DBS Altitude Visa Signature

[innumerabilis]

Taobao's alipay also accepts international credit cards. 3% surcharge applies to international CC, regardless of DBS or Citi.

 

[tiltonhall]

I just feel that the local banks are simply here to lure people in and trap them thereafter. On the surface, it seems that they are good cards but it comes with various conditions (transfer miles in blocks 10K/20K miles? and I have to pay $40/year for this nonsense) , and their rate of "reduction in benefits" is very high.

I don't see that from Citibank or ANZ, in fact I see that they are trying to improve their perks.

My view in the long term, don't take up DBS or UOB cards(ocbc is not attractive either) for your mileage accrual.

Purely for discussion purposes, I don't feel Citibank or ANZ is better in mileage accrual than DBS or UOB?

UOB gives 1.6 miles per $ ... with 20,000 bonus miles if you spend over $50,000 per year.

DBS gives 1.2 miles per $ (first $2k spend) and 1.6 miles per $ (above $2k spend).

I'm don't feel Citibank or ANZ is superior.

I carry UOB, DBS and Citi but not ANZ so I can't say for sure about ANZ being good or bad.

Any comments from other users?

 

[aLpHa-Ev7]

Purely for discussion purposes, I don't feel Citibank or ANZ is better in mileage accrual than DBS or UOB?

UOB gives 1.6 miles per $ ... with 20,000 bonus miles if you spend over $50,000 per year.

DBS gives 1.2 miles per $ (first $2k spend) and 1.6 miles per $ (above $2k spend).

I'm don't feel Citibank or ANZ is superior.

I carry UOB, DBS and Citi but not ANZ so I can't say for sure about ANZ being good or bad.

Any comments from other users?

Which card are you using for Citi? Citi PremierMiles?

 

[swordspirit]

Purely for discussion purposes, I don't feel Citibank or ANZ is better in mileage accrual than DBS or UOB?

UOB gives 1.6 miles per $ ... with 20,000 bonus miles if you spend over $50,000 per year.

DBS gives 1.2 miles per $ (first $2k spend) and 1.6 miles per $ (above $2k spend).

I'm don't feel Citibank or ANZ is superior.

I carry UOB, DBS and Citi but not ANZ so I can't say for sure about ANZ being good or bad.

Any comments from other users?

In any case, I would feel that ANZ is better than citibank on the earn rate but Citibank customer service is better than ANZ. So there is tradeoff to consider.

In addition, take into consideration of the following:

UOB is an AMEX card and many other places dont accept amex. The earning is awarded on every $5. So for small spending, ANZ will still be better. UOB can complement with other UOB cards to maximise the miles.

DBS is only better if u spend more then $4k a month. the requirement may be even higher if u are also considering the free limo ANZ is offering. DBS is awarded on every $1.67. Further, the redemption for miles is on a every 20,000 miles. Will be good is complement with DBS womencard. If not, can forget about this card.

 

[Suleyman]

Banks are the same, foreign or local.

Amex, Citi, ANZ, HSBC and even Maybank have all cut priviledges, perks and earn rates before. Just use what gives the best rates for now, and when it sucks, move on.

 

[sleeping]

Banks are the same, foreign or local.

Amex, Citi, ANZ, HSBC and even Maybank have all cut priviledges, perks and earn rates before. Just use what gives the best rates for now, and when it sucks, move on.

My biggest worry is that the notice comes too late for you to take action and you will be stuck with those unused points....

 

[hwmook]

My biggest worry is that the notice comes too late for you to take action and you will be stuck with those unused points....

Like how Amex, Citibank have adjusted their rewards points system? I feel that you are biased against local banks. UOB have not change their rewards system, only DBS have done so but same goes for foreign banks but you choose to target local banks while sucking up to foreign banks.

 

[sleeping]

Like how Amex, Citibank have adjusted their rewards points system? I feel that you are biased against local banks. UOB have not change their rewards system, only DBS have done so but same goes for foreign banks but you choose to target local banks while sucking up to foreign banks.

Actually at this moment, i suck up to ANZ,Citibank and sometimes Maybank only. DBS, UOB and OCBC out.

 

[saggice]

Im using DBS Altitude and UOB One now, my main cards and my expenses are about 2k monthly.

Previously on Manhattan and Citi Dividend, but decided to boycott them since they took away all the main benefits.

 

[Inix]

Like how Amex, Citibank have adjusted their rewards points system? I feel that you are biased against local banks. UOB have not change their rewards system, only DBS have done so but same goes for foreign banks but you choose to target local banks while sucking up to foreign banks.

UOB also have quietly adjusted their redemption ratios for certain rewards. Its just that its isn't that significant that many people don't actually realise it.

 

[lyndonmaxewell]

UOB also have quietly adjusted their redemption ratios for certain rewards. Its just that its isn't that significant that many people don't actually realise it.

very soon you might have 20X reward points, but redeemption also go up in tandem. Inflation is steadily going up.

 

[shanhz]

Im using DBS Altitude and UOB One now, my main cards and my expenses are about 2k monthly.

Previously on Manhattan and Citi Dividend, but decided to boycott them since they took away all the main benefits.

Manahtten at 3% is still the best card arnd for big purchases. No need to boycott them la.

 

[Suleyman]

My biggest worry is that the notice comes too late for you to take action and you will be stuck with those unused points....

That is why we have this forum to share information on changes. Even if you miss the dateline, the points are hardly useless since they can always be used for something else (albeit of lower value).

Anyway, this same concern is true for all the foreign banks (all of which have devalued their redemption rates or earn rates in recent years), so why give them a pass and not the local banks?

Actually at this moment, i suck up to ANZ,Citibank and sometimes Maybank only. DBS, UOB and OCBC out.

Your loss, given some of the best miles earning cards are from UOB. *shrug* 4 miles/$ on anything. Thanks!

Manahtten at 3% is still the best card arnd for big purchases. No need to boycott them la.

You can do better than 3% on the 10x cards (like Citi Rewards, UOB Preferred Platinum Visa & Amex). For overseas transactions, SCB's higher commissions mean that even with a 3% rebate, you are still losing out.

With some of the workarounds available, there are increasingly limited scenarios where the Manhatten card is good.

 

[sleeping]

Your loss, given some of the best miles earning cards are from UOB. *shrug* 4 miles/$ on anything. Thanks!

Denomination of 10K miles for redemption, and some have minimum spending conditions tied to it, a big effort to do monitoring. No good. Passed.

 

[tiltonhall]

Did anyone receive mailer from DBS?

Effective 1 December, DBS Altitude only giving 1.2 miles per $1 for local spend period.

No more 1.6 miles per $ for spend above $2,000.

 

[swordspirit]

Did anyone receive mailer from DBS?

Effective 1 December, DBS Altitude only giving 1.2 miles per $1 for local spend period.

No more 1.6 miles per $ for spend above $2,000.

Nope. If true. Time to cancel the card

 

[purpletoysmum]

Did anyone receive mailer from DBS?

Effective 1 December, DBS Altitude only giving 1.2 miles per $1 for local spend period.

No more 1.6 miles per $ for spend above $2,000.

The card has been put into hibernation now.

Let's hope other banks don't reduce their MPD rates in tandem.

 

[xtwis7]

If they even drop the bonus DBS point for spending above $2k, can fly kite alr.

 

[torrent06]

Did anyone receive mailer from DBS?

Effective 1 December, DBS Altitude only giving 1.2 miles per $1 for local spend period.

No more 1.6 miles per $ for spend above $2,000.

Can scan and upload a picture? If really changed, then no better than Citi PM.

 

[hwmook]

I already put this card into hibernation, only use it as my ATM card or for paying when i use FAR card.