DBS Altitude Visa Signature

[hwmook]

Citi only gd if u have a lot of overseas spend.

I am cancelling all my citibank cards after their recent stuck up attitude.

 

[kendoarts]

I am cancelling all my citibank cards after their recent stuck up attitude.

Totally agree

 

[o0KelviN0o]

how is Citi stuck up recently?

 

[pokeflute]

Taxes yes,
but overseas spend? What do you mean?
Citi PM 2 miles/SGD while this Altitude only up to 1.6 miles/SGD.

I'd rather use Maybank Horizon for overseas spend. Same 2miles/S$ and free conversion to krisflyer.

 

[kendoarts]

how is Citi stuck up recently?

For me, it's not recently..it's ALL THE TIME!
Two bad experience and that's it.

 

[o0KelviN0o]

I'd rather use Maybank Horizon for overseas spend. Same 2miles/S$ and free conversion to krisflyer.

if shopping overseas, i'll use Citi rewards

 

[civicguy]

So much problems with paying taxes these two months. I paid and yet IRAS GIRO still charge my bank acct. sigh.

 

[frustrateddude]

So much problems with paying taxes these two months. I paid and yet IRAS GIRO still charge my bank acct. sigh.

I assume u r paying at AXS.
U must pay at least 5 working days before the giro deduction date- else there will be double deduction.

 

[hwmook]

how is Citi stuck up recently?

I request for late fees waiver after my payment reach them 2 days late. They say will review and get back to me, after 1 week no reply.

Apply for credit card keep asking whether we meet the min income, never meet reject, refer to other thread, they will even tell you don't bother applying.

Must maintain what 5k banking relationship with them else charge monthly fees, ask them go f themselves, behave as if they are so damn great bank.

 

[anfielder]

I assume u r paying at AXS.
U must pay at least 5 working days before the giro deduction date- else there will be double deduction.

Didn't work for me. For 2 months in a row I paid via axs and the giro still went through. If it's because the payment wasn't made in time, at least the 2nd deduction shouldn't be made.

 

[frustrateddude]

Didn't work for me. For 2 months in a row I paid via axs and the giro still went through. If it's because the payment wasn't made in time, at least the 2nd deduction shouldn't be made.

only way left is to stop giro then

P.S:log in your IRAs to check the payment statement status

 

[shimmermike]

Didn't work for me. For 2 months in a row I paid via axs and the giro still went through. If it's because the payment wasn't made in time, at least the 2nd deduction shouldn't be made.

Same issue here, I paid on 20th each month and still got Giro deduction later next month... bad luck

 

[xtwis7]

How come DBS altitude become feedback thread for ***tty bank card already?

 

[hclee01]

So much problems with paying taxes these two months. I paid and yet IRAS GIRO still charge my bank acct. sigh.

The reason is being you are being issued with the Provisional Income Tax Assessment. Even if you make payment, GIRO will still be effected. After the actual Income Tax of Assessment is issued, when you have made payment via AXS in advance (at least a week or more), no GIRO payment will take place.

This is based on previous year experience.

 

[anfielder]

The reason is being you are being issued with the Provisional Income Tax Assessment. Even if you make payment, GIRO will still be effected. After the actual Income Tax of Assessment is issued, when you have made payment via AXS in advance (at least a week or more), no GIRO payment will take place.

This is based on previous year experience.

That's what I thought too...

Since I don't mind paying the full tax amount in 1 shot, I guess I should just cancel the GIRO arrangement then.

 

[frustrateddude]

The reason is being you are being issued with the Provisional Income Tax Assessment. Even if you make payment, GIRO will still be effected. After the actual Income Tax of Assessment is issued, when you have made payment via AXS in advance (at least a week or more), no GIRO payment will take place.

This is based on previous year experience.

you pay 1 time at AXS or monthly?

 

[paurusu]

That's what I thought too...

Since I don't mind paying the full tax amount in 1 shot, I guess I should just cancel the GIRO arrangement then.

Think no need to cancel the GIRO arrangement. Just pay all balance in 1 shot , and u are free from GIRO deduction . They will not deduct if your tax is fully paid.

Not to mention that paying in 1 shot may enable you to get more miles - for those paying over 2 K . But yes - quite painful

 

[hclee01]

you pay 1 time at AXS or monthly?

Monthly instalment.

 

[anfielder]

Think no need to cancel the GIRO arrangement. Just pay all balance in 1 shot , and u are free from GIRO deduction . They will not deduct if your tax is fully paid.

Not to mention that paying in 1 shot may enable you to get more miles - for those paying over 2 K . But yes - quite painful

I haven't gotten my assessment yet, so there isn't any way to pay in full. Meanwhile, the installment still gets deducted even if I pay the installment amount

And yes I prefer to pay 1 shot because mine + wife's tax combined > 2k.

 

[saggice]

Think no need to cancel the GIRO arrangement. Just pay all balance in 1 shot , and u are free from GIRO deduction . They will not deduct if your tax is fully paid.

Not to mention that paying in 1 shot may enable you to get more miles - for those paying over 2 K . But yes - quite painful

yes man, going to be painful if you pay one shot, but u can earn points/miles. pain is short.

monthly debit of your savings acct is slow pain.