[Insurance] NTUC vivalife or iterm?

[Lonely_Hippo]

Iterm covers up to 64.
vivalife lifetime.

But vivalife pay more.

 

[Lonely_Hippo]

Anyone can comment?

 

[Lonely_Hippo]

I'm mean the policy.
Which to choose?

 

[mcylo]

Buy term invest the rest

 

[Lonely_Hippo]

Problem is.. Term only covers up to 65 years old...
Older then that.. No more coverage..
So how to overcome that if I buy term?

 

[popdod]

Problem is.. Term only covers up to 65 years old...
Older then that.. No more coverage..
So how to overcome that if I buy term?

Live till 65 yrs old then.
Problem solved.

 

[Lonely_Hippo]

Live till 65 yrs old then.
Problem solved.

If I scared I live after 65.. Then how?

 

[popdod]

If I scared I live after 65.. Then how?

Harakiri.
Khaw oledi gib u the answer.

 

[Lonely_Hippo]

Harakiri.
Khaw oledi gib u the answer.

Got any suggestion how to overcome this trap set by NTUC?

 

[civicguy]

iTerm. Although I have both.

 

[S1mpleGuy]

Only insurance u should buy is hospital plan

 

[CrimsonXross]

buy pruterm vantage until 100. best terms insurance in sg

 

[Lonely_Hippo]

iTerm. Although I have both.

I thinking of getting the minimum sum payout for item to be $350k when CI and $350k when death.

Then another vivolife for 100k.

So if I ever life thru 65, I still am insured.

Good or stupid?

 

[MrSinkie95]

iterm.........

 

[Lonely_Hippo]

Only insurance u should buy is hospital plan

I'm also getting basic for incomeshield so can cover me b1 ward if CI hospitalised

Any opinions in this?

Need help from Kor Kor and zeh zeh here.. Don't want to be con by insurance agent...

 

[LindaChen]

Iterm covers up to 64.
vivalife lifetime.

But vivalife pay more.

Pay more because it is lifetime.

 

[Lonely_Hippo]

Pay more because it is lifetime.

The payout is weak.. Pay 50% more but cover half the payout of iterm...
Did anyone know how to counter this trap?

 

[Lonely_Hippo]

I'm also getting basic for incomeshield so can cover me b1 ward if CI hospitalised

Any opinions in this?

Need help from Kor Kor and zeh zeh here.. Don't want to be con by insurance agent...

Can help me to craft a good plan to buy the policy?
I don't like vivolife but iterm only up to 65

 

[aoptionwriter]

After 65 no more dependant unless you marry after 50, so, can go peacefully any time.

 

[Shion]

buy pruterm vantage until 100. best terms insurance in sg

There is no point buying a term for such long durations