , as of 11/11/2025:

SBJAN26

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	1.35	1.39	1.57	1.80	1.96	2.05	2.17	2.30	2.43	2.59
Average return per year %	1.35	1.37	1.44	1.52	1.61	1.68	1.75	1.81	1.87	1.94

 

[hwckhs]

Projection by https://www.ilovessb.com/projection/SBJAN26 , as of 20/11/2025:

SBJAN26

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	1.32	1.32	1.53	1.83	2.02	2.08	2.19	2.31	2.45	2.62
Average return per year %	1.32	1.32	1.39	1.50	1.60	1.67	1.74	1.81	1.88	1.94

 

[lzydata]

Apply for SBDEC25 or send in redemption requests by today 9pm.

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25120E&issue_date=2025-12-01

 

[lzydata]

Total amount applied S$179.1 million
Total amount within individual allotment limits S$157.1 million
Total amount alloted S$157.1 million

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX25120E&issue_date=2025-12-01

39.3% subscribed.

 

[hwckhs]

Final projection by https://www.ilovessb.com/projection/SBJAN26 , as of 28/11/2025:

SBJAN26

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	1.33	1.33	1.57	1.90	2.10	2.15	2.25	2.36	2.50	2.67
Average return per year %	1.33	1.33	1.41	1.53	1.64	1.72	1.79	1.86	1.92	1.99

Based on SGS benchmark yields (Nov 2025):
1 year: 1.35
2 year: 1.33
5 year: 1.64
10 year: 1.99

 

[lzydata]

SBJAN26 GX26010A Bond Details​

Amount offered[1] S$300.0 million

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest percent	1.33	1.33	1.57	1.90	2.10	2.15	2.25	2.36	2.50	2.67
Average return per year %[1]	1.33	1.33	1.41	1.53	1.64	1.72	1.79	1.86	1.92	1.99

https://www.mas.gov.sg/bonds-and-bi...ond?issue_code=GX26010A&issue_date=2026-01-02

 

[~sabaisabai~]

https://www.ilovessb.com/projection/SBFEB26

 

[hwckhs]

Projection by https://www.ilovessb.com/projection/SBFEB26 , as of 10/12/2025:

SBFEB26

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	1.35	1.48	1.76	2.07	2.27	2.35	2.46	2.57	2.71	2.91
Average return per year %	1.35	1.41	1.53	1.66	1.78	1.87	1.95	2.02	2.09	2.16

 

[maumu]

MAS should really consider letting us use SRS to buy SSB... and up the ceiling.

 

[lzydata]

MAS should really consider letting us use SRS to buy SSB... and up the ceiling.

Eh you can already use SRS money to buy SSB.

 

[tehhalia]

Up the ceiling I agree. I wonder why cap at 200k. Gov coffer not enough to sapu all meh.

 

[aurvandil]

Up the ceiling I agree. I wonder why cap at 200k. Gov coffer not enough to sapu all meh.

Becos SSB is bao jiak.

If interest rate drop, you hold and enjoy higher rate.

If interest rate go up, you redeem and jiak the higher interest rate.

 

[reddevil0728]

Up the ceiling I agree. I wonder why cap at 200k. Gov coffer not enough to sapu all meh.

https://www.straitstimes.com/opinio...0k-limit-for-ssbs-can-consider-other-products

 

[tehhalia]

“MAS set the individual limit to ensure that more individuals have access to SSBs, and for SSBs to complement other savings and investment options as part of a diversified portfolio.”

Not really convinced. But well, their product, their rule.

 

[maumu]

Eh you can already use SRS money to buy SSB.

my bad...

 

[hwckhs]

Projection by https://www.ilovessb.com/projection/SBFEB26 , as of 19/12/2025:

SBFEB26

Year from issue date	1	2	3	4	5	6	7	8	9	10
Interest %	1.35	1.54	1.83	2.13	2.34	2.43	2.54	2.65	2.80	3.00
Average return per year %	1.35	1.44	1.57	1.71	1.83	1.92	2.01	2.08	2.15	2.23