Standard Chartered Salary Advance 0% interest for 1st 3K

[fbb005]

I will apply again and see if I will fail again
If fail again, I will appeal manually.

 

[kenzon]

so after one year, their system and requirement still screw up? anyone with pior scb cc apply for salary advance and get approval? pls share

 

[MoDiE]

think still cock up.. basically salary advance and credit cards share same limit.. so if credit card give u max limit liao, SA will be rejected..

i has to call in manually ask them reduce the limit on my cc and use the reduced amount as the limit for my SA.

worth the effort coz SA is so far the best credit line among all.. first 3k no interest, can just spend with the debit card for 1% cashback no need scared daily interest...

 

[lifeishard]

i gave up. i cancelled all my cards with them and reapply their SA and CC 2 weeks after.

 

[kenzon]

think still cock up.. basically salary advance and credit cards share same limit.. so if credit card give u max limit liao, SA will be rejected..

i has to call in manually ask them reduce the limit on my cc and use the reduced amount as the limit for my SA.

worth the effort coz SA is so far the best credit line among all.. first 3k no interest, can just spend with the debit card for 1% cashback no need scared daily interest...

hmm i also had SC CC with them my limit was 2x of my previous salary, maybe I can update my income info for increase limit and apply for SA togather . u think this will work?

 

[MoDiE]

hmm i also had SC CC with them my limit was 2x of my previous salary, maybe I can update my income info for increase limit and apply for SA togather . u think this will work?

might work. can try

 

[sgbanking]

might work. can try

i read the brochure and it says that if your current credit card limit is already 4 times your monthly salary, you will not be able to apply for this additional salary advance facility.

Having that said, it means the combined credit limit with SCB is 4Xmonthly income.

 

[Ysatis]

My credit limit is 4x mthly income which means cannot sign?

 

[MoDiE]

My credit limit is 4x mthly income which means cannot sign?

can. just call them, ask them lower your limit for cc, then apply for SA. i did it

 

[beri stupid idiot]

hmm i also had SC CC with them my limit was 2x of my previous salary, maybe I can update my income info for increase limit and apply for SA togather . u think this will work?

does that work bro ?

 

[fbb005]

i gave up. i cancelled all my cards with them and reapply their SA and CC 2 weeks after.

I have cancel all my scb credit card half year ago, haven't try again to apply their SA

 

[fbb005]

Your other bank credit card is consider also?

 

[PeachGal]

This mastercard seemed interesting with no cap 1 percent cashback. Can we used it like any other common CC?

 

[kenzon]

does that work bro ?

i duno, it's been two weeks + and still pending ... *finger cross**

 

[jyco1403]

0% interest for how long ?

 

[lcpteck]

0% interest for how long ?

As long as the account remains open.

 

[kenzon]

if draw over 3k say 3.5k how is the interest calculated? the first 3k still interest free right? only 500 will incurred interest right?

 

[PeachGal]

Seemed that I couldnt find this salary adv scheme anymore..hmm..Anyone?

 

[lcpteck]

Should be still available, seems my application was rejected.

I've cancelled all my credit cards with SCB and gonna head to branch to cancel my XtraSaver account as well.

After that gonna try applying again.

 

[naro]

and the website doesnt seem to have info on Salary advance too.