Must read : Time Share Scam Awareness! Don't be the next victim!

[hootduadua]

hi all,

has anyone here been file a lawsuit by discovery 8 before ?

i'm now currently having one law suit with D8 which is causing me a lot of stress.

just briefly state my case here, hope u guys can give mi suggestions and views to my case.

1) I signed a contract of 10+k with D8. paid 500 sgd as deposit in year 2006
2) search the internet and found out that D8's bad reputation company, decided to default my payment, treat the $500 as a lesson learnt for this kind of hard selling tactic company
3) during the time whereby i didnt pay any installment, no ways of contact from D8 to me thruout the entire period. contract stated that i must pay at least 20% of the contract sum to have the membership activated.
4) in year 2007, they send mi a statement of claim via their lawyer claiming up to the full amount of 16k. i never bother with the statement of claim as well
5) in nov year 2009, they file a writ of summon against me. now i am in the mist of fighting the case against them via my lawyer.

i know it's my mistake to ignore the lawyer letter. but during the period where i default the payment there was no form of contacts from D8. haiz don't know what's my chances of winning the case.

hope to recieve some insights from you all forumers.

thanks

 

[Jaypct]

hi all,

has anyone here been file a lawsuit by discovery 8 before ?

i'm now currently having one law suit with D8 which is causing me a lot of stress.

just briefly state my case here, hope u guys can give mi suggestions and views to my case.

1) I signed a contract of 10+k with D8. paid 500 sgd as deposit in year 2006
2) search the internet and found out that D8's bad reputation company, decided to default my payment, treat the $500 as a lesson learnt for this kind of hard selling tactic company
3) during the time whereby i didnt pay any installment, no ways of contact from D8 to me thruout the entire period. contract stated that i must pay at least 20% of the contract sum to have the membership activated.
4) in year 2007, they send mi a statement of claim via their lawyer claiming up to the full amount of 16k. i never bother with the statement of claim as well
5) in nov year 2009, they file a writ of summon against me. now i am in the mist of fighting the case against them via my lawyer.

i know it's my mistake to ignore the lawyer letter. but during the period where i default the payment there was no form of contacts from D8. haiz don't know what's my chances of winning the case.

hope to recieve some insights from you all forumers.

thanks

Is your lawyer familiar with timeshare issue? this is the first time i heard that timeshare company filing a writ of summon, i do not know much about your case, but there is a few points you can stress on to support your case.

1. No communication between you and D8 prior to the lawyer letter.
2. challenge on their losses due to your default of payment. (they actually pocketed your deposit and have not incurred any loss)


i have not seen your contract clause, so, i can't advise much, if possible, scan and email me the contract clauses to me at : jacobtcp@yahoo.com.sg, i will advise you further.

 

[Jack_Chen]

hi all,

has anyone here been file a lawsuit by discovery 8 before ?

i'm now currently having one law suit with D8 which is causing me a lot of stress.

just briefly state my case here, hope u guys can give mi suggestions and views to my case.

1) I signed a contract of 10+k with D8. paid 500 sgd as deposit in year 2006
2) search the internet and found out that D8's bad reputation company, decided to default my payment, treat the $500 as a lesson learnt for this kind of hard selling tactic company
3) during the time whereby i didnt pay any installment, no ways of contact from D8 to me thruout the entire period. contract stated that i must pay at least 20% of the contract sum to have the membership activated.
4) in year 2007, they send mi a statement of claim via their lawyer claiming up to the full amount of 16k. i never bother with the statement of claim as well
5) in nov year 2009, they file a writ of summon against me. now i am in the mist of fighting the case against them via my lawyer.

i know it's my mistake to ignore the lawyer letter. but during the period where i default the payment there was no form of contacts from D8. haiz don't know what's my chances of winning the case.

hope to recieve some insights from you all forumers.

thanks

I did not in the end go to court with them, since I have been making regular payments to them, I guess they decided to just eat up my monies paid up and write me off. Actually they benefit from me since I never used their service before.

In your case, I will ask you to talk to your lawyer and see what he says. Hope your lawyer is reputable and have good experience. Ask him to verify D8's letters and writ of summon. Just in case, they using some Pte Ltd 'lawyer' on you.


But then lawyers in Sg fight like boxers with hands tied behind their backs. If it is really a court case already, hard to comment as you are also restricted from putting in info on it. We will only know when your court proceedings are made public.

All the best to you and hope you find justice for our behalf.

 

[hootduadua]

Is your lawyer familiar with timeshare issue? this is the first time i heard that timeshare company filing a writ of summon, i do not know much about your case, but there is a few points you can stress on to support your case.

1. No communication between you and D8 prior to the lawyer letter.
2. challenge on their losses due to your default of payment. (they actually pocketed your deposit and have not incurred any loss)


i have not seen your contract clause, so, i can't advise much, if possible, scan and email me the contract clauses to me at : jacobtcp@yahoo.com.sg, i will advise you further.

thanks Jaypct for ur inputs.

1) D8 mentioned in their affidavits that they tried to contact me via mobile phone and letters sent to my address etc but that's all rubbish. During all this while, I didnt recieve any calls nor letters(except the statement of claim) from them.
2) thanks for mentioning this point. I believe they didnt recieve any lost due to my default of payment.

I'll try to scan a copy of the contract clause for your advice. thanks for willing to help.

I did not in the end go to court with them, since I have been making regular payments to them, I guess they decided to just eat up my monies paid up and write me off. Actually they benefit from me since I never used their service before.

In your case, I will ask you to talk to your lawyer and see what he says. Hope your lawyer is reputable and have good experience. Ask him to verify D8's letters and writ of summon. Just in case, they using some Pte Ltd 'lawyer' on you.


But then lawyers in Sg fight like boxers with hands tied behind their backs. If it is really a court case already, hard to comment as you are also restricted from putting in info on it. We will only know when your court proceedings are made public.

All the best to you and hope you find justice for our behalf.

Hi Jack, just wondering what's the difference between a LLP lawyer and pte lte Lawyer? my lawyer told me that we have a better advantage against them(unable to disclose more here).

like what Jaypct mentioned earlier, hope that we can stress on the lost of the default of payment and no modes of communications from them prior to the writ of summon.

Thanks all for reading. *cross fingers*

 

[Jaypct]

This is the first time timeshare company sue-ing members for default of payment, and this is no joke if D8 happen to win the case, timeshare company in singapore will start to sue all their members for default of payments. so everyone, please help to make some contribution.

here is how you guys can help, D8 actually belongs to ERI, i want all ERI and D8 members provide the following information:

1. date of purchase
2. membership type (room size, season, alt of full membership)
3. price

hopefully we can come across same membership with a huge difference in selling price, this will help in hootduadua case.

hootduadua, i am quite busy recently but i will try to visit this page whenever i am free.

 

[zechraffie]

just a point to note that the fact that the company has a questionable reputation or from a questionable industry does not preclude one from meeting your contractual obligations.

what i'm trying to say is this: you have signed an agreement/contract with a legal company, registered with the singapore government, to purchase a membership. Notwithstanding your emotions about the company arising from internet searches, you're contract bound to meet your end of the contractual obligation.

unless and until you can prove
1. that they have rescind the contract based on word or deed
2. the contract is illegal under singapore law
3. you're mentally unsound at the point of signing the said contract

they have every right to sue you if you default on your payment and they are entitled to recover losses from you if they can show that you have not acted in good faith.

 

[Newhere1]

I would like to thank everyone to help me in understanding the situation better..

I joined the Discovery VIII thingy when I just started working in 2007, so I was ignorant and a bit pressured as well. For me, I paid some desposit and have to pay installment monthly which I have dutifully done so for 3+ years...

I have yet to use their services which I intend to try and hopfully it is useable.

After seeing what zechraffie wrote, I know it is my own fault for not checking, so I guess I'll just pay the remainder within 4 years. But now I'll be very careful and not sign anything. In fact, I normally put down all phonecalls which are not work/family related.

The thing is I always thought of my family first. That was why I signed up, thinking that I could treat them on a good holiday. But I never thought I would be tricked. For the past 3 years, I have been thinking about activating my account (which they said cannot be done unless I paid at least 30%) and I will do so soon amd hopefully it works.

I really thank so many people for sharing and helping. I felt angry and fearful at first, but when I look at the situation, I shall just have to take less cab and go out less often to make up for my stupidity (the installment) each month. And it feels better to have people sharing their feelings..

I'm also quite sad that there is nothing that is done to stop more people from tricking others. I'm sure there are others worse than me. With regards about the articles about all these, well, it'll never be the same as compared to you yourself being tricked. So more people will still continue being tricked. I just hope someone closes the company for good.

The contract did not specify anymore payment. So hopefully, 4 years later I would not need to do so.

Just to ask, it is highly unlikely they force me to pay more than what the contract stated right? If they do so, would I be able to fight? My only fear now is that after 4 years later when I fully pay, they would ask me to extend or make more payment..

 

[silentjin]

Hi, I am a new member here as I didn't thought that I will be posting something on here.

Anyway, my situation is this. I foolishly signed up the membership with iDiscoveryVII. Although I did went to CASE, and mail in my cancellation, I was not firm on my stand.

I tried once to book a trip for my friend, but they took 3 days before getting back to me. My friend had already gave up and move on to find their own.

Right now it's been 2 months into the contract, and I am still planning to withdraw. I had paid about $9K into the membership via credit card. I have been trying to contact the people from the company, through email, phone..and have really difficulty in getting any response from them.

Someone can help advise me what to do?

Please drop me a private message. Thanks.

hootduadua: I might want to discuss with you and also understanding your situation, on how to relate it to mine. Maybe more people can file a strong case againts D8!

 

[cscs3]

Hi, I am a new member here as I didn't thought that I will be posting something on here.

Anyway, my situation is this. I foolishly signed up the membership with iDiscoveryVII. Although I did went to CASE, and mail in my cancellation, I was not firm on my stand.

I tried once to book a trip for my friend, but they took 3 days before getting back to me. My friend had already gave up and move on to find their own.

Right now it's been 2 months into the contract, and I am still planning to withdraw. I had paid about $9K into the membership via credit card. I have been trying to contact the people from the company, through email, phone..and have really difficulty in getting any response from them.

Someone can help advise me what to do?

Please drop me a private message. Thanks.

hootduadua: I might want to discuss with you and also understanding your situation, on how to relate it to mine. Maybe more people can file a strong case againts D8!

Already 2 months, may be too late.
Not sure why after so many cases and publicity by case. Still this kind of company is still activite in the market.

 

[hootduadua]

Hi, I am a new member here as I didn't thought that I will be posting something on here.

Anyway, my situation is this. I foolishly signed up the membership with iDiscoveryVII. Although I did went to CASE, and mail in my cancellation, I was not firm on my stand.

I tried once to book a trip for my friend, but they took 3 days before getting back to me. My friend had already gave up and move on to find their own.

Right now it's been 2 months into the contract, and I am still planning to withdraw. I had paid about $9K into the membership via credit card. I have been trying to contact the people from the company, through email, phone..and have really difficulty in getting any response from them.

Someone can help advise me what to do?

Please drop me a private message. Thanks.

hootduadua: I might want to discuss with you and also understanding your situation, on how to relate it to mine. Maybe more people can file a strong case againts D8!

i replied u via PM already. check ur inbox.

it's only 2 months, u still can tell them u want to terminate ur case. u still can try to refer ur case to CASE for termination. meanwhile try to stop all ur payments to prevent more loss.

 

[Jack_Chen]

I had paid about $9K into the membership via credit card.

I am worried about the credit card arrangement thingy. I am not sure how it works but I have heard that the bank is now your creditor instead of them. And this may mean you face the bank rather than iDiscovery. How are you paying every month? By installment with credit card?

 

[qing81]

Bro hootduadua and Jack_Chen,

I have dropped you all a private message, need some advices from you guys.

 

[silentjin]

I am worried about the credit card arrangement thingy. I am not sure how it works but I have heard that the bank is now your creditor instead of them. And this may mean you face the bank rather than iDiscovery. How are you paying every month? By installment with credit card?

Yes, now the payment is to the Credit Card company through installment for the rest of the deposits. That's the problem. Any advise? Please drop me an PM. Thanks.

 

[Jack_Chen]

Bro hootduadua and Jack_Chen,

I have dropped you all a private message, need some advices from you guys.

hi qing81, have replied you via PM. Unfortunately I am not much of help.

this DiscoveryVIII was marketed as some hotel membership to me. Not strictly timeshare.

It's not only the principal sum paid out that irks me. it's the ongoing payments over the months as well that they can just change as and when they like. After you calculate finish, you realise this membership is very expensive.

 

[Jack_Chen]

Yes, now the payment is to the Credit Card company through installment for the rest of the deposits. That's the problem. Any advise? Please drop me an PM. Thanks.

my payments was through GIRO and the good thing about GIRO is, you can terminate the arrangement and they need to have your consent to put it back.

No experience with Credit Card, but like those 0% installment plan, you owe the bank money, not them. Perhaps you can talk to their bank officers about it.

 

[qing81]

Hi Jack_Chen,

Received your reply. Thanks bro.
However, I think we still need input from fellas members here for further advices.

Besides, Jack_Chen is right that if you commit the deposit with credit card installment that means you are owing bank instead of them.

 

[vguvis]

Zealz Corp

hi guys

has anyone dealt with Zealz Corp. they were supposedly taken over by another company.. does anyone know who took over this zealz corp? thanks

 

[hootduadua]

I am worried about the credit card arrangement thingy. I am not sure how it works but I have heard that the bank is now your creditor instead of them. And this may mean you face the bank rather than iDiscovery. How are you paying every month? By installment with credit card?

agree with you that the credit card agreement brings more trouble to termination of the agreement with the respective companies. Yes, banks become your creditor as the bank already paid up the amount for the individuals already.

so bro Jack_chen, your case consider close with D8 already? is there any letter of termination for the membership?

Rgds
HDD

 

[Dracula]

did you get your money back? did you have to follow all the things LGM asked you to do, like post the documents to London 3mths before maturity date ?

kayb840: I know that LGM has now appointed a servicing agent (called I-Generic Pte Ltd) to handle the documentation issues. Be sure to give them a call (office: 6595 9375), the company is located at Orchard Plaza #08-02. The consultant "seemed" professional but I'm quite skeptical as to whether the members really get back their money.

 

[Jack_Chen]

so bro Jack_chen, your case consider close with D8 already? is there any letter of termination for the membership?

Rgds
HDD

I am not sure. It's very open ended for me. Like they are thinking of how to coerce me back into paying them and decided to give up like that.

If you were me, would you even risk calling them to find out if you are 'off the hook'?

In the end, after cutting GIRO payments and fielding a few calls from their 'admin', they have not send me a single mail, email or call me.

Back then, when I first mailed out the termination, I was a little younger and a little more headstrong. I was prepared to fight it out in court, self-represent if I must, and even go to jail when I cannot pay.

Just one of these 'kamikaze' case, they might think twice. (I guess not, from recent developments).

My guess is, their lawyers advise them differently nowadays. And the media reports and interviews from CASE, goes to show that CASE is a paper tiger. Plus all the talk about introducing new legislature. So far, still all talk.

I am afraid that sooner or later, I may not escape their dragnet. They might be digging deep into their bad accounts and putting clear cut cases in the firing line first. Sign up, never continue to pay types. Then after those who 'self-terminate' like me. Then who knows?

The law, as far as their 'contract' is concerned, is on their side. and CASE, for all their incompetence, might as well be on their side.

I wish all with cases under dispute, good luck. And to those who read but did not sign timeshare/hotel package/etc, don't do it please.