ANZ Travel Visa Signature

[garytankai]

How do you all know have roadshow at chevron ? I signed up with no error what do you all see?

I might do that too... I'm flying off next Mon. Don't think will be able to get the card before that, but at least still have my UOB PRVI Miles.

 

[final1]

Citi premiermiles 1.2 miles per dollar spent. No expiry.

ANZ 1.4 miles per dollar spent. 5 year expiry.

0.2 miles worth the trade-off? Leave that to you all to decide.

 

[xiaowhois]

citi PM not able to get the annual fee wavied right?

isit worth pay the annual fee?

 

[swatchie]

How do you all know have roadshow at chevron ? I signed up with no error what do you all see?

The CSO told me. I get an error message "We are unable to process your request now. Please try again later."

 

[hclee01]

citi PM not able to get the annual fee wavied right?

isit worth pay the annual fee?

It is worth it if you are short of some miles to redeem air ticket.
For $192.60 annual fee, you will obtain 10,000 miles. In effect, you are paying S$0.019 for 1 miles.

For ANZ card, if you pay S$200 annual fee, you will obtain 12,000 miles which work out to S$0.017 for 1 mile.

If you are short of miles and are buying from SQ directly, they charge US$40 for 1,000 miles, which work out to US$0.04 for 1 mile:
http://www.singaporeair.com/pdf/ppsclub_krisflyer/forms/Miles_TopUp.pdf

 

[the_ed]

never a mileage chongster because i find the mechanism of calculation too complex.

however, this one looks quite straight forward to me. if i spend $300 monthly on this card consistently over a span of five years, I would have charged S$18k (less the bonus miles & etc) which translates to 18k*1.4=25200miles. may i know can this bring me to anywhere?

Actually, I personally would pay to get the 12K miles.
You would complete four cycles and get 48K miles. Plus your 25.2K, you'll have 70K miles which is enough for Japan/Korea on business saver in SQ worth about $3.8K. All for $800 + taxes.

 

[the_ed]

Wow, and I was just saying PM & Altitude were the king of the general spending card... Time to put them away!

Agreed. And five years + 3 more in KF is a decent timeframe to accumulate sufficient miles to use for a nice trip.

 

[alwaysnforever]

Agreed. And five years + 3 more in KF is a decent timeframe to accumulate sufficient miles to use for a nice trip.

yup im going to switch once i get this card hehe

 

[garytankai]

Citi premiermiles 1.2 miles per dollar spent. No expiry.

ANZ 1.4 miles per dollar spent. 5 year expiry.

0.2 miles worth the trade-off? Leave that to you all to decide.

Citi don't have 2.8 /$ promo for overseas until end of the year. This few months is worth it.

 

[Inix]

all banks practice that. only that the sum is usually bundled up and label as "cross-border transactions" which comprises of several components.

as an example, Citibank also charges the same 0.8% for the same subject.

I meant foreign transaction in SGD, not foreign currency. I know for a fact that most banks don't charge it. The only bank that charges it is BOC (at 0.3% if i'm not wrong), and ANZ (at 0.8%)

So for example, if you charged SGD$10,000 to your credit card in Hong Kong, via one of those charge in your home currency thingni, you will end up paying SGD$10,080 when your statement come.

 

[alwaysnforever]

I meant foreign transaction in SGD, not foreign currency. I know for a fact that most banks don't charge it. The only bank that charges it is BOC (at 0.3% if i'm not wrong), and ANZ (at 0.8%)

So for example, if you charged SGD$10,000 to your credit card in Hong Kong, via one of those charge in your home currency thingni, you will end up paying SGD$10,080 when your statement come.

hmm so to avoid this always charge in foreign currency when overseas? I didn't know got these kinda 'extra' charges.

 

[Suleyman]

Citi premiermiles 1.2 miles per dollar spent. No expiry.



ANZ 1.4 miles per dollar spent. 5 year expiry.



0.2 miles worth the trade-off? Leave that to you all to decide.

Well, every little bit counts.

Look at it this way. Even if it's just the 12,000 miles per year from paying the annual fee, that's already 60,000 miles in 5 years. That's more than enough to get you a decent ticket to somewhere. So, IMO, the 5 year expiry timeframe is not a huge factor.

I meant foreign transaction in SGD, not foreign currency. I know for a fact that most banks don't charge it. The only bank that charges it is BOC (at 0.3% if i'm not wrong), and ANZ (at 0.8%)

So for example, if you charged SGD$10,000 to your credit card in Hong Kong, via one of those charge in your home currency thingni, you will end up paying SGD$10,080 when your statement come.

Was that on ANZ's Platnium MC? The 0.8% charge is from Mastercard. All MCs from all banks have that same charge.

 

[dennisleu]

25.5K (after less 15% discount for redeeming online) can bring you from Singapore to Hong Kong or Taipei. Do note that though the ticket is free, the taxes/fuel surcharge is payable. You can refer to this chart for details:
http://www.singaporeair.com/pdf/ppsclub_krisflyer/charts/SQMI_OneWayAwardCharts.pdf

thanks hclee, the pdf is really helpful.

so for a free return-ticket (less tax) with the same mile accrual, I can only go up to zone2 or 3. hmm....

 

[dennisleu]

I meant foreign transaction in SGD, not foreign currency. I know for a fact that most banks don't charge it. The only bank that charges it is BOC (at 0.3% if i'm not wrong), and ANZ (at 0.8%)

So for example, if you charged SGD$10,000 to your credit card in Hong Kong, via one of those charge in your home currency thingni, you will end up paying SGD$10,080 when your statement come.

this is from Citibank. read (d).(i).(3) on the right column.

 

[dennisleu]

Actually, I personally would pay to get the 12K miles.
You would complete four cycles and get 48K miles. Plus your 25.2K, you'll have 70K miles which is enough for Japan/Korea on business saver in SQ worth about $3.8K. All for $800 + taxes.

oh ... many thanks for the enlightenment. that's a very good deal. i didn't realize that. thanks.

 

[Soon__]

Will this card be better than Maybank's VISA HORIZON PLatinum, assuming all overseas spent at overseas currency?

 

[Inix]

Well, every little bit counts.

Look at it this way. Even if it's just the 12,000 miles per year from paying the annual fee, that's already 60,000 miles in 5 years. That's more than enough to get you a decent ticket to somewhere. So, IMO, the 5 year expiry timeframe is not a huge factor.



Was that on ANZ's Platnium MC? The 0.8% charge is from Mastercard. All MCs from all banks have that same charge.

That card was Mastercard, but I had used Titanium Mastercard with no charge leh.. But you could be right.. I wanna try this out as well

 

[Inix]

this is from Citibank. read (d).(i).(3) on the right column.

Unless they are that new as I stop using my Citi recently, but otherwise, I had never seen those charges leh..

 

[anfielder]

Will this card be better than Maybank's VISA HORIZON PLatinum, assuming all overseas spent at overseas currency?

Yeah, 2.8 miles/$ for anz compared to 2 miles/$ for maybank. During the promo period at least

 

[swatchie]

Dropped by Chevron today and signed up for it. Sales person agreed to help me push for the card within 5 business days. Even existing members are eligible for the bonus 2k miles if you spend $500 within the next 30 days. Apparently the 60k income requirement is not strict. Heard 30k also can apply.