But those vouchers can only used at kallang ntuc rite? Citibank cso say so. Besides kallang too far from my place, tpt waste money
Just suggesting, for grocery buys... would suggest going for the Imagine combo + whichever cc card u use to top up combo if you already have the Imagine card or don't mind investing $5 for the first month to get 7+ whatever % future months.
I used vouchers for about 2 years but stopped recently since all NTUC is accepting Amex. Convenience aside, other "practical" reasons as follows:
1) Vouchers usage, either you will not optimise the said 7% since it's rare that your bill will hit the voucher value nicely and usually have to pay residual with a lower % card.
2) If you are a regular cold storage customer, the self service counter offers 3% discount option. You can't use vouchers for self service counter so the 7% becomes only 4% for vouchers.
3) Missing out on mall related promos if you use vouchers. For most malls, you can't qualify for any promos with vouchers purchase. When you make another purchase with your vouchers subsequently, you still can't qualify cos your spent value doesn't hit criteria. In contrast, if you top up Imagine card first, spend with Imagine card, the entire value spent will qualify for the mall promo.